=== ShoppingOS Payments === Contributors: shoppingosinc Tags: woocommerce, shoppingos, payments, e-commerce, ecommerce Requires at least: 5.8.0 Tested up to: 5.9.0 Stable tag: 2.0.3 Requires PHP: 7.2 WC requires at least: 5.0.0 WC tested up to: 5.9.0 License: GPLv3 or later License URI: http://www.gnu.org/licenses/gpl-3.0.html == DESCRIPTION == Account-2-Account payments made very simple. Securely accept account-2-account payments, and allow customers to pay you directly from their bank account. Extra-low fees compared to card payments and no chargebacks. Extended WooCommerce interface allows you to accept account-2-account payment together with other payment methods and manage transactions from one interface - your WordPress dashboard. === How to get started === - Create a merchant profile at [ShoppingOS Dashboard](https://service.shoppingos.com) - Set up your Account Number and Sort Code - Download and install the plugin [ShoppingOS Payments](https://wordpress.org/plugins/shoppingos-payments/) - Configure App ID and App Secret received from the Dashboard - Complete a test payment using the **test mode** - Contact ShoppingOS so we can verify your shop and enable live access - Start saving money == Frequently Asked Questions == = What banks is ShoppingOS currently connected with? = We currently partner with authorised [Payment Initiation Service Provider (PISP)](https://www.fca.org.uk/consumers/account-information-and-payment-initiation-services) which provides connectivity to all banks in United Kingdom. = What is 'Pay with Bank'? = This is a new online checkout option that lets customers pay merchants directly using the bank app or online mobile account without any intermediaries. Making online checkout easier, faster & more secure. = What are the current Open banking security standards? = We address the fundamental shortcomings of cards by strongly authenticating consumers via open banking technology, allowing customers authorise payment via Secure Customer Authentication (SCA) [see regulators page here](https://www.fca.org.uk/firms/strong-customer-authentication). = Is 'Pay with bank' available on mobile & desktop? = Yes, our modern online banking ux is simple and intuitive, driving superior conversion when compared to cards across mobile and desktop. = How do I add my bank? = Once you sign up on the [dashboard](https://service.shoppingos.com), you can add your business bank account and start accepting payments and issuing reverse payments. == Installation == 1. Upload plugin folder to to the "/wp-content/plugins/" directory. 2. Activate the plugin through the "Plugins" menu in WordPress. 3. Register at [ShoppingOS Merchant Dashboard](https://service.shoppingos.com) to obtain API credentials. 4. Save the API credentials in plugin settings. = 2022.06.17 - version 2.0.3 = * Fix - Bug fix on handling failed payments status after customer is redirected back from bank = 2022.06.08 - version 2.0.2 = * Fix - Bug fix on handling failed payments message = 2022.06.01 - version 2.0.1 = * Fix - Bug fix on missing admin notice with refund status = 2022.05.24 - version 2.0.0 = * Add - Automatic notes to order with explanation on failed payment attempt * Add - Requirements checks on activation * Enhancement - Better and way more stable refunds * Fix - Fix 'pending payment' status on succesful payment attempts * Fix - Fix callback url not working with disabled pretty permalinks * Tweak - Status updates to 'failed' after unsuccessful payment attempts * Dev - Increased response timeout for `send_*_callback` methods * Dev - Add coding standards * Dev - Add class autoload and namespaces, follow PSR-4 * Dev - Multiple coding style improvements = 2022.04.07 - version 1.0.6 = * Enhancement - Add more banks for selections during checkout page * Fix - Fix plugin styles on checkout page * Fix - Display proper errors for incomplete payments/refunds * Fix - Fix invalid callback request for failed payments = 2022.03.18 - version 1.0.5 = * Enhancement - Add bank selection on checkout page * Fix - Fix a bug where complete payments didn't update status on Woocommerce = 2022.03.18 - version 1.0.4 = * Enhancement - Add payment progress bar * Enhancement - Collect user agent and customer checksum = 2022.02.28 - version 1.0.3 = * Fix - Fix error when accessing non-order pages = 2022.02.28 - version 1.0.2 = * Tweak - Made possible to enter decimals for refund * Enhancement - Add dashboard statistics widget * Enhancement - Add 'learn more' setting * Enhancement - Add possibility to filter orders by payment method = 2022.02.20 - version 1.0.1 = * Tweak - Update image sizes for mobile view * Enhancement - Improve plugin settings page * Enhancement - Add plugin settings links = 1.0.0 = * Initial release.