<?xml version='1.0'?>
<xsl:stylesheet version="1.0" xmlns:xsl="http://www.w3.org/1999/XSL/Transform">

  <xsl:template name="replace-string">
    <xsl:param name="text"/>
    <xsl:param name="replace"/>
    <xsl:param name="with"/>
    <xsl:choose>
      <xsl:when test="contains($text,$replace)">
        <xsl:value-of select="substring-before($text,$replace)"/>
        <xsl:value-of select="$with"/>
        <xsl:call-template name="replace-string">
          <xsl:with-param name="text"
select="substring-after($text,$replace)"/>
          <xsl:with-param name="replace" select="$replace"/>
          <xsl:with-param name="with" select="$with"/>
        </xsl:call-template>
      </xsl:when>
      <xsl:otherwise>
        <xsl:value-of select="$text"/>
      </xsl:otherwise>
    </xsl:choose>
  </xsl:template>

</xsl:stylesheet>