=== VPay Payment Gateway for WooCommerce === Contributors: darakolawole, elabscode Donate link: https://example.com/ Tags: vpay, woocommerce, payment gateway, Dare Kolawole plugins, verve, nigeria, naira, mastercard, visa Requires at least: 4.7 Tested up to: 6.2 Stable tag: 1.1.0 Requires PHP: 7.0 License: GPLv2 or later License URI: https://www.gnu.org/licenses/gpl-2.0.html VPay Payment Gateway for WooCommerce enables you receive instant and fast payments via bank transfer, USSD and card payment. == Description == This is VPay payment gateway for WooCommerce. VPay is a payment solution that enables cashiers and online shopping carts to increase customer loyalty by accepting payments via bank transfer and instantly confirm these payments without depending on the business owner or accountant. VPay is a payment gateway for businesses to accept payments from customers, either on a recurring or one-time basis. VPay offers an easier, faster and cheaper way for businesses to get paid on their web and mobile applications using convenient payment methods for customers with the highest success rates obtainable. With VPay Payment Gateway for WooCommerce, you can accept payments via: * Credit/Debit Cards — Visa, Mastercard, Verve (NG) * Bank transfer (Nigeria) * USSD (Nigeria) * Many more coming soon = Why VPay? = * Easy Reconciliation. VPay makes it simple for you to balance your books because we handle all the difficult tasks in real time, letting you know who paid for what and when it was paid. * Start receiving payments instantly—go from sign-up to your first real transaction in as little as 10 minutes * Simple, transparent pricing—no hidden charges or fees. * Intelligent fraud detection * Fully Featured Sandbox * Understand your customers better through a simple and elegant dashboard * Access to attentive, empathetic customer support 24/7 * Free updates as we launch new features and payment options * Clearly documented APIs to build your custom payment experiences Over 50,000 businesses of all sizes in Nigeria rely on VPay's suite of products to receive payments and make payouts seamlessly. Sign up on [vpay.africa/signup](https://vpay.africa/signup) to get started. = Note = This plugin is meant to be used by merchants in Nigeria. = Plugin Features = * __Accept payment__ via Mastercard, Visa, Verve, USSD, Bank Transfer. * __Seamless integration__ into the WooCommerce checkout page. Accept payment directly on your site = Suggestions / Feature Request = If you have suggestions or a new feature request, feel free to get in touch with me via the contact form on my website [here](http://bosun.me/get-in-touch/) You can also follow me on Twitter! **[@myvpayafrica](https://twitter.com/myvpayafrica)** == Installation == * Go to __WordPress Admin__ > __Plugins__ > __Add New__ from the left-hand menu * In the search box type __VPay WooCommerce Payment Gateway__ * Click on Install now when you see __VPay WooCommerce Payment Gateway__ to install the plugin * After installation, __activate__ the plugin. = VPay Setup and Configuration = * Go to __WooCommerce > Settings__ and click on the __Payments__ tab * You'll see VPay listed along with your other payment methods. Click __Set Up__ * On the next screen, configure the plugin. There is a selection of options on the screen. Read what each one does below. 1. __Enable/Disable__ - Check this checkbox to Enable VPay on your store's checkout 2. __Title__ - This will represent what your users see during checkout. 3. __Description__ - This controls the message that appears under the payment fields on the checkout page. Use this space to give more details to customers about what VPay is and what payment methods they can use with it. 4. __Test Mode__ - Check this to enable test mode. When selected, the fields in step six will say "Test" instead of "Live." Test mode enables you to test payments with your sandbox details before going live. You can uncheck this when your store is ready to accept real payments. 5. __Transaction_Charge__ - Amount to be charged to paying customer in addition to the order amount above. This amount must be greater than 0 and will share currency with order amount. 6. __Transaction_Charge_Type__ - Either flat or percentage. This indicates how the payment total should be computed using the order amount and txn_charge above. E.g. order amount = 1000, txn_charge = 5, txn_charge_type = “percentage” then total = 1000 + (1000 * 5%) = 1000 + 50 = 1050. 7. __API Keys__ - The next two text boxes are for your VPay API keys, which you can get from your VPay Dashboard. If you enabled Test Mode in step four, then you'll need to use your sandbox API keys here. Otherwise, you can enter your live keys. 8. Click on __Save Changes__ to update the settings. We __strongly__ recommend that you set a Webhook URL on your VPay dashboard. This way, whenever a transaction is complete on your store, we'll send a notification to the Webhook URL, which will update the order and mark it as paid. You can set this up by using the URL in red at the top of the Settings page. Just copy the URL and save it as your webhook URL on your VPay dashboard under __Settings > Webhooks__ tab. If you do not find VPay on the Payment method options, please go through the settings again and ensure that: * You've checked the __"Enable/Disable"__ checkbox * You've entered your __API Keys__ in the appropriate field * You've clicked on __Save Changes__ during setup == Frequently Asked Questions == = What Do I Need To Use The Plugin = * A VPay merchant account —- use an existing account or [create an account here](https://vpay.africa/signup) * An active [WooCommerce installation](https://docs.woocommerce.com/document/installing-uninstalling-woocommerce/) * A valid [SSL Certificate](https://docs.woocommerce.com/document/ssl-and-https/) == Changelog == = 1.0 = * A change since the previous version. * Another change. = 0.5 = * List versions from most recent at top to oldest at bottom. == Upgrade Notice == = 1.0 = Upgrade notices describe the reason a user should upgrade. No more than 300 characters. = 0.5 = This version fixes a security related bug. Upgrade immediately.