=== FuturePay Payment Gateway ===
Contributors: FuturePay
Donate link: https://www.futurepay.com/
Tags: futurepay, future pay, pay later, alternative payment, checkout, e-commerce, ecommerce, wordpress ecommerce, cart, payment methods
Requires at least: 4.0
Tested up to: 4.7.4
Stable tag: 20170524
License: GPLv2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html

FuturePay is a simple and convenient payment option that allows your customers to shop online without a credit card

== Description ==

FuturePay is a streamlined payment option that lets your customers buy now and pay later – without a credit card. With just one click, your customers can apply for a FuturePay account and if approved complete their purchase, all without ever leaving your cart. 

Regardless of what you’re selling, FuturePay lowers the barriers to completing a purchase by providing a way for your customers to pay for large purchases with affordable monthly payments. The best part is that you get paid upfront and your customers get to pay over time with flexible monthly payments that fit their budget – it’s a win-win!

[youtube https://www.youtube.com/watch?v=IRFeBnUTx-s]

= How does FuturePay work for my customers? = 

With FuturePay customers can shop online without a credit card. Plus, you can add FuturePay to your WooCommerce store in minutes! FuturePay will be offered in your cart alongside the payment options you already offer.

Customers can apply for an account in seconds, all without leaving your cart. To apply, customers only need to enter their email address, birthdate, and the last 4 digits of their Social Security Number. Subject to credit approval, this process takes only seconds after which they can complete their purchase.

How it Works:

> 1) Your customer adds items to their cart, selects FuturePay as their payment option and completes the order.
2) Your customers settle their balance directly with FuturePay and pay in flexible monthly payments.
3) FuturePay pays you upfront, regardless of how long it takes your customer to pay off their FuturePay tab.
4) Your happy customers can use their FuturePay tabs to buy now and pay later for repeat purchases – no need to reapply.


== Installation ==

This section describes how to install the plugin and get it working. There are three ways to install this plugin:

> **WordPress Admin Search**  
> >1. In your Admin, go to menu `Plugins` > `Add`  
2. Search for `'FuturePay for WooCommerce'`  
3. Confirm that `FuturePay` is the author  
4. Click to install  
5. Activate the plugin  
6. To find the plugin settings, go to menu `WooCommerce` > `Settings` > `Checkout` > `FuturePay`  

= Configuration = 

Configuring FuturePay for WooCommerce is simple. Just follow these four steps:

> 1. Go to the FuturePay settings screen found under the WooCommerce Menu > Settings > Checkout > FuturePay.
> 2. Log-in using your FuturePay Merchant Account credentials or Sign-up for a FuturePay Merchant Account by clicking on sign-up
> 3. Verify that ‘Enable Sandbox’ is not checked
> 4. Save changes


== Frequently Asked Questions ==

See the FAQs on our website: https://futurepay.com/merchant-faq/

== Screenshots ==

1. Configuration of plugin
2. Checkout page with new FuturePay customer sign up
3. Checkout page with existing FuturePay customer sign in
4. Learn More pop-up at checkout

== Changelog ==

= 20170524 =
* Updated readme.txt content

= 20170519 =
* Fixed payment method title not showing up in payment method gateway ordering options

= 20170516 =
* Check if WooCommerce is active by class name instead of file name
* Fixed media uploader collision between product edit and custom payment method image

= 20170419 =
* Added new get_billing_country() calls in preparation for get_country() deprecation
* Fixed product not always available for backorder items

= 20170404 =
* Fixing javascript timing to disable place order button when FuturePay is selected

= 20170320 =
* Added support for WooCommerce Subscriptions
* Added support for pre-authorizing transactions on back order
* Fixed FuturePay application token persistence when billing info is changed
* Fixed WP Admin ajax calls being escaped causing the merchant login/signup forms to stop working

= 20150225 =
* Fix invalid argument notice on non-US region list

= 20150204 =
* Allow merchants worldwide; restrict customers to US

= 20150202 =
* Fixed custom thank you page not displaying on successful purchase

= 20150128 =
* Fixed order confirmation email being sent on failed orders

= 20141104 =
* Fixed phone number validation on signup and URL encoding on FuturePay login request to stop it from rejecting some email addresses.

= 20141030 =
* Changed function names to avoid conflicting with other plugins

= 20141028 =
* Removed hard-coded $500 credit limit to allow FuturePay to define the limit on a per-merchant basis

= 20141016 =
* Removed call to non-existent email_instructions function

= 20141008 =
* Added readme file and screenshots

= 20140930 =
* Fixed logo css collision with themes.

= 20140930 =
* Fixed plugin load order issue

= 20140929 =
* Initial version

== Upgrade Notice ==

None

== Troubleshooting ==

If FuturePay isn’t working properly:

1. Go to the FuturePay settings screen (`WooCommerce` > `Settings` > `Checkout` > `FuturePay`) and click "Log-in"
2. Enter your FuturePay log-in credentials to reset the plugin
3. Be sure to confirm that "Enable Sandbox" is not checked

If you have any questions or require support feel free to reach us at merchant@futurepay.com.