=== CardinalCommerce OneConnect 3D-Secure for Authorize.net ===
Contributors: cardinalsupport, williamjlittlefield
Tags: 3d secure, 3d-secure, 3dsecure, authorize.net, payment gateway, cybersource, woocommerce, woocommerce payment gateway, chase, paymentech, heartland, portico, NMI, First Data, Paypal, PayfloPro, payments
Requires at least: 4.6
Tested up to: 4.7.5
Stable tag: 2.0
License: GPLv3 or later
LicenseURI: http://www.gnu.org/licenses/gpl-3.0.html
WC requires at least: 3.0
WC tested up to: 3.0.8
OneConnect authorizes payments using your gateway. Optionally protect your site with 3D-Secure, shift fraud liability to banks, increase your sales.
== Description ==
CardinalCommerce OneConnect for WooCommerce
OneConnect solves two problems for WooCommerce merchants:
1. Easily connect to your payment gateway, and switch gateways without switching plugins
2. (Optional) Add 3D-Secure protection against fraud, improve authorizations (sales), and satisfy worldwide mandates
This is the most versatile Payment Gateway for WooCommerce. One connection to CardinalCommerce, the leader in protecting e-commerce transactions since 1999, allows you to connect your store once and have access to multiple major payment gateways including Authorize.net, Cybersource, Chase Paymentech, Heartland Portico, Network Merchants (NMI), First Data, PayPal PayFloPro, and more.
Call 877-352-8444 for more information or use the [credentials form](http://info.cardinalcommerce.com/credentials-woocommerce)
Enable payments with the Authorize.net payment gateway allowing you to accept credit and debit cards in your e-store. Enhanced functionality allows you to use other gateways as well such as: Cybersource, Chase Paymentech, Heartland Portico, Network Merchants (NMI), First Data, PayPal PayFloPro and more.
Accept Visa, MasterCard, Discover, and American Express.
Call 877-352-8444 for more information or use the [credentials form](http://info.cardinalcommerce.com/credentials-woocommerce)
Protect Your Store From Fraud with 3D Secure
CardinalCommerce is famous for offering the most versatile rules based 3D Secure (3DS) solution in the industry. Protect your web store with this optional service that gives you all of the benefits of Cardinal Consumer Authentication.
https://www.youtube.com/watch?v=54Ftsl-Yo3c
1. Fraudulent chargeback blocking on authenticated transactions
2. Accept more orders using 3DS to strengthen your fraud detection
3. Enjoy possible interchange savings up to 20 basis points!
4. Safely accept more international orders where 3DS is mandated
Supports Verified by Visa (VbV), MasterCard SecureCode, Discover ProtectBuy, and American Express Amex Safekey.
Call 877-352-8444 for more information or use the [credentials form](http://info.cardinalcommerce.com/credentials-woocommerce)
[CardinalCommerce Web Site](https://www.cardinalcommerce.com)
Why do WordPress (WooCommerce) merchants use 3-D Secure?
3-D Secure is an authentication initiative by the card networks to cut fraud out of the online payment system like chip cards reduce fraud at the physical register. The goal is to improve online transaction performance and accelerate eCommerce growth. Merchant benefits of using 3-D Secure include reducing fraud, increasing authorization rates, and reduce fees associated with the card networks.
What is Consumer Authentication?
Cardinal Consumer Authentication is a patented rules-based solution that incorporates 3-D Secure. Online transactions are authenticated with the consumer's card issuing bank. The bank determines fraud risk and takes on liability when they authenticate a transaction, saving the merchant from chargebacks. The merchant is given options on the experiences the consumer sees on their checkout page.
Why is consumer authentication important now?
* Fraud liability shift for consumers "I didn't do it" transactions.
* Authorize more transactions when you authenticate first
* Potential interchange rate savings
* Increasing mandates around the world
* Expected CNP fraud spike with the U.S. rollout of EMV Chip Cards
Resources
* Find out what Cardinal Consumer Authentication is and how it can [stop fraudsters on your web store.](https://www.cardinalcommerce.com/videos/1_CardinalConsumerAuth)
* You might have questions about Cardinal Consumer Authentication, [we've got the answers!](https://www.cardinalcommerce.com/videos/3_FAQs)
* Find out what your tech team [needs to know about 3D Secure.](https://www.cardinalcommerce.com/videos/Cardinal%20Dev%20Center%20Intro%20for%20Emerging%20Businesses)
* Just a single fraudulent transaction can cost you stacks of money, [reduce your webstore fraud.](http://info.cardinalcommerce.com/smb-infographic-form-page)
* How to prevent stolen credit card transactions on your webstore, [it is easy!](http://info.cardinalcommerce.com/fraud-101-landing-page)
Cardinal can take the worry and work out of accepting credit cards online. Learn how fraud impacts your webstore. Find out why it is important to have a solution in place to [combat fraud](http://info.cardinalcommerce.com/card-present-card-not-present).
Don't forget to checkout [our blog](http://payments.cardinalcommerce.com/) to learn all the latest in the payments space.
What our Customers say:
* Amtrak: Cardinal Consumer Authentication increases sales and reduces chargebacks.
* Priceline: Priceline works with Cardinal to reduce fraud and increase sales while creating a better experience for their legitimate consumers.
Real Support
CardinalCommerce customers enjoy true support through our online portal as well as real live phone support. Visit the [CardinalCommerce Web Site](http://www.cardinalcommerce.com) or call 877-352-8444.
== Installation ==
https://youtu.be/0yP2OgqTAvE
== Frequently Asked Questions ==
= How do I get my Cardinal credentials? =
CardinalCommerce provides those over the phone or via email once you have the plugin installed. Call us at 877-352-8444 or email info@cardinalcommerce.com
= Is there a cost to use the plugin? =
No, using it for connecting to your gateway is free and convenient. You do not have to change plugins in the future if your gateway changes. There is a cost for enabling 3D-Secure but it is very low compared to the fraud savings from chargeback protection. Call for pricing, it is quick and painless.
= Where do I get my CardinalCommerce credentials =
This is a FREE process and the credentials are here: Call 877-352-8444 or use the [credentials form](http://info.cardinalcommerce.com/credentials-woocommerce)
== Screenshots ==
1. Effect of Cardinal on Web Sales and Fraud
2. EMV for Online Business
3. Benefits Overview
== Changelog ==
= 2017.12.12 - Version 2.0 =
* Changes the way ECI, CAVV, and XID are passed to Authorize.Net
= 2017.11.07 - Version 1.1.0 =
* Added Enable / Disable gateway functionality in settings
* Add payment brand logos to payment gateway
* Fixed jQuery reload bug, ensuring plugin functionality even if jQuery is loaded twice
= 2017.04.12 - Version 1.0 =
* First release