=== Advisers Calculators === Contributors: 1myadvisers Donate link: https://myadvisers.in Tags: financial calculator, emi calculator, sip calculator, loan calculator, tax calculator Requires at least: 6.0 Tested up to: 7.1 Requires PHP: 7.4 Stable tag: 2.0.1 License: GPLv2 or later License URI: https://www.gnu.org/licenses/gpl-2.0.html All-in-one financial toolkit for India — 40 calculators across loans, savings, mutual funds, retirement, tax, insurance, and bonds. == Description == **Advisers Calculators** embeds interactive financial calculators on any page via shortcode, organized into categories, all managed from a single "Advisers Calculators" admin menu: *Bank & Loans* * EMI Calculator * Home Loan EMI Calculator * Home Loan Eligibility Calculator * Fixed Deposit — TDR (Interest Payout) * Fixed Deposit — STDR (Cumulative) * Recurring Deposit Calculator *Post Office & Govt. Savings* * PPF Calculator * Sukanya Samriddhi Account Calculator * Senior Citizens Savings Scheme Calculator * Kisan Vikas Patra Calculator * Monthly Income Scheme Calculator * Post Office Time Deposit Calculator * National Savings Certificate Calculator *Mutual Funds* * SIP Calculator * ELSS Calculator * SWP Calculator * Lumpsum Investment Calculator *Retirement* * Retirement Corpus Calculator * NPS Calculator * EPF Calculator * VPF Calculator * Atal Pension Yojana Calculator * PM-SYM Calculator * PM Vaya Vandana Yojana Calculator * Gratuity Calculator *Tax* * Income Tax Calculator (Old & New Regime) * Capital Gains Tax Calculator *Insurance* * Life Insurance Maturity Calculator * Term Life Policy Calculator (Human Life Value) * Endowment Policy Return Calculator * Postal Life Insurance (PLI) Estimator * Rural PLI (RPLI) Estimator * PM Jeevan Jyoti Bima Yojana Overview * PM Suraksha Bima Yojana Overview *Bonds* * Floating Rate Savings Bonds Calculator * Sovereign Gold Bond Calculator * 54EC Capital Gains Bonds Calculator *General* * Compound Interest Calculator * Simple Interest Calculator * Inflation Calculator Use `[advisers_calculator]` to show every enabled calculator in a category-tabbed switcher, or `[advisers_calculator type="sip"]` to embed just one. All math runs client-side in vanilla JS with HTML5 Canvas charts — no external calls, no third-party libraries. = Disclaimer = Calculator results are estimates for illustrative and educational purposes only, using standard simplified financial formulas. This does not constitute financial, investment, insurance, or tax advice — always confirm with your bank, fund house, insurer, or a qualified advisor. == Installation == 1. Upload the `advisers-calculators` folder to `/wp-content/plugins/`, or install via **Plugins → Add New → Upload Plugin**. 2. Activate through the **Plugins** menu. 3. Go to **Advisers Calculators → Calculators** to enable individual calculators, set default rates, brand color, and currency symbol. 4. Add shortcodes to any page: * `[advisers_calculator type="emi"]` — a specific calculator (see the settings page for every slug) * `[advisers_calculator]` — a tabbed switcher with every enabled calculator == Frequently Asked Questions == = How do I show a specific calculator? = Use `[advisers_calculator type="slug"]`, replacing `slug` with one of: `emi`, `sip`, `ppf`, `fd`, `rd`, `life-insurance`, `annuity`, `retirement`, `term-life`, `endowment`, `home-loan-emi`, `home-loan-eligibility`, `lumpsum`. Every shortcode is also listed on the settings page. = Can I disable calculators I don't need? = Yes. Untick any calculator on the Calculators settings page — its shortcode will then show a "not available" message instead of the calculator. = Does this plugin make any external calls? = No. Every calculation runs entirely client-side in the visitor's browser using vanilla JavaScript; no data is sent to any external server. == Changelog == = 2.0.1 = * Fixed Plugin URI (was pointing to a 404 page — now points to the main site). * Renamed the localized front-end JavaScript global from the generic `myCalculatorData` to `advisersCalculatorData`, per WordPress.org Plugins Team feedback on unique naming (this was leftover from the pre-rename code and wasn't caught by the PHP identifier rename since it uses camelCase with no separator). = 2.0.0 = * Renamed the plugin from "My Calculators" to **Advisers Calculators** (slug: `advisers-calculators`) at the request of the WordPress.org Plugins Team, whose review found the previous name built entirely from common words ("my" + "calculators") and not distinctive enough to list. * Text domain, plugin header, admin menu, all translation strings, CSS classes, JS hooks, and asset filenames updated to match. * Shortcode renamed from `[my_calculator]` to `[advisers_calculator]`. * Removed now-unnecessary back-compat constant aliases left over from the old name. = 1.2.2 = * Hardened activation for multisite: network-activating the plugin now runs setup on every site in the network (previously only the current site), via the standard `$network_wide` + `get_sites()` pattern. * New sites created after network activation now get the same default settings automatically (`wp_initialize_site`). = 1.2.1 = * Fixed the plugin's text domain to match its WordPress.org slug (`advisers-calculator`) across all translation strings, resolving `TextDomainMismatch` warnings from the Plugin Check tool. * Updated "Tested up to" to WordPress 7.1. * Shortened the readme's short description to meet the 150-character limit. * Removed leftover references to a "Credit Score Checker" module (readme sections, an admin settings-page link, and an uninstall cleanup call) that were not part of this package. * Hooked up a previously-unused upgrade routine (`advisers_calculators_maybe_upgrade()`) to `plugins_loaded` so future version-based upgrades run automatically. * Added complete inline documentation (docblocks) across all PHP files per the WordPress PHP documentation standards. = 1.2.0 = * Fixed a display bug where every calculator in a category could appear stacked on the page at once instead of just the selected one. * Redesigned the `[advisers_calculator]` switcher: category tabs at the top, then a dropdown scoped to that category's calculators — selecting one shows only that calculator. * Hardened the "only one calculator visible" behavior with both an inline style and a `!important` CSS rule, so it holds even under aggressive page caching. = 1.1.0 = * Expanded from 13 to 40 calculators, adding Post Office & Govt. Savings (SSA, SCSS, KVP, MIS, Time Deposit, NSC), Mutual Funds (ELSS, SWP), Retirement (NPS, EPF, VPF, Atal Pension Yojana, PM-SYM, PM Vaya Vandana Yojana, Gratuity), Tax (Income Tax with Old/New regime, Capital Gains), Insurance (PLI, RPLI, PMJJBY, PMSBY), Bonds (Floating Rate Savings Bonds, Sovereign Gold Bond, 54EC), and General (Compound Interest, Simple Interest, Inflation). * Split Fixed Deposit into TDR (interest payout) and STDR (cumulative) variants to match how banks actually offer them. * Reorganized the `[advisers_calculator]` switcher into category tabs (Bank & Loans, Post Office & Govt. Savings, Mutual Funds, Retirement, Tax, Insurance, Bonds, General) instead of one long flat list. * Redesigned the front-end styling: refreshed color system, highlighted primary result, polished cards/buttons/charts, better mobile spacing. * Reorganized the settings page into card sections with rates grouped by category. = 1.0.0 = * Merged the standalone "Advisers Calculator" and "My Credits" plugins into one package with a unified "Advisers Calculators" admin menu, shared text domain, and cross-linked settings pages. == Upgrade Notice == = 2.0.0 = Plugin renamed to Advisers Calculators. If you're updating from "My Calculators," the shortcode changed from [my_calculator] to [advisers_calculator] — update any pages using the old tag. = 1.2.2 = Multisite activation hardening only — no changes to shortcodes, settings, or saved data on existing single-site installs. = 1.2.1 = Internal fixes only (text domain, readme compliance, documentation) — no changes to shortcodes, settings, or saved data. = 1.1.0 = Adds 27 new calculators and a redesigned interface. Existing shortcodes and saved settings continue to work unchanged. = 1.0.0 = First release of the merged plugin. If you previously ran "Advisers Calculator" and/or "My Credits" separately, deactivate and delete those, then install this package — your saved settings (option names are unchanged) will carry over automatically.