[ [ { "field_id": "EH-010", "1003_section": "N\/A", "data_stream": " 'EH'", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Envelope Header", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Data" }, { "field_id": "EH-020", "1003_section": "N\/A", "data_stream": "Institution ID", "position": "4", "field_length": "6", "occurances": "", "field_information": "Fannie Mae Defined Institution ID\n\nThis field is required to resubmit loans to the appropriate institution. If not provided the default institution for the user ID will be used. If this institution differs from the original submission, an exception will occur.\n\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "EH-030", "1003_section": "N\/A", "data_stream": "Institution Name", "position": "10", "field_length": "25", "occurances": "", "field_information": "Text\n\nUser supplied", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "EH-040", "1003_section": "N\/A", "data_stream": "Date", "position": "35", "field_length": "11", "occurances": "", "field_information": "CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "<_DATA_INFORMATION DATA_VERSION _Name>" }, { "field_id": "EH-050", "1003_section": "N\/A", "data_stream": "Envelope Control Number", "position": "46", "field_length": "9", "occurances": "", "field_information": "Text\n\nUser supplied on Import.\nSystem Generated on Export.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "TH-010", "1003_section": "N\/A", "data_stream": " 'TH'", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Transaction Header", "values": "", "g": "R", "ec": "R", "root_element": " No Corresponding MISMO Attribute" }, { "field_id": "TH-020", "1003_section": "N\/A", "data_stream": "Transaction ID", "position": "4", "field_length": "11", "occurances": "", "field_information": "", "values": "T100099-002", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "TH-030", "1003_section": "N\/A", "data_stream": "Transaction Control Number", "position": "15", "field_length": "9", "occurances": "", "field_information": "Text\n\nUser supplied on import.\nSystem generated on export.", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "TPI-010", "1003_section": "N\/A", "data_stream": "TPI", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Transaction Processing Info", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "TPI-020", "1003_section": "N\/A", "data_stream": "Version ID", "position": "4", "field_length": "5", "occurances": "", "field_information": "Version", "values": "1.00", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "TPI-030", "1003_section": "N\/A", "data_stream": "Identifier Type Code", "position": "9", "field_length": "2", "occurances": "", "field_information": "Mandatory for import if field TPI-050= \"R\"", "values": "01 = Fannie Mae CasefileID", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "TPI-040", "1003_section": "N\/A", "data_stream": "Identifier", "position": "11", "field_length": "30", "occurances": "", "field_information": "Fannie Mae Casefile ID\nDigits only\n\nPopulated with Fannie Mae Casefile ID if TPI-030 = 01\nRequired for DU resubmissions (TPI-050 = R). \nThis ID is assigned by DU on the initial submission\/creation of a casefile in DO\/DU.\n\nEarlyCheck: required for DU Compare\n\n\n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "TPI-050", "1003_section": "N\/A", "data_stream": "Import Action Indicator", "position": "41", "field_length": "1", "occurances": "", "field_information": "", "values": "R = Resubmit\nN = New Import", "g": "R", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "000-010", "1003_section": "", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: File Identification", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-020", "1003_section": "", "data_stream": "File Type", "position": "4", "field_length": "3", "occurances": "", "field_information": "", "values": "1 = 1003", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-030", "1003_section": "", "data_stream": "File Version ID", "position": "7", "field_length": "5", "occurances": "", "field_information": "File Version", "values": "3.20", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-040", "1003_section": "", "data_stream": "Export Version Indicator", "position": "12", "field_length": "1", "occurances": "", "field_information": "Field used for Export only\nVersion Indicator", "values": "W = Working Copy", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "00A-010", "1003_section": "", "data_stream": "00A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Top of Form", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "00A-020", "1003_section": "Top", "data_stream": "The income or assets of a person other than the borrower (including the borrower's spouse) will be used as a basis for loan qualification.", "position": "4", "field_length": "1", "occurances": "", "field_information": "", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "00A-030", "1003_section": "Top", "data_stream": "The income or assets of the borrower\u2019s spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered because the borrower resides in a community property state, the security property is located in a community property state, or the borrower is relying on other property located in a community property state as a basis for repayment of the loan.", "position": "5", "field_length": "1", "occurances": "", "field_information": "", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "01A-010", "1003_section": "I", "data_stream": "01A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Mortgage Type and Terms", "values": "", "g": "R", "ec": "R", "root_element": "MORTGAGE_TERMS" }, { "field_id": "01A-020", "1003_section": "I", "data_stream": "Mortgage Applied For", "position": "4", "field_length": "2", "occurances": "", "field_information": "Government Loans: Code value must be 02 or 03 only.\n\nCommunity Lending Loans: Code value cannot be 02 or 03.", "values": "EDI Data Element 1093:\n01 = Conventional\n02 = VA\n03 = FHA\n04 = USDA \/ Rural Housing Service\n07 = Other", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "01A-030", "1003_section": "I", "data_stream": "Mortgage Applied For (Other)", "position": "6", "field_length": "80", "occurances": "", "field_information": "Format: Text\n\nSpecify value if field #01A-020 is Other\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "01A-040", "1003_section": "I", "data_stream": "Agency Case Number", "position": "86", "field_length": "30", "occurances": "", "field_information": "Certificate number for the FHA insurance or the VA guaranty of a mortgage.\n\nFormat: Text \nGovernment Loans: \nIf the loan type is FHA, enter the appropriate eleven-digit FHA case number in this field. The Agency Case number will be required on at least the final submission for the FHA TOTAL Scorecard. (Format: XXX-XXXXXXX).\n\nIf the loan type is VA, enter the appropriate VA case number in this field.\n\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "01A-050", "1003_section": "I", "data_stream": "Case Number", "position": "116", "field_length": "15", "occurances": "", "field_information": "Alphanumeric\n\nThe lender or originator can specify any alphanumeric loan identifier in this field. Do not use special characters: < ,>, &, \u2018, \u201c, %.\nIf not specified, the system will default the field to Unassigned.", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "01A-060", "1003_section": "I", "data_stream": "Loan Amount", "position": "131", "field_length": "15", "occurances": "", "field_information": "The base loan amount (without upfront MIP or financed funding fee).\n\nFormat: Z(12).Z(2)", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "01A-070", "1003_section": "I", "data_stream": "Interest Rate", "position": "146", "field_length": "7", "occurances": "", "field_information": "The rate at which the mortgage is amortized.\n\nFormat: Z(3).Z(3)", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "01A-080", "1003_section": "I", "data_stream": "No. of Months", "position": "153", "field_length": "3", "occurances": "", "field_information": "Amortization Term\n\nn\n\nPer 9.1 Nov 2013 release, a value greater than \u201c360\u201d will still be accepted on import, but will cause an Out of Scope recommendation.", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "01A-090", "1003_section": "I", "data_stream": "Amortization Type", "position": "156", "field_length": "2", "occurances": "", "field_information": "Government Loans: For VA and FHA, valid codes include 01 and 05.", "values": "EDI Data Element 1085:\n01 = Adjustable Rate\n04 = GEM\n05 = Fixed Rate\n06 = GPM\n13 = Other", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "01A-100", "1003_section": "I", "data_stream": "Amortization Type Other Explanation", "position": "158", "field_length": "80", "occurances": "", "field_information": "Text\n\nSpecify value if field\n#01A-090 is Other\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "01A-110", "1003_section": "I", "data_stream": "ARM Textual Description", "position": "238", "field_length": "80", "occurances": "", "field_information": "Text\nSpecify value if field\n#01A-090 is ARM\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "02A-010", "1003_section": "", "data_stream": "02A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Property Information", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "02A-020", "1003_section": "II", "data_stream": "Property Street Address", "position": "4", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the subject property.\n\nText\nNote: This may differ from the mailing address of the property.\n\nRequired for final underwriting.\nYou must populate the Unit Number (if applicable) in the 02A-020 Property Street Address. (e.g. 19991 East Eubank Street #250)\n", "values": "", "g": "C", "ec": "R", "root_element": "" }, { "field_id": "02A-030", "1003_section": "II", "data_stream": "Property City", "position": "54", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the subject property is located.\n\nText\n\nNote: Not required for pre-qualification; Required for final underwriting.", "values": "", "g": "C", "ec": "R", "root_element": "" }, { "field_id": "02A-040", "1003_section": "II", "data_stream": "Property State", "position": "89", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the subject property is located.\n\nText\n\nMust be a valid State Abbreviation", "values": "", "g": "C", "ec": "R", "root_element": "" }, { "field_id": "02A-050", "1003_section": "II", "data_stream": "Property Zip Code", "position": "91", "field_length": "5", "occurances": "", "field_information": "n\n\nA valid zip code\/state combination is required.\n\nConventional and VA: Not required for pre-qualification; Required for final underwriting.\n\nRequired for FHA loans; zip code will be used to derive the applicable county loan limit information.", "values": "", "g": "C", "ec": "R", "root_element": "" }, { "field_id": "02A-060", "1003_section": "II", "data_stream": "Property Zip Code Plus Four", "position": "96", "field_length": "4", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02A-070", "1003_section": "II", "data_stream": "No. of Units", "position": "100", "field_length": "3", "occurances": "", "field_information": "The number of individual family dwelling units being financed in the subject property.\n\nn\n\nValue of one (1) or greater. If greater than four (4), DU will return an \u201cOut of Scope\u201d recommendation.", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "02A-080", "1003_section": "II", "data_stream": "Legal Description of Subject Property \u2013 Code", "position": "103", "field_length": "2", "occurances": "", "field_information": "Specifies the type of legal description of the property", "values": "EDI Data Element 1496:\nF1 = Other\n02 = Metes and Bounds", "g": "", "ec": "", "root_element": "" }, { "field_id": "02A-090", "1003_section": "II", "data_stream": "Legal Description of Subject Property", "position": "105", "field_length": "80", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02A-100", "1003_section": "II", "data_stream": "Year Built", "position": "185", "field_length": "4", "occurances": "", "field_information": "Format: CCYY\n\nValue must be less than or equal to Current Year + 1.", "values": "", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "PAI-010", "1003_section": "", "data_stream": "PAI", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Property Address Information\n\nSegment is optional. If provided it will be used instead of the single address element (02A-020).\n\nNot Required. However, all systems should support this segment to prevent the loss of data when a user imports\/exports a 1003 file between systems.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "PAI-020", "1003_section": "", "data_stream": "House Number", "position": "4", "field_length": "11", "occurances": "", "field_information": "Text\n\nRequired if 02A-020 is not populated.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "PAI-030", "1003_section": "", "data_stream": "Street Name", "position": "15", "field_length": "40", "occurances": "", "field_information": "Text\n\nContains pre-directional (e.g. N, S), actual Street Name, Street Type (e.g. Ave, Blvd), and post-directional (e.g. NW, SE)\n\nRequired if 02A-020 is not populated.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "PAI-040", "1003_section": "", "data_stream": "Unit Number", "position": "55", "field_length": "11", "occurances": "", "field_information": "Text\n\nDoes not contain Unit Type (e.g. APT, UNIT, #)\n\nRequired if 02A-020 is not populated.", "values": "", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "02B-010", "1003_section": "", "data_stream": "02B", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Purpose of Loan", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "02B-020", "1003_section": "", "data_stream": "Reserved for Future Use", "position": "4", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02B-030", "1003_section": "II", "data_stream": "Purpose of Loan", "position": "6", "field_length": "2", "occurances": "", "field_information": "Identifies the reason loan is needed.\n\nGovernment Loans:\nFor VA or FHA valid fields include 05 and 16. For FHA Construction-Perm loans, populate 16.", "values": "EDI Element 1081:\n04 = Construction\n05 = Refinance\n13 = Construction-Perm\n15 = Other\n16 = Purchase", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "02B-040", "1003_section": "II", "data_stream": "Purpose of Loan (Other)", "position": "8", "field_length": "80", "occurances": "", "field_information": "Text\n\nSpecify value if field\n#02B-030 is Other\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02B-050", "1003_section": "II", "data_stream": "Property will be", "position": "88", "field_length": "1", "occurances": "", "field_information": "Identifies the type of residence of the subject property.\n\nFor VA or FHA valid Codes = 1.", "values": "EDI Element 1070:\n1 = Primary Residence\n2 = Secondary Residence\nD = Investment Property", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "02B-060", "1003_section": "II", "data_stream": "Manner in which Title will be held", "position": "89", "field_length": "60", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02B-070", "1003_section": "II", "data_stream": "Estate will be held in", "position": "149", "field_length": "1", "occurances": "", "field_information": "Defines the property rights of the owner.", "values": "Fannie Mae Property Rights Codes:\n1- Fee Simple\n2 \u2013 Leasehold", "g": "", "ec": "", "root_element": "" }, { "field_id": "02B-080", "1003_section": "II", "data_stream": "(Estate will be held in) Leasehold expiration date", "position": "150", "field_length": "8", "occurances": "", "field_information": "The expiration date of the Leasehold, if applicable.\n\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "02C-010", "1003_section": "", "data_stream": "02C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Title Holder", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02C-020", "1003_section": "II", "data_stream": "Titleholder Name", "position": "4", "field_length": "60", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "02D-010", "1003_section": "", "data_stream": "02D", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Construction or Refinance Data\n\nConventional Loans: Complete ONLY if Purpose of Loan (field #02B-030) is Construction or Refinance\n\nGovernment Loans: Construction loans are not currently available. ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "02D-020", "1003_section": "II", "data_stream": "Year Lot Acquired (Construction) or Year Acquired (Refinance)", "position": "4", "field_length": "4", "occurances": "", "field_information": "Calendar year in which the site of the home to be built was purchased.\n\nFormat: CCYY", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-030", "1003_section": "II", "data_stream": "Original Cost (Construction or Refinance)", "position": "8", "field_length": "15", "occurances": "", "field_information": "Original cost of acquiring the site on which the home will be built.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "\n\n" }, { "field_id": "02D-040", "1003_section": "II", "data_stream": "Amount Existing Liens (Construction or Refinance)", "position": "23", "field_length": "15", "occurances": "", "field_information": "Total amount of liens against the site at the time of application for the loan.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-050", "1003_section": "II", "data_stream": "(a) Present Value of Lot", "position": "38", "field_length": "15", "occurances": "", "field_information": "Market value of the site at the time of application for the loan.\n\nFormat: Z(12).Z(2)\n\nSpecify value if field #02B-030 is Construction\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-060", "1003_section": "II", "data_stream": "(b) Cost of Improvements", "position": "53", "field_length": "15", "occurances": "", "field_information": "Total cost of improvements to be made to the site.\n\nFormat: Z(12).Z(2)\n\nSpecify value if field\n#02B-030 is Construction\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-070", "1003_section": "II", "data_stream": "Purpose of Refinance", "position": "68", "field_length": "2", "occurances": "", "field_information": "Required if field 02B-030 is \u201c05\u201d for Refinance.\n\nConventional Loans: F1 = No Cash-Out is not supported by DU. Conventional No Cash-Out loans should be submitted as a Limited Cash-Out.\n\nGovernment Loans: F1 is a supported value.", "values": "EDI Data Element 1082:\nF1 = No Cash Out\n01 = Cash-Out\/Other\n04 = Cash-Out\/Home Improvement\n11 = Cash-Out\/Debt Consolidation\n13 = Limited Cash-Out", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "02D-080", "1003_section": "II", "data_stream": "Describe Improvements", "position": "70", "field_length": "80", "occurances": "", "field_information": "Text\n\nSpecify value if field #02D-070 is Home Improvement\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-090", "1003_section": "II", "data_stream": "(Describe Improvements) mad\/tobe made", "position": "150", "field_length": "1", "occurances": "", "field_information": "Specify value if field #02D-070 is Home Improvement\nNOT REQUIRED", "values": "Y = Made\nN = To be made\nU = Unknown", "g": "", "ec": "", "root_element": "" }, { "field_id": "02D-100", "1003_section": "II", "data_stream": "(Describe Improvements) Cost", "position": "151", "field_length": "15", "occurances": "", "field_information": "Dollar amount of home improvements associated with property.\n\nFormat: Z(12).Z(2)\nSpecify value if field\n#02D-070 is Home Improvement\nNOT REQUIRED", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "02E-010", "1003_section": "", "data_stream": "02E", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Down Payment\n\nThis record identifies the source(s) of down payment, NOT the amount of down payment available or required.\nFannie Mae: Required for VA Purchase loans. Required for FHA loans when gift(s) is used as the down payment source.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "02E-020", "1003_section": "II", "data_stream": "Down Payment Type Code", "position": "4", "field_length": "2", "occurances": "", "field_information": "A code identifying the source of a down payment.\n\n\u201c04\u201dand \u201cH0\u201d should NOT be used for FHA loans.\nPer HUD guidelines, \u201cH4\u201d is NOT supported and will result in an error message or Ineligible recommendation.\n\nEach source of down payment should be passed as an individual 02E segment to DU. Multiple occurrences of the 02E segment can be passed.\n\nOnly one instance of FHA Gift Source and Amount is sent to the FHA TOTAL Mortgage Scorecard. Please refer to the DUG July 2012 Release Notes, page 4, for more information. Users should refer to HUD guidelines to determine the appropriate FHA Down Payment Type Code to use.\n", "values": "EDI Data Element 1083:\n\nF1 = Checking\/Savings\nF2 = Deposit on Sales Contract\nF3 = Equity Sold on Property\n03 = Equity Pending from Sale\nF4 = Equity Pending from Subject Property\n04 = Gift Funds\nF5 = Stocks and bonds\n10 = Lot Equity\n09 = Bridge Loan\n01 = Unsecured Borrowed Funds\nF6 = Trust Funds\nF7 = Retirement Funds\n11 = Rent with option to purchase\nF8 = Life insurance cash value\n14 = Sale of Chattel\n07 = Trade Equity\n06 = Sweat Equity\n02 = Cash on Hand\n13 = Other\n28 = Secured Borrowed Funds\nH0 = FHA \u2013 Gift \u2013 Source N\/A\nH1 = FHA \u2013 Gift \u2013 Source Relative\nH3 = FHA \u2013 Gift \u2013 Source Government Assistance\nH6 = FHA \u2013 Gift \u2013 Source Employer\nH4 = FHA \u2013 Gift \u2013 Source Nonprofit\/Religious\/Community \u2013 Seller Funded\nH5 = FHA \u2013 Gift \u2013 Source Nonprofit\/Religious\/Community \u2013 Non-Seller Funded", "g": "C", "ec": "", "root_element": "" }, { "field_id": "02E-030", "1003_section": "II", "data_stream": "Down Payment Amount", "position": "6", "field_length": "15", "occurances": "", "field_information": "The amount of funds for a down payment from a single source.\n\nFormat = 12(Z).2(Z)\nFor FHA loan submissions, the total sum of the amount(s) passed in 02E-030 for the Down Payment Type Codes: H1, H3, H5 and\/or H6, should equal the sum of all gift assets listed in 06C.\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "02E-040", "1003_section": "II", "data_stream": "Down Payment Explanation", "position": "21", "field_length": "80", "occurances": "", "field_information": "A brief comment, explaining the source of the down payment item.\n\nText", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03A-010", "1003_section": "", "data_stream": "03A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Applicant(s) Data", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-020", "1003_section": "III", "data_stream": "Applicant \/ Co-Applicant Indicator", "position": "4", "field_length": "2", "occurances": "", "field_information": "A code that indicates if this information is for the applicant or co-applicant.\n\nEarlyCheck: Required for DU Compare.", "values": "BW = Applicant\nQZ = Co-Applicant", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-030", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "6", "field_length": "9", "occurances": "", "field_information": "Unique number assigned by the United States Social Security Administration that identifies the applicant.\n\nFormat: Include only digits.\n\nEarlyCheck: Required for DU Compare.", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-040", "1003_section": "III", "data_stream": "Applicant First Name", "position": "15", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-050", "1003_section": "III", "data_stream": "Applicant Middle Name", "position": "50", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-060", "1003_section": "III", "data_stream": "Applicant Last Name", "position": "85", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-070", "1003_section": "III", "data_stream": "Applicant Generation", "position": "120", "field_length": "4", "occurances": "", "field_information": "Text\n\nThe name suffix of the borrower. (E.g., JR, SR, II, III, IV or V)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03A-080", "1003_section": "III", "data_stream": "Home Phone", "position": "124", "field_length": "10", "occurances": "", "field_information": "Format: Include only digits", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-090", "1003_section": "III", "data_stream": "Age", "position": "134", "field_length": "3", "occurances": "", "field_information": "The age in years of the applicant\n\nn", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "03A-100", "1003_section": "III", "data_stream": "Yrs. School", "position": "137", "field_length": "2", "occurances": "", "field_information": "The number of years that the applicant attended school. Includes grades 1-12, as well as, college\n\nn", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-110", "1003_section": "III", "data_stream": "Marital Status", "position": "139", "field_length": "1", "occurances": "", "field_information": "", "values": "EDI Data Element 1067:\nM = Married\nS = Separated\nU = Unmarried (Single, Divorced, Widowed)", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-120", "1003_section": "III", "data_stream": "Dependents (no.)", "position": "140", "field_length": "2", "occurances": "", "field_information": "The number of dependents of the applicant.\n\nN\n\nRequired for a VA loan.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03A-130", "1003_section": "III", "data_stream": "Completed Jointly\/Not Jointly", "position": "142", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the applicant \/co-applicant completed the application jointly with the associated applicant\/co-applicant.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-140", "1003_section": "III", "data_stream": "Cross-Reference Number", "position": "143", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant \/co-applicant whose Assets\/ Liabilities are reported jointly.\n\nN\n\nFannie Mae: Required if a Co-Applicant exists.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "03A-150", "1003_section": "III", "data_stream": "Date of Birth", "position": "152", "field_length": "8", "occurances": "", "field_information": "Applicant data of birth\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "03A-160", "1003_section": "III", "data_stream": "Email Address", "position": "160", "field_length": "80", "occurances": "", "field_information": "Applicant email address", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03A-010", "1003_section": "", "data_stream": "03A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Applicant(s) Data", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-020-1", "1003_section": "III", "data_stream": "Applicant \/ Co-Applicant Indicator", "position": "4", "field_length": "2", "occurances": "", "field_information": "A code that indicates if this information is for the applicant or co-applicant.\n\nEarlyCheck: Required for DU Compare.", "values": "BW = Applicant\nQZ = Co-Applicant", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-030-1", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "6", "field_length": "9", "occurances": "", "field_information": "Unique number assigned by the United States Social Security Administration that identifies the applicant.\n\nFormat: Include only digits.\n\nEarlyCheck: Required for DU Compare.", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-040-1", "1003_section": "III", "data_stream": "Applicant First Name", "position": "15", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-050-1", "1003_section": "III", "data_stream": "Applicant Middle Name", "position": "50", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-060-1", "1003_section": "III", "data_stream": "Applicant Last Name", "position": "85", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03A-070-1", "1003_section": "III", "data_stream": "Applicant Generation", "position": "120", "field_length": "4", "occurances": "", "field_information": "Text\n\nThe name suffix of the borrower. (E.g., JR, SR, II, III, IV or V)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03A-080-1", "1003_section": "III", "data_stream": "Home Phone", "position": "124", "field_length": "10", "occurances": "", "field_information": "Format: Include only digits", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-090-1", "1003_section": "III", "data_stream": "Age", "position": "134", "field_length": "3", "occurances": "", "field_information": "The age in years of the applicant\n\nn", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "03A-100-1", "1003_section": "III", "data_stream": "Yrs. School", "position": "137", "field_length": "2", "occurances": "", "field_information": "The number of years that the applicant attended school. Includes grades 1-12, as well as, college\n\nn", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-110-1", "1003_section": "III", "data_stream": "Marital Status", "position": "139", "field_length": "1", "occurances": "", "field_information": "", "values": "EDI Data Element 1067:\nM = Married\nS = Separated\nU = Unmarried (Single, Divorced, Widowed)", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-120-1", "1003_section": "III", "data_stream": "Dependents (no.)", "position": "140", "field_length": "2", "occurances": "", "field_information": "The number of dependents of the applicant.\n\nN\n\nRequired for a VA loan.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03A-130-1", "1003_section": "III", "data_stream": "Completed Jointly\/Not Jointly", "position": "142", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the applicant \/co-applicant completed the application jointly with the associated applicant\/co-applicant.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "03A-140-1", "1003_section": "III", "data_stream": "Cross-Reference Number", "position": "143", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant \/co-applicant whose Assets\/ Liabilities are reported jointly.\n\nN\n\nFannie Mae: Required if a Co-Applicant exists.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "03A-150-1", "1003_section": "III", "data_stream": "Date of Birth", "position": "152", "field_length": "8", "occurances": "", "field_information": "Applicant data of birth\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "03A-160-1", "1003_section": "III", "data_stream": "Email Address", "position": "160", "field_length": "80", "occurances": "", "field_information": "Applicant email address", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03B-010", "1003_section": "", "data_stream": "03B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Dependent\u2019s Age.\n\nSpecify if field 03A-120 is >0. Number of occurrences must equal value in Field 03A-120.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03B-020", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose dependent\u2019s age is being entered.\n\nn", "values": "Dependent\u2019s Age.\n\nInclude occurrences if value of attribute Dependent Count is greater than zero. The number of occurrences of this element must equal the value of Dependent Count. Required for VA loans if 03A-120 is >0.", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03B-030", "1003_section": "III", "data_stream": "Dependent's Age", "position": "13", "field_length": "3", "occurances": "", "field_information": "Age of the dependent for the applicant.\n\nn", "values": "", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "03B-010", "1003_section": "", "data_stream": "03B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Dependent\u2019s Age.\n\nSpecify if field 03A-120 is >0. Number of occurrences must equal value in Field 03A-120.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03B-020-1", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose dependent\u2019s age is being entered.\n\nn", "values": "Dependent\u2019s Age.\n\nInclude occurrences if value of attribute Dependent Count is greater than zero. The number of occurrences of this element must equal the value of Dependent Count. Required for VA loans if 03A-120 is >0.", "g": "C", "ec": "", "root_element": "" }, { "field_id": "03B-030-1", "1003_section": "III", "data_stream": "Dependent's Age", "position": "13", "field_length": "3", "occurances": "", "field_information": "Age of the dependent for the applicant.\n\nn", "values": "", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020-co", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040-co", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050-co", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060-co", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070-co", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080-co", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090-co", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100-co", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110-co", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120-co", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020-2", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030-2", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040-2", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050-2", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060-2", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070-2", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080-2", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090-2", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100-2", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110-2", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120-2", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020-2-co", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030-2", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040-2-co", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050-2-co", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060-2-co", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070-2-co", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080-2-co", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090-2-co", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100-2-co", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110-2-co", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120-2-co", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020-1", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030-1", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040-1", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050-1", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060-1", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070-1", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080-1", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090-1", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100-1", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110-1", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120-1", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "03C-010", "1003_section": "", "data_stream": "03C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Applicant(s) Address", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-020-1-co", "1003_section": "III", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose address is being entered.\n\nn", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-030-1", "1003_section": "III", "data_stream": "(Present\/Former)", "position": "13", "field_length": "2", "occurances": "", "field_information": "BH is not required. It only appears if mailing address is different from Present address. A borrower is limited to one mailing address.", "values": "F4 = Former Residence\nZG = Present Address\nBH = Mailing Address", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "03C-040-1-co", "1003_section": "III", "data_stream": "Residence Street Address", "position": "15", "field_length": "50", "occurances": "", "field_information": "The first and second lines of the address of the residence property.\n\nRequired if field 03C-030 is Present Address\nText\n\nNote: This may be different from the mailing address of the property.\n", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-050-1-co", "1003_section": "III", "data_stream": "Residence City", "position": "65", "field_length": "35", "occurances": "", "field_information": "The name of the municipality in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n\n\n" }, { "field_id": "03C-060-1-co", "1003_section": "III", "data_stream": "Residence State", "position": "100", "field_length": "2", "occurances": "", "field_information": "The state, commonwealth or territory in which the property is located.\n\nText\n\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-070-1-co", "1003_section": "III", "data_stream": "Residence Zip Code", "position": "102", "field_length": "5", "occurances": "", "field_information": "The mail zone of the property.\n\nN\nRequired if field 03C-030 is Present Address", "values": "", "g": "C", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-080-1-co", "1003_section": "III", "data_stream": "Residence Zip Code Plus Four", "position": "107", "field_length": "4", "occurances": "", "field_information": "The mail sub zone of the property.\n\nn", "values": "", "g": "", "ec": "C", "root_element": "\n\n" }, { "field_id": "03C-090-1-co", "1003_section": "III", "data_stream": "Own\/Rent\/Living Rent Free", "position": "111", "field_length": "1", "occurances": "", "field_information": "Identifies if the applicant is renting this residence or if he owns it.", "values": "EDI Data Element 1078:\nX = Living Rent Free\nR = Rent\nO = Own", "g": "", "ec": "", "root_element": "" }, { "field_id": "03C-100-1-co", "1003_section": "III", "data_stream": "No. Yrs.", "position": "112", "field_length": "2", "occurances": "", "field_information": "n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-110-1-co", "1003_section": "III", "data_stream": "No. Months", "position": "114", "field_length": "2", "occurances": "", "field_information": "n\n\nOnly 1 through 11 are valid.", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "03C-120-1-co", "1003_section": "III", "data_stream": "Country", "position": "116", "field_length": "50", "occurances": "", "field_information": "Only applicable for Mailing Address.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "04A-010", "1003_section": "", "data_stream": "04A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Primary Current Employer(s)", "values": "Employer Information\n\nFor each borrower, must have one occurrence for each employer.", "g": "R", "ec": "", "root_element": "" }, { "field_id": "04A-020", "1003_section": "IV", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose Employer being entered.\n\nn", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-030", "1003_section": "IV", "data_stream": "Employer Name", "position": "13", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-040", "1003_section": "IV", "data_stream": "Employer Street Address", "position": "48", "field_length": "35", "occurances": "", "field_information": "The first and second lines of the address of the employer.\n\nText\n\nNote: This may be different from the mailing address of the property.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-050", "1003_section": "IV", "data_stream": "Employer City", "position": "83", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-060", "1003_section": "IV", "data_stream": "Employer State", "position": "118", "field_length": "2", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-070", "1003_section": "IV", "data_stream": "Employer Zip Code", "position": "120", "field_length": "5", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-080", "1003_section": "IV", "data_stream": "Employer Zip Code Plus Four", "position": "125", "field_length": "4", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-090", "1003_section": "IV", "data_stream": "Self Employed", "position": "1296", "field_length": "1", "occurances": "", "field_information": "An indication of whether or not the applicant is\/was self-employed \nduring the particular employment period.", "values": "Y = Yes\nN = No", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-100", "1003_section": "IV", "data_stream": "Yrs. on this job", "position": "130", "field_length": "2", "occurances": "", "field_information": "The number of complete years of service to an employer from the start\nof the employment until the end of the employment period or if the \ncurrent position until the date of the loan application.\n\n n ", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-110", "1003_section": "IV", "data_stream": "Months on this job", "position": "132", "field_length": "2", "occurances": "", "field_information": "The number of months beyond the most recent completed full year of \nemployment the applicant is\/has been employed by the employer.\n\n n", "values": "The number of complete months of service to an employer from the start of employment until the date of the loan.\n\nFannie Mae: If specifying Secondary employment it is required to populate the Previous Employment Start Date.", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-120", "1003_section": "IV", "data_stream": "Yrs. employed in this line of work\/profession", "position": "134", "field_length": "2", "occurances": "", "field_information": "The total number of years the applicant has worked in the industry or the position.\n\nn", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-130", "1003_section": "IV", "data_stream": "Position \/ Title \/ Type of Business", "position": "136", "field_length": "25", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-140", "1003_section": "IV", "data_stream": "Business Phone", "position": "161", "field_length": "10", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "04A-010", "1003_section": "", "data_stream": "04A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Primary Current Employer(s)", "values": "Employer Information\n\nFor each borrower, must have one occurrence for each employer.", "g": "R", "ec": "", "root_element": "" }, { "field_id": "04A-020-co", "1003_section": "IV", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Social Security Number of applicant whose Employer being entered.\n\nn", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-030-co", "1003_section": "IV", "data_stream": "Employer Name", "position": "13", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-040-co", "1003_section": "IV", "data_stream": "Employer Street Address", "position": "48", "field_length": "35", "occurances": "", "field_information": "The first and second lines of the address of the employer.\n\nText\n\nNote: This may be different from the mailing address of the property.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-050-co", "1003_section": "IV", "data_stream": "Employer City", "position": "83", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-060-co", "1003_section": "IV", "data_stream": "Employer State", "position": "118", "field_length": "2", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-070-co", "1003_section": "IV", "data_stream": "Employer Zip Code", "position": "120", "field_length": "5", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-080-co", "1003_section": "IV", "data_stream": "Employer Zip Code Plus Four", "position": "125", "field_length": "4", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-090-co", "1003_section": "IV", "data_stream": "Self Employed", "position": "1296", "field_length": "1", "occurances": "", "field_information": "An indication of whether or not the applicant is\/was self-employed \nduring the particular employment period.", "values": "Y = Yes\nN = No", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-100-co", "1003_section": "IV", "data_stream": "Yrs. on this job", "position": "130", "field_length": "2", "occurances": "", "field_information": "The number of complete years of service to an employer from the start\nof the employment until the end of the employment period or if the \ncurrent position until the date of the loan application.\n\n n ", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-110-co", "1003_section": "IV", "data_stream": "Months on this job", "position": "132", "field_length": "2", "occurances": "", "field_information": "The number of months beyond the most recent completed full year of \nemployment the applicant is\/has been employed by the employer.\n\n n", "values": "The number of complete months of service to an employer from the start of employment until the date of the loan.\n\nFannie Mae: If specifying Secondary employment it is required to populate the Previous Employment Start Date.", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04A-120-co", "1003_section": "IV", "data_stream": "Yrs. employed in this line of work\/profession", "position": "134", "field_length": "2", "occurances": "", "field_information": "The total number of years the applicant has worked in the industry or the position.\n\nn", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-130-co", "1003_section": "IV", "data_stream": "Position \/ Title \/ Type of Business", "position": "136", "field_length": "25", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04A-140-co", "1003_section": "IV", "data_stream": "Business Phone", "position": "161", "field_length": "10", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "04B-010", "1003_section": "", "data_stream": "04B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Secondary\/Previous Employer(s)\n\nRequired if Secondary or Previous Employment entered", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04B-020", "1003_section": "IV", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "The social security number of the applicant entered in the Secondary\/Previous Employer(s).\n\nn", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04B-030", "1003_section": "IV", "data_stream": "Employer Name", "position": "13", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-040", "1003_section": "IV", "data_stream": "Employer Street Address", "position": "48", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-050", "1003_section": "IV", "data_stream": "Employer City", "position": "83", "field_length": "35", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-060", "1003_section": "IV", "data_stream": "Employer State", "position": "118", "field_length": "2", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-070", "1003_section": "IV", "data_stream": "Employer Zip Code", "position": "120", "field_length": "5", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-080", "1003_section": "IV", "data_stream": "Employer Zip Code Plus Four", "position": "125", "field_length": "4", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-090", "1003_section": "IV", "data_stream": "Self Employed", "position": "129", "field_length": "1", "occurances": "", "field_information": "If Current, Secondary Employment, 04B-100 = Y", "values": "Y = Yes\nN = No", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04B-100", "1003_section": "IV", "data_stream": "Current Employment Flag", "position": "130", "field_length": "1", "occurances": "", "field_information": "", "values": "Y = Current Employment\nN = Previous Employment", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04B-110", "1003_section": "IV", "data_stream": "From Date", "position": "131", "field_length": "8", "occurances": "", "field_information": "Format: CCYYMMDD", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "04B-120", "1003_section": "IV", "data_stream": "To Date", "position": "139", "field_length": "8", "occurances": "", "field_information": "Format: CCYYMMDD\n\nFannie Mae: Populate for previous employment.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-130", "1003_section": "IV", "data_stream": "Monthly Income", "position": "147", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nCurrent Secondary Employment Income must also be combined with primary income and entered in field 05I-040.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-140", "1003_section": "IV", "data_stream": "Position \/ Title \/ Type of Business", "position": "162", "field_length": "25", "occurances": "", "field_information": "Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "04B-150", "1003_section": "IV", "data_stream": "Business Phone", "position": "187", "field_length": "10", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-1", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-1", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-2", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-1", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-2", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-3", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-1", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-3", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-4", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-2", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-4", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-5", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-2", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-5", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-6", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-3", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-6", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-7", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-3", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-7", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-8", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-4", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-8", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-9", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-4", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-9", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-10", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-5", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-10", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-11", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-5", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-11", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-12", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-6", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-12", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-13", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-6", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-13", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-14", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-7", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-14", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05H-010", "1003_section": "", "data_stream": "05H", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Present\/Proposed Housing Expense \nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nOnly for Applicants where the Applicant\/Co-Applicant Indicator = Applicant (Field 03A-020 = BW).\nProposed Housing Expense applicable for subject property only.\n\nConventional Loans: For Second Homes\/Investment Properties, you must ensure that the borrowers\u2019 total monthly primary residence housing expense including principal, interest, hazard insurance, real estate taxes, mortgage insurance and HOA dues are entered as both a housing expense AND included as a liability. \nFor more information, refer to the DU Job Aid: Entering housing expenses for second homes and investment properties on Fanniemae.com.\n\nRequired for Proposed Housing Expense.\n\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "05H-020-15", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05H-030-1", "1003_section": "V", "data_stream": "Present\/Proposed Indicator", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code that indicates whether the housing expense is for the applicant's current financial situation or for the proposed situation after purchase of the home.", "values": "1 = Present Housing Expense\n2 = Proposed Housing Expense", "g": "C", "ec": "C", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "05H-040-7", "1003_section": "V", "data_stream": "Housing Payment Type Code", "position": "14", "field_length": "2", "occurances": "", "field_information": "Fannie Mae: Ground Rent is not\nsupported. Send as \u201cOther\u201d (23). Proposed Rent 05H-030=2 and 05H-040=\u201dRent\u201d (25) is an invalid combination and is not supported by DU.", "values": "EDI Data Element 1071:\n25 = Rent\n26 = First Mortgage P&I\n22 = Other Financing P&I\n01 = Hazard Insurance\n14 = Real Estate Taxes\n02 = Mortgage Insurance\n06 = Homeowner Association Dues\n23 = Other", "g": "C", "ec": "C", "root_element": "\nOR\n\n" }, { "field_id": "05H-050-15", "1003_section": "V", "data_stream": "Housing Payment Amount (Monthly Housing Exp.)", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "\nOR\n\n" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-1", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-1", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-1", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-1-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-1", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-1-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-2", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-2", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-2", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-2-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-2", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-2-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-3", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-3", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-3", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-3-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-3", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-3-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-4", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-4", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-4", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-4-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-4", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-4-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-5", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-5", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-5", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-5-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-5", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-5-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-6", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-6", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-6", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-6-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-6-co", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-6-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-7", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-7", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-7", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "05I-010", "1003_section": " ", "data_stream": "05I", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Income\n\nSegment required for each type of Income\n\n1 record with Type of Income Code = 33 (Net Rental Income) required if applicable and not detailed in REO records (06G) with Net Rental Income > 0.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-020-7-co", "1003_section": "V", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-030-7-co", "1003_section": "V", "data_stream": "Type of Income Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "*Income values are only supported by DU and should not be sent for FHA or VA loans.\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 65, Net Rental Income.", "values": "EDI Data Element 1186, each income type can be used only once per applicant:\nF1 = Military Base Pay\n07 = Military Rations Allowance\nF2 = Military Flight Pay\nF3 = Military Hazard Pay\n02 = Military Clothes Allowance\n04 = Military Quarters Allowance\n03 = Military Prop Pay\nF4 = Military Overseas Pay\nF5 = Military Combat Pay\nF6 = Military Variable Housing Allowance\nF7 = Alimony\/Child Support Income\nF8 = Notes Receivable\/Installment\n", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "05I-040-7-co", "1003_section": "V", "data_stream": "Income Amount (Monthly Income)", "position": "15", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nAll primary and secondary employment income must be combined and entered as a total in this field. A negative value is valid.", "values": "The total dollar amount per month of the borrower\u2019s current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "06A-010", "1003_section": "", "data_stream": "06A", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: For all asset types, enter data in the 06C assets segment.\n\nDo not use. Record data in 06C.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06A-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n\n\nDo not use. Record data in 06C.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "06A-030", "1003_section": "VI", "data_stream": "Cash deposit toward purchase held by", "position": "13", "field_length": "35", "occurances": "", "field_information": "Text\n\nDo not use. Record data in 06C.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "06A-040", "1003_section": "VI", "data_stream": "Cash or Market Value", "position": "48", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nDo not use. Record data in 06C and\/or 07B as: 'Other Credits'.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "06B-010", "1003_section": "", "data_stream": "06B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Life Insurance", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06B-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06B-030", "1003_section": "VI", "data_stream": "Acct. no.", "position": "13", "field_length": "30", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06B-040", "1003_section": "VI", "data_stream": "Life Insurance Cash or Market Value", "position": "43", "field_length": "15", "occurances": "", "field_information": "The applicant reported amount of U.S. dollars to be received if the asset were sold at time of transaction.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06B-050", "1003_section": "VI", "data_stream": "Life insurance Face Amount", "position": "58", "field_length": "15", "occurances": "", "field_information": "The amount the insurer will pay in the event of the death of the applicant.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "06C-010", "1003_section": "", "data_stream": "06C", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Assets", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "06C-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06C-030", "1003_section": "VI", "data_stream": "Account\/Asset Type", "position": "13", "field_length": "3", "occurances": "", "field_information": "A code uniquely identifying a category or class of items that have value in the market considered when determining the net worth of the Applicant.", "values": "EDI Data Element 569:\n03 = Checking Account\nF1 = Cash Deposit on Sales Contract\nSG = Savings Account\nF2 = Gift\n01 = Certificate of Deposit\nF3 = Money Market Fund\nF4 = Mutual Funds\n05 = Stock\n06 = Bond\nF5 = Secured Borrowed Funds\nF7 = Bridge Loan\n08 = Retirement Funds\nF8 = Net Worth of Business Owned\n11 = Trust Funds\nM1 = Other Non-Liquid Asset\nOL = Other Liquid Asset\nNE = Net Equity\nCOH = Cash On Hand\nGE = Gift of Equity", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06C-040", "1003_section": "VI", "data_stream": "Depository\/Stock\/Bond Institution Name", "position": "16", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-050", "1003_section": "VI", "data_stream": "Depository Street Address", "position": "51", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-060", "1003_section": "VI", "data_stream": "Depository City", "position": "86", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-070", "1003_section": "VI", "data_stream": "Depository State", "position": "121", "field_length": "2", "occurances": "", "field_information": "Format: Text\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-080", "1003_section": "VI", "data_stream": "Depository Zip Code", "position": "123", "field_length": "5", "occurances": "", "field_information": "Format: n\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-090", "1003_section": "VI", "data_stream": "Depository Zip Code Plus Four", "position": "128", "field_length": "4", "occurances": "", "field_information": "Format: n\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-100", "1003_section": "VI", "data_stream": "Acct. no.", "position": "132", "field_length": "30", "occurances": "", "field_information": "Format: Text\n\nDo not specify value if field #06C-030 is Other", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-110", "1003_section": "VI", "data_stream": "Cash or Market Value", "position": "162", "field_length": "15", "occurances": "", "field_information": "The applicant reported amount of U.S. dollars to be received if the asset were sold at the time of transaction.\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06C-110", "1003_section": "VI", "data_stream": "Cash or Market Value", "position": "162", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nIf Account\/Asset Type Code 06C-030= 'F1' (Cash Deposit On Sales Contract) then this value must also be entered in segment 07B as \"Other Credits\u201d.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06C-120", "1003_section": "VI", "data_stream": "Number of Stock\/Bond Shares", "position": "177", "field_length": "7", "occurances": "", "field_information": "Integer identifying the no. of shares of stock and bonds applicant owns.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-130", "1003_section": "VI", "data_stream": "Asset Description", "position": "184", "field_length": "80", "occurances": "", "field_information": "Describes if asset is stock, bond or other.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06C-140", "1003_section": "VI", "data_stream": "Reserved for Future Use", "position": "264", "field_length": "1", "occurances": "", "field_information": "Unused, pad with space", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Data" }, { "field_id": "06C-150", "1003_section": "VI", "data_stream": "Reserved for Future Use", "position": "265", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Data" } ], [ { "field_id": "06D-010", "1003_section": "", "data_stream": "06D", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Automobile(s)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06D-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06D-030", "1003_section": "VI", "data_stream": "Automobile Make\/ Model", "position": "13", "field_length": "30", "occurances": "", "field_information": "Name given to a class of automobiles by the manufacturer to identify the particular product line.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06D-040", "1003_section": "VI", "data_stream": "Automobile Year", "position": "43", "field_length": "4", "occurances": "", "field_information": "Model year of the automobile or the year the automobile manufacturer introduced the version of the model for sale to the general public.\n\nFormat: CCYY", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06D-050", "1003_section": "VI", "data_stream": "Cash or Market Value", "position": "47", "field_length": "15", "occurances": "", "field_information": "Applicant reported amount of U.S. dollars to be received if the asset was sold at the time of transaction.\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "06F-010", "1003_section": "", "data_stream": "06F", "position": "1", "field_length": "3", "occurances": "", "field_information": "Record ID: Alimony, Child Support\/ Separate Maintenance and\/or Job Related Expense(s)\n\nRequired if Alimony, Child Support\/ Maintenance and\/or Job Related Expense(s) exist.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-030", "1003_section": "VI", "data_stream": "Expense Type Code", "position": "13", "field_length": "3", "occurances": "", "field_information": "", "values": "EDI Data Element:\nDR = Alimony\nDT = Child Support\nDV = Separate Maintenance Payment\nDZ = Job Related Expense\nEE = Other Expense Type", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-040", "1003_section": "VI", "data_stream": "Monthly Payment Amount", "position": "16", "field_length": "15", "occurances": "", "field_information": "Dollar amounts which must be paid monthly to pay down the liability and keep the account current.\n\nFormat: Z(12).Z(2) ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-050", "1003_section": "VI", "data_stream": "Months Left to Pay", "position": "31", "field_length": "3", "occurances": "", "field_information": "Number of months the applicant must continue to make monthly payments to fully and satisfactorily pay off the liability.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06F-060", "1003_section": "VI", "data_stream": "Alimony\/ Child Support\/ Separate Maintenance Owed To", "position": "34", "field_length": "60", "occurances": "", "field_information": "Format: Text\n\nSpecify value if field #O6F-030 is Child Support\/ Alimony \u2013 not required", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "06F-010", "1003_section": "", "data_stream": "06F", "position": "1", "field_length": "3", "occurances": "", "field_information": "Record ID: Alimony, Child Support\/ Separate Maintenance and\/or Job Related Expense(s)\n\nRequired if Alimony, Child Support\/ Maintenance and\/or Job Related Expense(s) exist.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-020-2", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-030-2", "1003_section": "VI", "data_stream": "Expense Type Code", "position": "13", "field_length": "3", "occurances": "", "field_information": "", "values": "EDI Data Element:\nDR = Alimony\nDT = Child Support\nDV = Separate Maintenance Payment\nDZ = Job Related Expense\nEE = Other Expense Type", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-040-2", "1003_section": "VI", "data_stream": "Monthly Payment Amount", "position": "16", "field_length": "15", "occurances": "", "field_information": "Dollar amounts which must be paid monthly to pay down the liability and keep the account current.\n\nFormat: Z(12).Z(2) ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-050-2", "1003_section": "VI", "data_stream": "Months Left to Pay", "position": "31", "field_length": "3", "occurances": "", "field_information": "Number of months the applicant must continue to make monthly payments to fully and satisfactorily pay off the liability.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06F-060-2", "1003_section": "VI", "data_stream": "Alimony\/ Child Support\/ Separate Maintenance Owed To", "position": "34", "field_length": "60", "occurances": "", "field_information": "Format: Text\n\nSpecify value if field #O6F-030 is Child Support\/ Alimony \u2013 not required", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "06F-010", "1003_section": "", "data_stream": "06F", "position": "1", "field_length": "3", "occurances": "", "field_information": "Record ID: Alimony, Child Support\/ Separate Maintenance and\/or Job Related Expense(s)\n\nRequired if Alimony, Child Support\/ Maintenance and\/or Job Related Expense(s) exist.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-020-3", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-030-3", "1003_section": "VI", "data_stream": "Expense Type Code", "position": "13", "field_length": "3", "occurances": "", "field_information": "", "values": "EDI Data Element:\nDR = Alimony\nDT = Child Support\nDV = Separate Maintenance Payment\nDZ = Job Related Expense\nEE = Other Expense Type", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-040-3", "1003_section": "VI", "data_stream": "Monthly Payment Amount", "position": "16", "field_length": "15", "occurances": "", "field_information": "Dollar amounts which must be paid monthly to pay down the liability and keep the account current.\n\nFormat: Z(12).Z(2) ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06F-050-3", "1003_section": "VI", "data_stream": "Months Left to Pay", "position": "31", "field_length": "3", "occurances": "", "field_information": "Number of months the applicant must continue to make monthly payments to fully and satisfactorily pay off the liability.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06F-060-3", "1003_section": "VI", "data_stream": "Alimony\/ Child Support\/ Separate Maintenance Owed To", "position": "34", "field_length": "60", "occurances": "", "field_information": "Format: Text\n\nSpecify value if field #O6F-030 is Child Support\/ Alimony \u2013 not required", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "06G-010", "1003_section": "", "data_stream": "06G", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Real Estate Owned\n\nRequired if Real Estate Property(s) is owned", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n\n\nNote : The SSN associated to a property in the REO section must match the SSN of the account owner of the liability matched to that property", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-030", "1003_section": "VI", "data_stream": "Property Street Address", "position": "13", "field_length": "35", "occurances": "", "field_information": "First and second lines of the address of the property.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06G-040", "1003_section": "VI", "data_stream": "Property City", "position": "48", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06G-050", "1003_section": "VI", "data_stream": "Property State", "position": "83", "field_length": "2", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06G-060", "1003_section": "VI", "data_stream": "Property Zip Code", "position": "85", "field_length": "5", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06G-070", "1003_section": "VI", "data_stream": "Property Zip Code Plus Four", "position": "90", "field_length": "4", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06G-080", "1003_section": "VI", "data_stream": "Property Disposition", "position": "94", "field_length": "1", "occurances": "", "field_information": "Code indicating the property's future use.", "values": "EDI Data Element 1075:\nS = Sold\nH = Retained\nP = Pending Sale\nR = Rental", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-090", "1003_section": "VI", "data_stream": "Type of Property", "position": "95", "field_length": "2", "occurances": "", "field_information": "", "values": "EDI Data Element 1074:\n14 = Single Family\n04 = Condominium\n16 = Townhouse\n13 = Co-operative\n15 = Two-to-four unit property\n18 = Multifamily (more than 4 units)\n08 = Manufactured\/Mobile Home\n02 = Commercial \u2013 Non-Residential\nF1 = Mixed Use \u2013 Residential\n05 = Farm\n03 = Home and Business Combined\n07 = Land", "g": "", "ec": "", "root_element": "" }, { "field_id": "06G-100", "1003_section": "VI", "data_stream": "Present Market Value", "position": "97", "field_length": "15", "occurances": "", "field_information": "Value of the property if it were sold today.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06G-110", "1003_section": "VI", "data_stream": "Amount of Mortgages & Liens", "position": "112", "field_length": "15", "occurances": "", "field_information": "Applicant reported total amount of all remaining mortgages and liens against the property.\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06G-120", "1003_section": "VI", "data_stream": "Gross Rental Income", "position": "127", "field_length": "15", "occurances": "", "field_information": "Amount of revenue generated by the property from rent on a monthly basis.\n\nFormat: Z(12).Z(2)\n\nSpecify if filed 06G-080 is Rental", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-130", "1003_section": "VI", "data_stream": "Mortgage Payments", "position": "142", "field_length": "15", "occurances": "", "field_information": "Total monthly payment made on outstanding mortgages and liens against the property.\n\nFormat: Z(12).Z(2)\n\nSpecify if field 06G-110 greater than 0", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-140", "1003_section": "VI", "data_stream": "Insurance, Maintenance Taxes & Misc.", "position": "157", "field_length": "15", "occurances": "", "field_information": "Monthly expense on the property for property taxes, maintenance and insurance.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06G-150", "1003_section": "VI", "data_stream": "Net Rental Income", "position": "172", "field_length": "15", "occurances": "", "field_information": "The amount of the rental income that is net of mortgage payments, insurance, maintenance, taxes, and miscellaneous property expenses. If this field is not populated, then Desktop Underwriter will calculate it based on a vacancy factor. If the number is positive, it will be added to the qualifying income; if it is negative, it will be considered a liability and included in the total expense ratio calculation.\n\"Format: -Z(12).Z(2)\nNegative or positive number allowed.\n\"Net rental calculation is:\n(gross rental x .75) - P&I - Maintenance\n\"\n**Net Rental Income can be entered in the Income or REO segment. Please review the information on page 60, Net Rental Income.\n", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-160", "1003_section": "VI", "data_stream": "Current Residence Indicator", "position": "187", "field_length": "1", "occurances": "", "field_information": "Indicates whether the applicant currently resides at the Real Estate Owned.", "values": "Y = Current Residence\nN = Not Current Residence", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-170", "1003_section": "VI", "data_stream": "Subject Property Indicator", "position": "188", "field_length": "1", "occurances": "", "field_information": "Indicates whether the REO is the property which will secure the loan applied for.", "values": "Y = Yes\nN = No", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-180", "1003_section": "VI", "data_stream": "REO Asset ID", "position": "189", "field_length": "2", "occurances": "", "field_information": "Starting with the value of 1, increment for each 06G record created. No Duplicates.\n\nNote: May not be sequential on export.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06G-190", "1003_section": "VI", "data_stream": "Reserved for Future Use", "position": "191", "field_length": "15", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Data" } ], [ { "field_id": "06H-010", "1003_section": "", "data_stream": "06H", "position": "1", "field_length": "3", "occurances": "1 or more", "field_information": "Record ID: Alias\n\nBorrower or Co-Borrower cannot have duplicate aliases.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06H-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06H-030", "1003_section": "VI", "data_stream": "Alternate First Name", "position": "13", "field_length": "35", "occurances": "", "field_information": "Another first name that the applicant may have used previously.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06H-040", "1003_section": "VI", "data_stream": "Alternate Middle Name", "position": "48", "field_length": "35", "occurances": "", "field_information": "Another middle name that the applicant may have used previously.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06H-050", "1003_section": "VI", "data_stream": "Alternate Last Name", "position": "83", "field_length": "35", "occurances": "", "field_information": "Another last name that the applicant may have used previously; This must be present if the applicant has received credit under any other name.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06H-060", "1003_section": "VI", "data_stream": "Reserved for Future Use", "position": "118", "field_length": "15", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Data" }, { "field_id": "06H-070", "1003_section": "VI", "data_stream": "Reserved for Future Use", "position": "153", "field_length": "15", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Data" } ], [ { "field_id": "06L-010", "1003_section": "", "data_stream": "06L", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Liabilities\n\nNote: Liabilities can be auto-populated from the credit report.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06L-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "The social security number of the applicant entered in the Liabilities segment.\n\nFormat: n\n\nNote : The SSN of the account owner of a mortgage\/HELOC liability must match the SSN associated to the corresponding property in the REO section.", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06L-030", "1003_section": "VI", "data_stream": "Liability Type", "position": "13", "field_length": "2", "occurances": "", "field_information": "\nA code uniquely identifying a category or class of debts.\n\nHELOC and Mortgages must be differentiated.\n", "values": "DI Data Element 1189:\nI = Installment Loan\nO = 30 Day Charge Account (open)\nR = Revolving Charge Account\nC = HELOC\nM = Mortgage\nF = Lease Payments\nN = Liens\nA = Taxes\nZ = Other Liability", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06L-040", "1003_section": "VI", "data_stream": "Creditor Name", "position": "15", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-050", "1003_section": "VI", "data_stream": "Creditor Street Address", "position": "50", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-060", "1003_section": "VI", "data_stream": "Creditor City", "position": "85", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-070", "1003_section": "VI", "data_stream": "Creditor State", "position": "120", "field_length": "2", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-080", "1003_section": "VI", "data_stream": "Creditor Zip Code", "position": "122", "field_length": "5", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-090", "1003_section": "VI", "data_stream": "Creditor Zip Code Plus Four", "position": "127", "field_length": "4", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-100", "1003_section": "VI", "data_stream": "Acct. no.", "position": "131", "field_length": "30", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-110", "1003_section": "VI", "data_stream": "Monthly Payment Amount", "position": "161", "field_length": "15", "occurances": "", "field_information": "The dollar amounts, which must be paid monthly by the applicant, to pay down the liability and keep the account current.\n\nFormat: Z(12).Z(2) ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06L-120", "1003_section": "VI", "data_stream": "Months Left to Pay", "position": "176", "field_length": "3", "occurances": "", "field_information": "The number of months the applicant must continue to make monthly payments to fully and satisfactorily pay off the liability.\n\nFormat: n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06L-130", "1003_section": "VI", "data_stream": "Unpaid Balance", "position": "179", "field_length": "15", "occurances": "", "field_information": "The unpaid balance of the liability at the time the loan application was completed.\n\nFormat: Z(12).Z(2) ", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "06L-140", "1003_section": "VI", "data_stream": "Liability will be paid prior to closing", "position": "194", "field_length": "1", "occurances": "", "field_information": "A code indicating whether the liability will be paid off at or before closing.", "values": "Y = Yes\nN = No", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06L-150", "1003_section": "VI", "data_stream": "REO Asset ID", "position": "195", "field_length": "2", "occurances": "", "field_information": "Format: n\nMax length=2\n\nThis value must match to the corresponding value of field #06G-180.\n\nRequired if 06L-030 is Home Equity Line or Credit of Mortgage", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06L-160", "1003_section": "VI", "data_stream": "Resubordinated Indicator", "position": "197", "field_length": "1", "occurances": "", "field_information": "Indicates whether the liability will be re-subordinated to the loan after closing.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "06L-170", "1003_section": "VI", "data_stream": "Omitted Indicator", "position": "198", "field_length": "1", "occurances": "", "field_information": "Indicates whether a liability listed on the credit report should be omitted from the liabilities calculation because of duplication or misrepresentation.", "values": "Y = Yes\nN = No", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06L-180", "1003_section": "VI", "data_stream": "Subject Property Indicator", "position": "199", "field_length": "1", "occurances": "", "field_information": "Indicates whether the liability is associated with the subject property and is required to be either paid off or re-subordinated.", "values": "Y = Yes\nN = No", "g": "", "ec": "C", "root_element": "" }, { "field_id": "06L-190", "1003_section": "VI", "data_stream": "Rental Property Indicator", "position": "200", "field_length": "1", "occurances": "", "field_information": "Indicates whether the liability is associated with a rental property and the monthly payment is already included in the calculation of the net rental income.", "values": "Y = Yes\nN = No", "g": "", "ec": "C", "root_element": "" } ], [ { "field_id": "06S-010", "1003_section": "", "data_stream": "06S", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Undrawn HELOC and IPCs\n\nRequired IF an Undrawn HELOC is associated with the subject property.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06S-020", "1003_section": "VI", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06S-030", "1003_section": "VI", "data_stream": "Summary Amount Type Code", "position": "13", "field_length": "3", "occurances": "", "field_information": "A code identifying an Undrawn HELOC and\/or IPCs.\n\nHMB = Undrawn HELOC Amount\nSCA = IPCs: Excess Financing Concessions or Sales Concessions Amount\n\nSee Fannie Mae and EDI Code Conversions Table for Element 522.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "06S-040", "1003_section": "VI", "data_stream": "Amount", "position": "16", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nFor HMB (Undrawn HELOC Amount) the amount is related to the subject property and should only be entered once. If the primary borrower and co-borrower are borrowers for the same HELOC, it should only appear once for the primary borrower. If there are multiple undrawn HELOC amounts, the sum of all HELOCs should appear once under the primary borrower.", "values": "", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "07A-010", "1003_section": "", "data_stream": "07A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Details of Transaction", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "07A-020", "1003_section": "VII", "data_stream": "a. Purchase price", "position": "4", "field_length": "15", "occurances": "", "field_information": "The amount of money that the property will be purchased for.\n\nRequired if Purpose of Loan 02B-030 = 16 \u2013 Purchase\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "07A-030", "1003_section": "VII", "data_stream": "b. Alterations, improvements, repairs", "position": "19", "field_length": "15", "occurances": "", "field_information": "The cost of any alterations, improvements, and repairs on the property.\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "07A-040", "1003_section": "VII", "data_stream": "c. Land", "position": "34", "field_length": "15", "occurances": "", "field_information": "The cost of the land for the property; This will only be collected if the land was acquired separately from the property.\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "07A-050", "1003_section": "VII", "data_stream": "d. Refinance (Inc. debts to be paid off)", "position": "49", "field_length": "15", "occurances": "", "field_information": "The cost to the applicant that is associated with refinancing a mortgage loan on a property.\n\nRequired if Purpose of Loan 02B-030 = 05 (Refinance)\n\nFormat: Z(12).Z(2)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-060", "1003_section": "VII", "data_stream": "e. Estimated prepaid items", "position": "64", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nConventional: Enter the total amount of Pre-Paid expenses charged. If any of this is to be paid by the seller, include that amount in 07A-110. If any of this is to be paid by the lender, include that amount in 07B-030.\n\nFHA\/VA: This is the amount paid by the borrower. This amount cannot be less than $0.00.\n\nRequired if applicable to Casefile\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-070", "1003_section": "VII", "data_stream": "f. Estimated closing costs", "position": "79", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nConventional: Enter the total amount of the Closing Costs. If any of this is to be paid by the seller, include that amount in 07A-110. If any of this is to be paid by the lender, include that amount in 07B-030.\n\nFHA\/VA: Enter the total allowable Closing Costs.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-080", "1003_section": "VII", "data_stream": "g. PMI MIP, Funding Fee", "position": "94", "field_length": "15", "occurances": "", "field_information": "A fee paid to initiate mortgage insurance.\n\nFormat: Z(12).Z(2)\nConventional: Enter amount charged. If any of this is to be paid by the seller, include that amount in 07A-110. If any of this is to be paid by the lender, include that amount in 07B-030.\n\nGovernment Loans: \nFHA: Enter amount of Total Upfront MIP charged. If any of this is to be paid by the seller, enter that amount in GOA-040. If any of this is to be paid by the lender, enter that amount on 07B-030 (other credits, lender). If the MIP is paid by the seller (it must be all or nothing) and the user enters the amount paid by seller in seller concessions only the funds to\/from borrower would not be correct.\n\nVA: Enter the total funding fee as required by VA. If any of this amount is to be paid by either the seller or lender, enter that amount in 07B-030 (other credits, seller or lender respectively).\n\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-090", "1003_section": "VII", "data_stream": "h. Discount", "position": "109", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nEnter the total amount of discount points charged.\n\nConventional: Fannie Mae does not distinguish between Discount and Origination points.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-100", "1003_section": "VII", "data_stream": "j. Subordinate financing", "position": "124", "field_length": "15", "occurances": "", "field_information": "The total amount of financing by a type of debt inferior to the loan the applicant is applying for on the same property.\nFormat: Z(12).Z(2)\n\nRequired if applicable to Casefile\n", "values": "", "g": "R", "ec": "C", "root_element": "" }, { "field_id": "07A-110", "1003_section": "VII", "data_stream": "k. Applicant's closing costs paid by Seller", "position": "139", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\nConventional: Include the amount of Closing Costs, Pre-Paids, Discount Points and up-front PMI paid by the Seller. Closing Costs, Pre-Paids, Points or Up-front MI that is paid by the seller may also be entered into 07B-030 (Other Credits, Seller Credit) in addition to 07A-110. DU will recognize both and add the two amounts to determine total seller credit.\n\nGovernment Loans:\nEnter the amount of Closing Costs paid by the Seller. Do not include seller paid prepaid items. For FHA loans, seller credit can be populated in this field or in 07B as a \u201cSeller Credit\u201d but not in both places.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07A-120", "1003_section": "VII", "data_stream": "n. PMI, MIP, Funding Fee financed", "position": "154", "field_length": "15", "occurances": "", "field_information": "The amount of the fee paid to initiate mortgage insurance that will be financed in the mortgage loan transaction.\nFormat: Z(12).Z(2)\n\nFannie Mae: Required if applicable to the casefile.\n", "values": "", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "07B-010", "1003_section": "", "data_stream": "07B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Other Credits\n\nFannie Mae: Required if applicable.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "07B-020", "1003_section": "VII", "data_stream": "Other Credit Type Code", "position": "4", "field_length": "2", "occurances": "", "field_information": "Note: Cash Deposit On Sales Contract amount must be included as code 01 (Cash Deposit on sales contract) and must be entered if a cash deposit is listed in segment 06C as a type F1 asset.\n\nTo ensure accurate calculation of the Borrower Contribution Amount and to receive accurate findings, all Other Credit Types must be supported. Summarizing multiple values under the Credit Type Other may alter the calculation and findings.\n\nFHA guidelines allow for some non-allowable closing costs that may be paid by the borrower but that may not be financed in the mortgage or included in the mortgage amount calculations. These include commitment fees, rate locks, etc. These types of fees should be entered as a negative value in other credits; they will not be included in Line F. The system will add these amounts to Line P, Cash From\/To Borrower. This will ensure that the system correctly calculates the borrower\u2019s required funds to close.\n\nFor FHA loans, seller credit can be populated in this field as Other Credit Type 02 or in 07A-110 as \u201cApplicant Closing Costs Paid by Seller\u201d but not in both places.\n", "values": "Fannie Mae data element Other Credit Type Code:\n01 = Cash Deposit on sales contract\n02 = Seller Credit\n03 = Lender Credit\n04 = Relocation Funds\n05 = Employer Assisted Housing\n06 = Lease Purchase Fund\n07 = Other\n08 = Borrower Paid Fees\n09 = Sweat Equity", "g": "C", "ec": "", "root_element": "\n\n\n" }, { "field_id": "07B-030", "1003_section": "VII", "data_stream": "Amount of Other Credit", "position": "6", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)", "values": "", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "08A-010", "1003_section": "", "data_stream": "08A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Declarations", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "08A-020", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-030", "1003_section": "VIII", "data_stream": "a. Are there any outstanding judgments against you?", "position": "13", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-040", "1003_section": "VIII", "data_stream": "b. Have you been declared bankrupt within the past 7 years?", "position": "14", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-050", "1003_section": "VIII", "data_stream": "c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?", "position": "15", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-060", "1003_section": "VIII", "data_stream": "d. Are you a party to a lawsuit?", "position": "16", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-070", "1003_section": "VIII", "data_stream": "e. Have you directly or indirectly been obligated on any loan\u2026", "position": "17", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-080", "1003_section": "VIII", "data_stream": "f. Are you presently delinquent or in default on any Federal debt\u2026", "position": "18", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-090", "1003_section": "VIII", "data_stream": "g. Are you obligated to pay alimony child support or separate maintenance?", "position": "19", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-100", "1003_section": "VIII", "data_stream": "h. Is any part of the down payment borrowed?", "position": "20", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-110", "1003_section": "VIII", "data_stream": "i. Are you a co-maker or", "position": "21", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-120", "1003_section": "VIII", "data_stream": "j. Are you a U.S. citizen?\n\nk. Are you a permanent resident alien?", "position": "22", "field_length": "2", "occurances": "", "field_information": "", "values": "EDI Data Element 1066:\n01 = US Citizen\n03 = Permanent Resident-Alien\n05 = Non-Permanent Resident-Alien", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-130", "1003_section": "VIII", "data_stream": "l. Do you intend to occupy\u2026", "position": "24", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.\n\n\"Note: U is not valid on DO\/DU on the Web. Best Practice is to send Y or N.\nFHA: This field used to determine FTHB.\"\n\n\n", "values": "Y = Yes\nN = No\nU = Unknown", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-140", "1003_section": "VIII", "data_stream": "m. Have you had an ownership interest\u2026", "position": "25", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-150", "1003_section": "VIII", "data_stream": "m. (1) What type of property\u2026", "position": "26", "field_length": "1", "occurances": "", "field_information": "If any of the ownership interests have been investment, specify \u2018investment\u2019 in this field. If none have been investment and any have been secondary residence, specify \u2018secondary\u2019 in this field.\nRequired if 08A-140 = Y \n\nFor FHA Scorecard, Fannie Mae will automatically generate corresponding data values.\n", "values": "EDI Data Element 1070:\n1 = Primary Residence\n2 = Secondary Residence\nD = Investment Property", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-160", "1003_section": "VIII", "data_stream": "m. (2) How did you hold title\u2026", "position": "27", "field_length": "2", "occurances": "", "field_information": "Specify value if field 08A-140 is Y.\nIf owned more than one property in last three years: if \u201cjointly\u201d and \u201cnot\u201d, select \u201cnot.\u201d", "values": "EDI Data Element 1187:\n01 = Sole (individual)\n25 = Joint With Spouse\n26 = Joint With Other Than Spouse", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "08A-010", "1003_section": "", "data_stream": "08A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Declarations", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "08A-020-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-030-co", "1003_section": "VIII", "data_stream": "a. Are there any outstanding judgments against you?", "position": "13", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-040-co", "1003_section": "VIII", "data_stream": "b. Have you been declared bankrupt within the past 7 years?", "position": "14", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-050-co", "1003_section": "VIII", "data_stream": "c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?", "position": "15", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-060-co", "1003_section": "VIII", "data_stream": "d. Are you a party to a lawsuit?", "position": "16", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-070-co", "1003_section": "VIII", "data_stream": "e. Have you directly or indirectly been obligated on any loan\u2026", "position": "17", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-080-co", "1003_section": "VIII", "data_stream": "f. Are you presently delinquent or in default on any Federal debt\u2026", "position": "18", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-090-co", "1003_section": "VIII", "data_stream": "g. Are you obligated to pay alimony child support or separate maintenance?", "position": "19", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-100-co", "1003_section": "VIII", "data_stream": "h. Is any part of the down payment borrowed?", "position": "20", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-110-co", "1003_section": "VIII", "data_stream": "i. Are you a co-maker or", "position": "21", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-120-co", "1003_section": "VIII", "data_stream": "j. Are you a U.S. citizen?\n\nk. Are you a permanent resident alien?", "position": "22", "field_length": "2", "occurances": "", "field_information": "", "values": "EDI Data Element 1066:\n01 = US Citizen\n03 = Permanent Resident-Alien\n05 = Non-Permanent Resident-Alien", "g": "R", "ec": "", "root_element": "" }, { "field_id": "08A-130-co", "1003_section": "VIII", "data_stream": "l. Do you intend to occupy\u2026", "position": "24", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.\n\n\"Note: U is not valid on DO\/DU on the Web. Best Practice is to send Y or N.\nFHA: This field used to determine FTHB.\"\n\n\n", "values": "Y = Yes\nN = No\nU = Unknown", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-140-co", "1003_section": "VIII", "data_stream": "m. Have you had an ownership interest\u2026", "position": "25", "field_length": "1", "occurances": "", "field_information": "Any \"yes\" responses must be explained.", "values": "Y = Yes\nN = No", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-150-co", "1003_section": "VIII", "data_stream": "m. (1) What type of property\u2026", "position": "26", "field_length": "1", "occurances": "", "field_information": "If any of the ownership interests have been investment, specify \u2018investment\u2019 in this field. If none have been investment and any have been secondary residence, specify \u2018secondary\u2019 in this field.\nRequired if 08A-140 = Y \n\nFor FHA Scorecard, Fannie Mae will automatically generate corresponding data values.\n", "values": "EDI Data Element 1070:\n1 = Primary Residence\n2 = Secondary Residence\nD = Investment Property", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "08A-160-co", "1003_section": "VIII", "data_stream": "m. (2) How did you hold title\u2026", "position": "27", "field_length": "2", "occurances": "", "field_information": "Specify value if field 08A-140 is Y.\nIf owned more than one property in last three years: if \u201cjointly\u201d and \u201cnot\u201d, select \u201cnot.\u201d", "values": "EDI Data Element 1187:\n01 = Sole (individual)\n25 = Joint With Spouse\n26 = Joint With Other Than Spouse", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-1", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-1", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-1", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-1-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-1", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-1-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-2", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-2", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-2", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-2-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-2", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-2-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-3", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-3", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-3", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-3-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-3", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-3-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-4", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-4", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-4", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-4-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-4", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-4-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-5", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-5", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-5", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-5-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-5", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-5-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-6", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-6", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-6", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-6-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-6", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-6-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-7", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-7", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-7", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-7-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-7", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-7-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-8", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-8", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-8", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "08B-010", "1003_section": "", "data_stream": "08B", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Declaration Explanations\n\nSpecify if field #08A-030 to 08A-110 is Yes. NOT Required.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-020-8-co", "1003_section": "VIII", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-030-8", "1003_section": "VIII", "data_stream": "Declaration Type Code", "position": "13", "field_length": "2", "occurances": "", "field_information": "A code that identifies the particular question asked in the Declarations section of the loan application.\n\nTo instruct DU to disregard deed-in-lieu of foreclosure, preforeclosure sale and foreclosure information in the credit data, use EDI code: \u201c93\u201d.", "values": "EDI Data Element 1321:\n\n91 = Outstanding Judgments\n92 = Declared Bankruptcy in past 7 years\n93 = Foreclosure or deed in lieu in past 7 years, Direct\/Indirect Foreclosed Property in the past 7 years\n94 = Party to Lawsuit\n95 = Obligated on a loan foreclosed, or deed in lieu of judgment\n96 = Delinquency or Default\n97 = Obligated to pay alimony, child support or maintenance, Alimony Child Support\n98 = Part of down payment borrowed, Borrowed Down Payment\n99 = Co-Maker or Endorser on a note\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "08B-040-8-co", "1003_section": "VIII", "data_stream": "Declaration Explanation", "position": "15", "field_length": "255", "occurances": "", "field_information": "A brief explanation made by the applicant to the Interviewing Loan Officer\nclarifying their response to a declaration on the loan application.\n\nFormat: Text\n\nPer DU v9.1 Nov 2013 release, to instruct DU to disregard deed-in-lieu\nof foreclosure and preforeclosure sale in the credit data, enter:\n- Confirmed CR DIL*\n- Confirmed CR PFS*\n\nPer DU 9.1.1 August 2014 update, to instruct DU to disregard the foreclosure\ninformation in the credit data, enter:\n- Confirmed CR FC Incorrect*\n(Value overrides inaccurate foreclosure information)\n- Confirmed CR FC EC*\n(Value overrides foreclosure information due to extenuating circumstances)\n\n*Separate values by a comma when entering more than one item.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "09A-010", "1003_section": "", "data_stream": "09A", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Acknowledgment and Agreement", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "09A-020", "1003_section": "IX", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "09A-030", "1003_section": "IX", "data_stream": "Signature Date", "position": "13", "field_length": "8", "occurances": "", "field_information": "The date that the applicant signed the loan application or the continuation sheet(s).\n\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "10A-010", "1003_section": "", "data_stream": "10A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Information for Government Monitoring Purposes.\n\nOne occurrence per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-030", "1003_section": "X", "data_stream": "I do not wish to furnish this information", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code indicating whether the applicant wishes to furnish race and gender data, entered to support government monitoring.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "10A-040", "1003_section": "X", "data_stream": "Ethnicity", "position": "14", "field_length": "1", "occurances": "", "field_information": "A code that identifies the ethnicity of the applicant", "values": "1108 Ethnicity Code:\n1-Hispanic or Latino\n2-Not Hispanic or Latino\n3-Information not provided by applicant in mail, internet or telephone application\n4-Not applicable", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-050", "1003_section": "X", "data_stream": "Filler", "position": "15", "field_length": "30", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "10A-060", "1003_section": "X", "data_stream": "Sex", "position": "45", "field_length": "1", "occurances": "", "field_information": "A code that identifies the gender of the applicant", "values": "F = Female\nM = Male\nI = Information not provided by applicant in mail, internet or telephone application\nN = Not applicable\n", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10A-010", "1003_section": "", "data_stream": "10A", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Information for Government Monitoring Purposes.\n\nOne occurrence per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-030-co", "1003_section": "X", "data_stream": "I do not wish to furnish this information", "position": "13", "field_length": "1", "occurances": "", "field_information": "A code indicating whether the applicant wishes to furnish race and gender data, entered to support government monitoring.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "10A-040-co", "1003_section": "X", "data_stream": "Ethnicity", "position": "14", "field_length": "1", "occurances": "", "field_information": "A code that identifies the ethnicity of the applicant", "values": "1108 Ethnicity Code:\n1-Hispanic or Latino\n2-Not Hispanic or Latino\n3-Information not provided by applicant in mail, internet or telephone application\n4-Not applicable", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10A-050-co", "1003_section": "X", "data_stream": "Filler", "position": "15", "field_length": "30", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "10A-060-co", "1003_section": "X", "data_stream": "Sex", "position": "45", "field_length": "1", "occurances": "", "field_information": "A code that identifies the gender of the applicant", "values": "F = Female\nM = Male\nI = Information not provided by applicant in mail, internet or telephone application\nN = Not applicable\n", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10B-010", "1003_section": "", "data_stream": "10B", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Loan Originator Information\n\nOne Occurrence", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-020", "1003_section": "X", "data_stream": "This application was taken by", "position": "4", "field_length": "1", "occurances": "", "field_information": "", "values": "EDI Data Element 1079:\nF = Face-to-Face\nM = Mail or Fax\nT = Telephone\nI = Internet or E-Mail", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-030", "1003_section": "X", "data_stream": "Loan Originator\u2019s Name", "position": "5", "field_length": "60", "occurances": "", "field_information": "The name of the person who received the application information\nfrom the applicant(s).\n\nFormat: Text", "values": "The name of the person who took the loan application.", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-040", "1003_section": "X", "data_stream": "Interview Date", "position": "65", "field_length": "8", "occurances": "", "field_information": "The date that the Loan Origin\n\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-050", "1003_section": "X", "data_stream": "Loan Originator\u2019s Phone Number", "position": "73", "field_length": "10", "occurances": "", "field_information": "Format: n\nMax length=10", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-060", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s Name", "position": "83", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-070", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s Street Address", "position": "118", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-080", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s Street Address 2", "position": "153", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-090", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s City ", "position": "188", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-100", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s State Code", "position": "223", "field_length": "2", "occurances": "", "field_information": "Format: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-110", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s Zip Code", "position": "225", "field_length": "5", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "10B-120", "1003_section": "X", "data_stream": "Loan Origination Company\u2019s Zip Code Plus Four", "position": "230", "field_length": "4", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-1", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-1-co", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-2", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-2-co", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-3", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-3-co", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-4", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-4-co", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-5", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "10R-010", "1003_section": "", "data_stream": "10R", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Information for Government Monitoring Purposes\n\n \u2013 reporting on Multiple Race per Applicant", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-020-co", "1003_section": "X", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "10R-030-5-co", "1003_section": "X", "data_stream": "", "position": "13", "field_length": "2", "occurances": "", "field_information": "Applicant may report multiple race types.", "values": "1107 Race Code:\n1= American Indian or Alaska Native\n2 = Asian\n3 = Black or African American\n4 = Native Hawaiian or Other Pacific Islander\n5 = White\n6 = Information not provided by applicant in mail, internet, or telephone application\n7 = Not applicable", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "000-010", "1003_section": "", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: File Identification", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-020", "1003_section": "", "data_stream": "File Type", "position": "4", "field_length": "3", "occurances": "", "field_information": "", "values": "70 = Additional Case Data", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-030", "1003_section": "", "data_stream": "File Version ID", "position": "7", "field_length": "5", "occurances": "", "field_information": "File Version", "values": "3.20", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "09B-010", "1003_section": "FNM", "data_stream": "99B", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Fannie Mae Transmittal Data\n\nSegment required for Import", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "99B-020", "1003_section": "FNM", "data_stream": "Seller Provided Below Market Financing", "position": "4", "field_length": "1", "occurances": "", "field_information": "A code indicating if the seller offered below-market subordinate financing.\n\nSpecify value if 1003 field #02B-030 is Purchase.\nNOT REQUIRED", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "99B-030", "1003_section": "FNM", "data_stream": "Owner of existing mortgage", "position": "5", "field_length": "2", "occurances": "", "field_information": "", "values": "Fannie Mae Owner of Existing Mortgage Codes:\n01 = Fannie Mae\n02 = Freddie Mac\n03 = Seller\/Other\nF1 = Unknown", "g": "", "ec": "", "root_element": "" }, { "field_id": "99B-040", "1003_section": "FNM", "data_stream": "Property Appraised Value", "position": "7", "field_length": "15", "occurances": "", "field_information": "The value of the property as documented by the appraisal.\n\nFormat Z(12).Z(2)\nConventional Loans: Required with value > 0, if purpose of loan is refinance or construction-perm. Required with value > 0, if purpose of loan is purchase and appraisal value < sales price.\n\nGovernment Loans: Required for all submissions\n", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "99B-050", "1003_section": "FNM", "data_stream": "Buydown Rate", "position": "22", "field_length": "7", "occurances": "", "field_information": "The final Bought Down Interest Rate. The rate that the applicant will pay after the buydown is applied.\n\nFormat: Z(3).Z(3)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "99B-060", "1003_section": "FNM", "data_stream": "Actual vs. Estimated Appraised Value Indicator", "position": "29", "field_length": "2", "occurances": "", "field_information": "Code specifies whether the Property Appraised Value is an estimate \nor the actual value from an appraisal report.\n\nRequired if Collateral Underwriter messages are desired. \nMust be used in connection with the Doc File ID.", "values": "Fannie Mae Code:\n01 = Actual\n02 = Estimated\n\nFanne Mae Property Documentation Obtained Codes:\n102 = No appraisal\/inspection obtained\n103 = Form 2075 exterior inspection\n104 = Form 2055 appraisal with exterior only inspection\n110 = Form 2095 cooperative appraisal with exterior only inspection\n114 = Form 1025 appraisal with interior\/exterior inspection\n116 = Form 1004 appraisal with interior\/exterior inspection\n120 = Prior appraisal used for the transaction\n125 = Other\n130 = Form 26-1805, Certificate of Reasonable Value for VA\n131 = Form 26-8712, Manufactured Home Appraisal Report for VA\n132 = Form 1004C, Manufactured Home Appraisal Report with interior\/exterior inspection*\n133 = Form 1073 condominium appraisal with interior\/exterior inspection*\n134 = Form 1075 condominium appraisal with exterior inspection*\n135 = Form 2090 cooperative appraisal with interior\/exterior inspection*\n136 = Form 1004D appraisal updated\/completion report*\n137 = Form 2000 Field review one-unit*\n138 = Form 2000A Field review 2-4*", "g": "", "ec": "R", "root_element": "" }, { "field_id": "99B-080", "1003_section": "FNM", "data_stream": "Appraiser Name", "position": "34", "field_length": "60", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "99B-090", "1003_section": "FNM", "data_stream": "Appraiser Company", "position": "94", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "99B-100", "1003_section": "FNM", "data_stream": "Appraiser License Number", "position": "129", "field_length": "15", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "99B-110", "1003_section": "FNM", "data_stream": "Appraiser License State Code", "position": "144", "field_length": "2", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "ADS-010", "1003_section": "", "data_stream": "ADS", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Additional Data Segment\n\nAll systems should support multiple occurrences of this segment to\nprevent the loss of data when a user imports\/exports a 1003 file\nbetween systems. New fields added to support FHFA requirements.", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Loan Originator ID", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "Must equal: LoanOriginatorID", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: n\n\nValue of LoanOriginatorID. \nValue must be numeric characters only and cannot exceed 12 characters in length. \nRequired, if applicable\n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Loan Origination Company ID", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "Must equal: LoanOriginationCompanyID", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: n\n\nValue of LoanOriginationCompanyID. \nValue must be numeric only and cannot exceed 12 characters in length. \nRequired, if applicable.\n", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Service Provider Name ", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "DataVerify\nFormfree\nPlaceholder\n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Service Provider Reference Number ", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nSSN(no dashes):Reference ID (if this is a GUID, include dashes)\n\nExamples by vendor:\nFormfree SSN:Report ID\nFormfree SSN:Reissue Key\nDataVerify SSN:PIN Code\nPlaceholder Reference number only (including dashes)\n\n\n", "values": "Must equal: Reference number of the income or asset verification data to be retrieved from the data provider specified in ADS-020.", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Supervisory Appraiser License Number", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired, if applicable", "values": "Must equal: SupervisoryAppraiserLicenseNumber", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue of SupervisoryAppraiserLicenseNumber. Value must allow alphanumeric characters and cannot exceed 21 characters in length. Required, if applicable", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Doc File ID", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nRequired if Collateral Underwriter messages are desired. Must be used in connection with 99B-060, Actual Appraised Value ", "values": "Must equal AppraisalIdentifier", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue of Doc File ID (AppraisalIdentifier). A ten character Doc File ID generated by UCDP, which can contain the numbers 0-9 and letters A-H. Required if Collateral Underwriter messages are desired.\n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "FIPS Code Identifier", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nTo be used in connection with HomeReady and high balance loans. If not provided, DU will attempt to determine the location. If provided, DU will use the value specified.", "values": "Must equal: FIPSCodeIdentifier", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Numeric\n\nValue of FIPS Code Identifier (FIPSCodeIdentifier). Eleven-digit code\nidentifying the area in which the property is located, where the first\ntwo digits are the state number, the next three are the county number,\nand the last six are the census tract number.", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Number of Financed Properties", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nThe number of financed 1- to 4-unit residential properties\n(including the subject transaction) for which the borrower(s) are personally\nobligated. A jointly owned\/obligated property by multiple borrowers \nwould count only once.", "values": "Must equal TotalMortgagedPropertiesCount", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Numeric n(2)", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Gender Type", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\nSupported as of DU v10.1 July 2017 ", "values": "Must equal HMDAGenderType", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric \n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "ApplicantSelectedBothMaleAndFemale\nFemale\nMale\nInformationNotProvidedUnknown\nNotApplicable", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Gender Refusal Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text Supported as of DU v10.1 July 2017", "values": "Must equal HMDAGenderRefusalIndicator", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Ethnicity Type", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text \nSupported as of DU v10.1 July 2017", "values": "Must equal HMDAEthnicityType", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "HispanicOrLatino\nInformationNotProvidedByApplicantInMIT\nNotApplicable\nNotHispanicOrLatino", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Ethnicity Origin Type", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\nSupported as of DU v10.1 July 2017", "values": " Must equal HMDAEthnicityOriginType", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Cuban\nMexican\nOther\nPuertoRican", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Ethnicity OriginType Other Description", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\nSupported as of DU v10.1 July 2017\n\nField Name abbreviated due to 35 character length constraint \nUse when HMDAEthnicityOriginType = Other\n", "values": "Must equal HMDAEthnicityOriginTypeOtherDesc \n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nDescription should not exceed 40 characters\nDescription segment may repeat for same borrower, if description exceeds 40 characters\n\nDescription should not contain special characters\nThe colon character ( : ) is allocated as the ADS-030 delimiter and should not be used in any description text.\n\n", "values": "\n\n\n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Ethnicity Refusal Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text\nSupported as of DU v10.1 July 2017", "values": "Must equal HMDAEthnicityRefusalIndicator", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Text Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA RaceType", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text Supported as of DU v10.1 July 2017", "values": "Must equal HMDARaceType ", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):n:Value\nWhere n is a segment number that groups related race attributes to HMDARaceType\n\n\n", "values": "AmericanIndianOrAlaskaNative\nAsian\nBlackOrAfricanAmerican\nInformationNotProvidedByApplicantInMIT\nNativeHawaiianOrOtherPacificIslander\nNotApplicable\nWhite", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Refusal Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text Supported as of DU v10.1 July 2017", "values": " Must equal HMDARaceRefusalIndicator", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value\n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Designation Type ", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": " Must equal HMDARaceDesignationType ", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):n:Value\nWhere n is a segment number that groups this race designation type with HMDARaceType\n\n\n", "values": "AsianIndian\nChinese\nFilipino\nGuamanianOrChamorro\nJapanese\nKorean\nNativeHawaiian\nOtherAsian\nOtherPacificIslander\nSamoan\nVietnamese\n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Designation Other Asian Description", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDARaceDesignationOtherAsnDesc", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):n:Value\nWhere n is a segment number that groups this race designation type with HMDARaceType. \n\nDescription should not exceed 38 characters.\nDescription segment may repeat for same borrower, if description exceeds 38 characters.\n\nDescription should not contain special characters\nThe colon character ( : ) is allocated as an ADS-030 delimiter and should not be used in any description text.\n\n\n", "values": "\n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Designation Other Pacific Islander Description ", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDARaceDesignationOtherPIDesc", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):n:Value\nWhere n is a segment number that groups this race designation type with HMDARaceType. \n\nDescription should not exceed 38 characters.\nDescription segment may repeat for same borrower, if description exceeds 38 characters.\n\nDescription should not contain special characters\nThe colon character ( : ) is allocated as an ADS-030 delimiter and should not be used in any description text.\n\n\n\n", "values": "\n", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Type Additional Description", "position": "4", "field_length": "38", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDARaceTypeAdditionalDescription", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):n:Value\nWhere n is a sequence number that groups this race designation type with HMDARaceType. \n\nDescription should not exceed 38 characters.\nDescription segment may repeat for same borrower, if description exceeds 38 characters.\n\nDescription should not contain special characters\nThe colon character ( : ) is allocated as an ADS-030 delimiter and should not be used in any description text.\n\n\n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Ethnicity Collected Based On Visual Observation Or Surname Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDAEthnicityCollectedBasedOnVisual\n", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Gender Collected Based On Visual Observation Or Name Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDAGenderCollectedBasedOnVisual\n", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "HMDA Race Collected Based On Visual Observation Or Surname Indicator", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal HMDARaceCollectedBasedOnVisual\n", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "ADS-020", "1003_section": "", "data_stream": "Application Taken Method Type", "position": "4", "field_length": "35", "occurances": "", "field_information": "Format: Text", "values": "Must equal ApplicationTakenMethodType", "g": "", "ec": "", "root_element": "" }, { "field_id": "ADS-030", "1003_section": "", "data_stream": "Value", "position": "39", "field_length": "50", "occurances": "", "field_information": "Format: Alphanumeric\n\nValue should be in the following format:\nSSN(no dashes):Value \n\n", "values": "FaceToFace\nMail\nTelephone\nInternet", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "SCA-010", "1003_section": "Score", "data_stream": "SCA", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID Score", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "SCA-020", "1003_section": "Score", "data_stream": "Score ID", "position": "4", "field_length": "3", "occurances": "", "field_information": "Note : Do not send multiple score types. One or more of the same score type may be passed.", "values": "Fannie Mae \u201cScore ID\u201d :\n001 = PMI Aura AQI Score\n002 = GE IQ Score\n003 = UGI Accuscore", "g": "", "ec": "", "root_element": "" }, { "field_id": "SCA-030", "1003_section": "Score", "data_stream": "Score", "position": "7", "field_length": "3", "occurances": "", "field_information": "The score value associated with the Score ID.\n\nScore Value", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "SCA-040", "1003_section": "Score", "data_stream": "Score Date", "position": "10", "field_length": "8", "occurances": "", "field_information": "Date that the score was received from the Mortgage Scoring engine.\n\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "000-010", "1003_section": "", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: File Identification", "values": "", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-020", "1003_section": "", "data_stream": "File Type", "position": "4", "field_length": "3", "occurances": "", "field_information": "", "values": "11 = Product Data", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-030", "1003_section": "", "data_stream": "File Version ID", "position": "7", "field_length": "5", "occurances": "", "field_information": "File Version", "values": "File Version = 3.20", "g": "R", "ec": "R", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "LNC-010", "1003_section": "Loan Characteristics", "data_stream": "LNC", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID-\nLoan Characteristics for Eligibility", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "LNC-020", "1003_section": "Loan", "data_stream": "Lien Type Code", "position": "4", "field_length": "1", "occurances": "", "field_information": "Indicates whether the loan being applied for is the first or a subordinate trust on the property.", "values": "EDI Data Element 1101:\n1 = First Mortgage\n2 = Second Mortgage\nF = Other Mortgage", "g": "", "ec": "R", "root_element": "" }, { "field_id": "LNC-030", "1003_section": "Loan", "data_stream": "Loan Documentation Type Code", "position": "5", "field_length": "1", "occurances": "", "field_information": "A code indicating the level of documentation being collected to process and underwrite the loan. Mortgages and Home Equity Lines of Credit must be differentiated and specified as applicable in the case.", "values": "EDI Data Element 1103, Loan Documentation Type Code:\n\nA = Alternative (Non-traditional documentation used to determine the credit worthiness of a borrower)\nF = Full\nR = Reduced\nB = Streamlined Refinance\nC = No documentation\nD = No Ratio\nE = Limited Documentation\nU = No Income, No Employment and No Assets on 1003\nG = No Income and No Assets on 1003\nH = No Assets on 1003\nI = No Income and No Employment on 1003\nJ = No Income on 1003\nK = No Verification of Stated Income, Employment or Assets\nL = No Verification of Stated Income or Assets\nM = No Verification of Stated Assets\nN = No Verification of Stated Income or Employment\nO = No Verification of Stated Income\nP = Verbal Verification of Employment\nQ = One paystub\nS = One paystub and VVOE\nT = One paystub and one W-2 and VVOE or one yr 1040\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-040", "1003_section": "Loan", "data_stream": "Subject Property Type Code", "position": "6", "field_length": "2", "occurances": "", "field_information": "A code indicating the type of property used to secure the loan.\n\nGovernment Loans: \n05 is not valid for FHA loans. For FHA loans where the subject property is a condominium, you must populate one of the following values: 03, 07 or 09.\n\n05, 07, 10 and 09 are NOT valid for VA submissions.", "values": "Fannie Mae Property Type Code:\n01 = Detached\n02 = Attached\n03 = Condominium\n04 = Planned Unit Development (PUD)\n05 = Co-Operative (Co-Op)\n07 = High Rise Condo\n08 = Manufactured Home\n09 = Detached Condo\n10 = Manufactured Home: Condo\/PUD\/Co-Op", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "LNC-050", "1003_section": "Loan", "data_stream": "Reserved for future use", "position": "8", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "LNC-060", "1003_section": "Loan", "data_stream": "Reserved for future use", "position": "10", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "LNC-070", "1003_section": "Loan", "data_stream": "Reserved for future use", "position": "12", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "LNC-080", "1003_section": "Loan", "data_stream": "Reserved for future use", "position": "14", "field_length": "2", "occurances": "", "field_information": "Unused, pad with spaces", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "LNC-090", "1003_section": "Loan", "data_stream": "Project Classification Code", "position": "16", "field_length": "2", "occurances": "", "field_information": "A lender-assigned code defined by Fannie Mae to classify projects in compliance\nw\/ Fannie Mae project guidelines.\n\nEarlyCheck - required for conventional loans", "values": "Fannie Project Classification Codes:\n\n04 = E PUD\n05 = F PUD\"\n07 = 1 CO-OP\n08 = 2 CO-OP\n09 = P Condo\n10 = Q Condo\n11 = R Condo\n12 = S Condo\n13 = T Condo\n14 = U Condo\n15 = V Condo\n16 = G, not in a project or development", "g": "", "ec": "C", "root_element": "" } ], [ { "field_id": "LNC-100", "1003_section": "Loan", "data_stream": "Negative Amortization Limit Percent", "position": "18", "field_length": "7", "occurances": "", "field_information": "The maximum amount of negative amortization that may occur against the unpaid balance for the life of the loan, expressed as a percent of the original loan amount.\n\nFormat: Z(3).Z(3)\n\nThe Neg AM Limit should be populated with the lender\u2019s value. If Neg AM Limit is greater than 100, DU will use the populated value to qualify Neg AM ARMs. If the field is not populated or is less than or equal to 100, DU will use a value of 115 percent (110 percent in New York state) of the loan amount.\n\n Conditionally required for negatively amortizing ARM plans.\n", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "LNC-110", "1003_section": "Loan", "data_stream": "Balloon Indicator", "position": "25", "field_length": "1", "occurances": "", "field_information": "A code indicating whether or not a final balloon payment is required, under the terms of the loan repayment schedule, to fully pay off the loan.\n\nGovernment Loans: Balloons are not supported.", "values": "Y = Yes\nN = No", "g": "", "ec": "R", "root_element": "" }, { "field_id": "LNC-120", "1003_section": "Loan", "data_stream": "Filler", "position": "26", "field_length": "1", "occurances": "", "field_information": "", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-130", "1003_section": "Loan", "data_stream": "Filler", "position": "27", "field_length": "1", "occurances": "", "field_information": "", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-140", "1003_section": "Loan", "data_stream": "Homebuyer Education Completion Indicator", "position": "28", "field_length": "1", "occurances": "", "field_information": "Format: Numeric\n\nThis indicator shows whether the borrower has completed education or counseling through the HomeReady program.", "values": "1 = HomeBuyer Education complete\n2 = One-on-one counseling complete", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-150", "1003_section": "Loan", "data_stream": "Maximum Lifetime Rate Increase", "position": "29", "field_length": "7", "occurances": "", "field_information": "The maximum % rate increase that may occur over the life of the loan.\n\nFormat: Z(3).Z(3)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-160", "1003_section": "Loan", "data_stream": "Payment Adjustment Life Percent Cap", "position": "36", "field_length": "7", "occurances": "", "field_information": "The lifetime payment adjustment cap, expressed as a % of the loan amount.\n\nFormat: Z(3).Z(3)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-170", "1003_section": "Loan", "data_stream": "Payment Adjustment Life Amount Cap", "position": "43", "field_length": "15", "occurances": "", "field_information": "The lifetime payment adjustment amount cap, expressed as a dollar amount.\n\nFormat: Z(12).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-180", "1003_section": "Loan", "data_stream": "Will Escrow be Waived?", "position": "58", "field_length": "1", "occurances": "", "field_information": "", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-190", "1003_section": "Loan", "data_stream": "Scheduled Loan Closing Date", "position": "59", "field_length": "8", "occurances": "", "field_information": "Format: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-200", "1003_section": "Loan", "data_stream": "Scheduled First Payment Date", "position": "67", "field_length": "8", "occurances": "", "field_information": "Scheduled date for when the first loan payment will be due to be made by the Applicant under the terms of the mortgage.\n\nFormat: CCYYMMDD", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-210", "1003_section": "Loan", "data_stream": "MI Coverage Percent", "position": "75", "field_length": "7", "occurances": "", "field_information": "The percentage of the mortgage loan balance, which will be insured by the MI Insurer.\n\nFormat Z(3).Z(3)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-220", "1003_section": "Loan", "data_stream": "MI Insurer Code", "position": "82", "field_length": "3", "occurances": "", "field_information": "A code that identifies the specific entity that will provide mortgage insurance for this loan.", "values": "Fannie \u201c MI Insurer Code:\n\n001 = GE Mortgage Insurance Corporation, GE\"\n006 = Mortgage Guarantee Insurance Corporation, MGIC\n011 = PMI Mortgage Insurance Company, PMI\n012 = United Guarantee Residential Insurance Company, UG\n013 = Republic Mortgage Insurance Company, RMIC\n017 = Radian Guaranty Incorporated\n024 = Triad Guarantee Residential Insurance Company, Triad\n038 = CMG Mortgage Insurance Co., an affiliate of PMI (credit unions only),CMG\n043 = Essent Guaranty, Inc\n044 = National Mortgage Insurance Company, NMI", "g": "", "ec": "C", "root_element": "" }, { "field_id": "LNC-230", "1003_section": "Loan", "data_stream": "APR Spread", "position": "85", "field_length": "5", "occurances": "", "field_information": "Spread between the percentage rate of the loan and the applicable Treasury yield.\n\nFormat Z(2).Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-240", "1003_section": "Loan", "data_stream": "HOEPA", "position": "90", "field_length": "1", "occurances": "", "field_information": "Indicates a loan is covered under the Home Ownership Equity Protection Act.", "values": "Y = Loan is covered under act\nN = Loan is not covered under act", "g": "", "ec": "", "root_element": "" }, { "field_id": "LNC-250", "1003_section": "Loan", "data_stream": "PreApproval", "position": "91", "field_length": "1", "occurances": "", "field_information": "", "values": "Y = Pre-Approval loan\nN = Not a Pre-Approval loan", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "PID-010", "1003_section": "Product", "data_stream": "PID", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Product Identification\n\nSegment required for import", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "PID-020", "1003_section": "Product", "data_stream": "Product Description", "position": "4", "field_length": "30", "occurances": "", "field_information": "Description of the product which has been selected for this loan.\n\nFormat: Text\n\nEnter Standard LCOR in the Product Description field to underwrite a\nDU Refi Plus loan casefile as a standard limited cash-out refinance.\n\nEnter Affordable LTV in the Product Description field to underwrite based\non the appraised value in accordance with B5-5.1-04, B5-5.3-02 and B5-5.1-02.\n", "values": "StandardLICOR\nAffordable LTV", "g": "", "ec": "", "root_element": "" }, { "field_id": "PID-030", "1003_section": "Product", "data_stream": "Product Code", "position": "34", "field_length": "15", "occurances": "", "field_information": "Identifier for the specific loan product, which has been selected for this loan. The product could be a DO Product, a Lender Product, or a Product offered by a Conduit, but identifies specific characteristics which will apply to the loan, as well as rules for what types of loans are eligible.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PID-040", "1003_section": "Product", "data_stream": "Product Plan Number", "position": "49", "field_length": "5", "occurances": "", "field_information": "An identifying number that identifies the varying loan payment\/rate change characteristics of variable rate mortgages.\n\nRequired for all Fannie Mae ARMs\nDo not pad field with leading zeroes\n\nPer 9.1 Nov 2013 release, ARM Plan IDs related to Interest-only and 40-yr ARMS will still be accepted on import, but will cause an Out of Scope recommendation.\nLoans submitted with any of the ARM plan IDs retired per the 9.2 Dec 2014 release will receive an Ineligible recommendation.\n", "values": "Fannie Mae ARM Plan Number for Fannie Mae products.\nFannie Mae Generic ARM plans:\n\nNGAM = Negative Amortization\nGEN06 = 6 Month\nGEN1A = 1 yr, 1% annual cap\nGEN1B = 1 yr, 2% annual cap\nGEN3 = 3 yr\nGEN5 = 5 yr\nGEN7 = 7 yr\nGEN10 = 10 yr\n251 = FHA 1 yr\nFHAHY = FHA Hybrid ARM\nVA1YR = VA 1 yr\nVAARM = VA Hybrid ARM\nFor a complete list of all active ARM Index Codes, go to the Data Standards Supporting Resources section of the Technology Integration Web page: https:\/\/www.fanniemae.com\/singlefamily\/technology-integration", "g": "C", "ec": "C", "root_element": "" } ], [ { "field_id": "PCH-010", "1003_section": "Product Characteristics", "data_stream": "PCH", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Product Characteristics\n\nSegment required for import", "values": "", "g": "", "ec": "R", "root_element": "" }, { "field_id": "PCH-020", "1003_section": "Product Characteristics", "data_stream": "Mortgage Term", "position": "4", "field_length": "3", "occurances": "", "field_information": "The standard number of months used in determining the period of time over which the loan must be repaid.\n\nFormat: n (months )\n\nRequired for balloon loans, if LNC-110-Y", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "PCH-030", "1003_section": "Product Characteristics", "data_stream": "Assumable Loan Indicator", "position": "7", "field_length": "1", "occurances": "", "field_information": "Code indicating whether or not the loan is assumable by another party.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "PCH-040", "1003_section": "Product Characteristics", "data_stream": "Payment Frequency Code", "position": "8", "field_length": "2", "occurances": "", "field_information": "Required if bi-weekly", "values": "Fannie Mae Payment Frequency Codes:\n01 = Monthly\n02 = Bi-weekly", "g": "", "ec": "", "root_element": "" }, { "field_id": "PCH-050", "1003_section": "Product Characteristics", "data_stream": "Prepayment Penalty Indicator", "position": "10", "field_length": "1", "occurances": "", "field_information": "A code indicating whether the loan includes a penalty charged to the Applicant in the event of prepayment.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "PCH-060", "1003_section": "Product Characteristics", "data_stream": "Prepayment Restricted Indicator", "position": "11", "field_length": "1", "occurances": "", "field_information": "A code indicating whether or not the loan has any restrictions on the prepayment of the loan (i.e., paying off the principal and or interest at a rate faster than prescribed by the payment schedule).", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "PCH-070", "1003_section": "Product Characteristics", "data_stream": "Repayment Type Code", "position": "12", "field_length": "2", "occurances": "", "field_information": "This code specifies whether the loan payment schedule has been calculated to fully repay the loan over the mortgage term and, if negative amortization is possible for the loan, whether it is scheduled or potential. Negative amortization is unpaid interest added to the mortgage principal. This applies to loans where the principal balance increases because the payments do not cover the interest.", "values": "See Fannie Mae and EDI Code Conversions Table, EDI Data Element 1087:\nN = Fully Amortizing (No Negative Amortization)\nF1 = Scheduled Amortization\nF2 = Interest Only (no longer supported after 11\/16\/2013)\nP = Possible Negative Amortization\nS = Scheduled Negative Amortization", "g": "", "ec": "R", "root_element": "" }, { "field_id": "PCH-070", "1003_section": "Product Characteristics", "data_stream": "Repayment Type Code", "position": "", "field_length": "", "occurances": "", "field_information": "Only N is supported by DU.\n\nFHA and VA: Only N is valid.", "values": "", "g": "", "ec": "R", "root_element": "" } ], [ { "field_id": "ARM-010", "1003_section": "ARM", "data_stream": "ARM", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: ARM\n\nRequired for ARM, if Amortization Type (field 01A-090) is \u201c01\u201d", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "ARM-020", "1003_section": "ARM", "data_stream": "ARM Index Value", "position": "4", "field_length": "7", "occurances": "", "field_information": "\"The current value of the index, used to calculate the initial interest rate for an ARM loan.\n\nFormat: Z(3).Z(3)\n\n\"This is the lender\u2019s value. If both the Index Value and Index Margin are populated and greater than zero, DU will use the values to qualify the Neg AM or IO ARM. If the fields are not populated or equal to zero, DU will use a value of 100 basis points above the note rate entered.\"\n\nFannie Mae: Conditionally required for all ARM Plans: If value is not passed, an ineligible message will be returned.\n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ARM-030", "1003_section": "ARM", "data_stream": "Index Type (Index Name)", "position": "11", "field_length": "2", "occurances": "", "field_information": "Index Code on which rate and\/or payment adjustments are based.", "values": "\"Fannie Mae Index Type:\n0 = Weekly Average CMT\"\n1 = Monthly Average CMT\n2 = Weekly Average TAAI\n3 = Weekly Average TAABD\n4 = Weekly Average SMTI\n5 = Daily CD Rate\n6 = Weekly Average CD Rate\n7 = Weekly Ave Prime Rate\n8 = T-Bill Daily Value\n9 = 11th District COF\n10 = National Monthly Median Cost of Funds\n11 = Wall Street Journal LIBOR\n12 = Fannie Mae LIBOR\n13 = Freddie Mac LIBOR\n14 = National Average Contract Rate (FHLBB)\n15 = Federal Cost of Funds\n16 = Fannie Mae 60-Day Required Net Yield\n17 = Freddie Mac 60-Day Required Net Yield", "g": "", "ec": "", "root_element": "" }, { "field_id": "ARM-040", "1003_section": "ARM", "data_stream": "ARM Index Margin", "position": "13", "field_length": "7", "occurances": "", "field_information": "The amount to be added to the index value to calculate the new interest rate at each rate adjustment (For ARM and GPARM loans only).\n\nFormat: Z(3).Z(3)\n\nThe Index Margin should be populated with the lender\u2019s value. If the Index Value and Index Margin are both populated and greater than zero, DU will use the values to qualify the Neg AM or IO ARM. If the fields are not populated or equal to zero, DU will use a value of 100 basis points above the note rate entered.\n\nFannie Mae: Conditionally required for all ARM Plans: If value is not passed, an ineligible message will be returned.", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ARM-050", "1003_section": "ARM", "data_stream": "ARM Qualifying Rate", "position": "20", "field_length": "7", "occurances": "", "field_information": "The rate used to calculate the applicant\u2019s PITI to qualify the applicant for the subject mortgage for ARM loans.\n\nFormat: Z(3).Z(3)", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ARM-050", "1003_section": "ARM", "data_stream": "ARM Qualifying Rate", "position": "", "field_length": "", "occurances": "", "field_information": "Fannie Mae and Generic ARM plans: DU will ignore the Qualifying Rate field (ARM-050) and will calculate the qualifying rate.\n", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ARM-050", "1003_section": "ARM", "data_stream": "ARM Qualifying Rate", "position": "", "field_length": "", "occurances": "", "field_information": "See the DU Reference Material \u201cQualifying Interest Rate Used by DU for Proposed Monthly Housing Expense\u201d.", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "ARM-050", "1003_section": "ARM", "data_stream": "ARM Qualifying Rate", "position": "", "field_length": "", "occurances": "", "field_information": "Lender ARM Plans: If the Qualifying Rate is not populated, a default value will be used.", "values": "", "g": "", "ec": "C", "root_element": "" } ], [ { "field_id": "PAJ-010", "1003_section": "Payment Adjustments", "data_stream": "PAJ", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Payment Adjustment Occurrences.\n\nThis segment is not used by DU. Contains DO product \/ pricing information.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-020", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Period Number", "position": "4", "field_length": "4", "occurances": "", "field_information": "The sequential number of the payment adjustment for the loan. For the first payment adjustment under the terms of the loan, this would be \u201c1\u201d. The second adjustment for the loan would be \u201c2\u201d.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-030", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Duration", "position": "8", "field_length": "3", "occurances": "", "field_information": "Total Adjustment Period\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-040", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Frequency", "position": "11", "field_length": "3", "occurances": "", "field_information": "The number of months for which the payment adjustment will be effective.\n\nn (Months) \u2013 Between Adjustments After First Adjustment", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-050", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Type Code", "position": "14", "field_length": "1", "occurances": "", "field_information": "Indicates if the payment adjustment is a percentage or a dollar amount.", "values": "1 = Percent To Adjust Payment Amount\n2 = Percent To Adjust Payment Rate\n3 = Dollar Adjust To Payment Amount", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-060", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Percent", "position": "15", "field_length": "7", "occurances": "", "field_information": "The scheduled payment increase\/decrease amount for this occurrence of a payment change, expressed as a percentage.\n\nFormat: Z(3).Z(3)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-070", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Amount", "position": "22", "field_length": "15", "occurances": "", "field_information": "The scheduled payment increase\/decrease amount for this occurrence of a payment change, expressed as a dollar amount.\n\nFormat: Z(12.Z(2)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-080", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Percent Cap", "position": "37", "field_length": "7", "occurances": "", "field_information": "The payment adjustment cap for this occurrence of a payment change, expressed as a percentage.\n\nFormat: Z(3).Z(3)\n\nSpecify if field PAJ-050 = 1 or 2", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-090", "1003_section": "Payment Adjustments", "data_stream": "Payment Adjustment Amount Cap", "position": "44", "field_length": "15", "occurances": "", "field_information": "The payment adjustment amount cap per change, expressed as a dollar amount.\n\nFormat: Z(12).Z(2)\n\nRequired if field PAJ-050 = 3", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "PAJ-100", "1003_section": "Payment Adjustments", "data_stream": "Months To First Payment Adjustment", "position": "59", "field_length": "3", "occurances": "", "field_information": "The number of months from the first payment until the first payment adjustment.\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "RAJ-010", "1003_section": "Rate", "data_stream": "RAJ", "position": "1", "field_length": "3", "occurances": "M", "field_information": "Record ID: Rate Adjustment Occurrences\n\nSpecify if Field #01A-090 = 01 for ARM and if the ARM will have rate adjustments. NOT REQUIRED.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-020", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Period Number", "position": "4", "field_length": "4", "occurances": "", "field_information": "The sequence number of the rate adjustment information for the loan, if there are more than one rate adjustments.\n\nFormat: n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-030", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Duration", "position": "8", "field_length": "3", "occurances": "", "field_information": "The number of months for which the rate adjustment will be effective.\n\nTotal Adjustment Period\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-040", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Frequency", "position": "11", "field_length": "3", "occurances": "", "field_information": "Frequency of the adjustments during the adjustment period.\n\nBetween Adjustments After First Adjustment\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-050", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Calculation Method Code", "position": "14", "field_length": "1", "occurances": "", "field_information": "Indicates the method for calculating the new adjusted rate at each rate change.", "values": "0 = Add % to Current Rate\n1 = Add % to Original Rate\n2 = Index + Margin", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-060", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Percent", "position": "15", "field_length": "7", "occurances": "", "field_information": "Percentage to be used for the rate adjustment. Depending on the calculation method, this may be a percentage added to the current rate or it may be a percentage added to the original rate.\n\nFormat: Z(3).Z(3); Max length = 7", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-070", "1003_section": "Rate Adjustment", "data_stream": "Rate Adjustment Cap", "position": "22", "field_length": "7", "occurances": "", "field_information": "The cap on the percentage rate increase allowed for the loan, per change.\n\nFormat: Z(3).Z(3); Max length = 7", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "RAJ-080", "1003_section": "Rate Adjustment", "data_stream": "Months To First Rate Adjustment", "position": "29", "field_length": "3", "occurances": "", "field_information": "The number of months from the first payment until the first rate adjustment.\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "BUA-010", "1003_section": "Buydown", "data_stream": "BUA", "position": "4", "field_length": "3", "occurances": "S", "field_information": "Record ID: Buydown Data", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-020", "1003_section": "Buydown", "data_stream": "Buydown Frequency", "position": "4", "field_length": "3", "occurances": "", "field_information": "The time interval between interest rate increases during the buydown period. For example, if the interest rate increases annually during a two-year buydown, the frequency of interest rate change is 12 months.\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-030", "1003_section": "Buydown", "data_stream": "Buydown Duration", "position": "7", "field_length": "3", "occurances": "", "field_information": "The period of time (counted in months) from the Base Date during which the interest rate buydown is in effect.\n\nFormat: n (Months)", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-040", "1003_section": "Buydown", "data_stream": "Increase Rate", "position": "10", "field_length": "7", "occurances": "", "field_information": "The amount by which the interest rate can increase or decrease at each adjustment period within the buydown duration; If a decrease is entered, it should be entered as a negative amount.\n\nFormat: -Z(2).Z(3) Negative or positive number allowed.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-050", "1003_section": "Buydown", "data_stream": "Funding Code", "position": "17", "field_length": "1", "occurances": "", "field_information": "Indicates whether or not the lender is funding the Interest Rate Buydown.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-060", "1003_section": "Buydown", "data_stream": "Buydown Base Date Code", "position": "18", "field_length": "1", "occurances": "", "field_information": "A code indicating the date from which the duration of the buydown is counted.\n\nNote: This field is not currently used.", "values": "0 = Note Date\n1 = First Payment Date\n2 = Last Payment Date", "g": "", "ec": "", "root_element": "" }, { "field_id": "BUA-070", "1003_section": "Buydown", "data_stream": "Buydown Type Indicator (Perm. Or Temp.)", "position": "19", "field_length": "1", "occurances": "", "field_information": "Indicates whether the buydown is permanent or temporary.", "values": "0 = Permanent\n1 = Temporary", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "000-010", "1003_section": "", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: File Identification", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "000-020", "1003_section": "", "data_stream": "File Type", "position": "4", "field_length": "3", "occurances": "", "field_information": "", "values": "20 = Government Data", "g": "R", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-030", "1003_section": "", "data_stream": "File Version ID", "position": "7", "field_length": "5", "occurances": "", "field_information": "File Version", "values": "3.20", "g": "R", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "IDA-010", "1003_section": "Identification", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Casefile Identification", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "IDA-020", "1003_section": "Identification", "data_stream": "Filler", "position": "4", "field_length": "23", "occurances": "", "field_information": "Reserved for future use - fill with blanks.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "LEA-010", "1003_section": "Lender", "data_stream": "LEA", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Lender Data", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "LEA-020", "1003_section": "Lender", "data_stream": "FHA Lender Identifier", "position": "4", "field_length": "20", "occurances": "", "field_information": "Maximum 10 digits in length - no dashes or spaces, matches HUD issued FHA Lender Identifier format.\n\nFormat: n\n\nGovernment Loans:\nRequired if the loan type is FHA. The FHA Lender Identifier is the originator making the U\/W request. Submitted to the FHA TOTAL Scorecard. FHA will validate Lender ID.\n\nOnly pass FHA Lender Identifier if you are a FHA endorsed underwriter. Required for FHA U\/W.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "LEA-030", "1003_section": "Lender", "data_stream": "FHA Sponsor Identifier", "position": "24", "field_length": "20", "occurances": "", "field_information": "Maximum 10 digits in length- no dashes or spaces, matches HUD issued FHA Sponsor Identifier format.\n\nFormat: n\n\nGovernment Loans :\nRequired if the loan type is FHA and the originator is not a Direct Endorsement approved lender. Submitted to the FHA TOTAL Scorecard. FHA will validate the Sponsor ID.\n\nPass both the FHA Sponsor ID (LEA-030) and the Sponsored EIN LEA-040) if you are not a Direct Endorsement approved lender.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "LEA-040", "1003_section": "Lender", "data_stream": "Sponsored Originator EIN", "position": "44", "field_length": "10", "occurances": "", "field_information": "Sponsored Originator EIN\n\nFormat: Z(9)\n\n\nPass Sponsored EIN (LEA-040) and FHA Sponsor Identifier\n(LEA-030) if you are not a Direct Endorsement approved lender.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "LEA-050", "1003_section": "Lender", "data_stream": "Filler", "position": "54", "field_length": "13", "occurances": "", "field_information": "Reserved for future use, fill with blanks.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "GOA-010", "1003_section": "Government", "data_stream": "GOA", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Both FHA\/VA Loans", "values": "", "g": "R", "ec": "C", "root_element": "" }, { "field_id": "GOA-020", "1003_section": "Government", "data_stream": "Energy Efficient New Home", "position": "4", "field_length": "1", "occurances": "", "field_information": "This field is not used for underwriting.", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOA-030", "1003_section": "Government", "data_stream": "MCC", "position": "5", "field_length": "15", "occurances": "", "field_information": "Mortgage Credit Certificate\n\nFormat: Z(12).Z(2)\n\nFor an FHA loan, the dollar amount from the MCC should be entered in this field as a monthly amount. The amount of the MCC will be subtracted from the mortgage payment. This field should only be completed if the funds are coming from a MCC issued by a federal, state, or local agency. All other housing allowances should be entered as other income in Section V. \n\nFor a VA loan, the dollar amount from the MCC should be entered in this field as a monthly amount. The amount of the MCC will be added to the residual income, subject to the $2000 annual ($167 monthly) limit.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOA-040", "1003_section": "Government", "data_stream": "Seller Concessions", "position": "20", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\n\nFor an FHA loan, the amount of the seller contributions above the allowed 6% seller contribution which will be paid by the seller of the property should be entered in this field. In addition, any true seller concessions such as an allowance furniture, carpeting, decorator allowances, giveaways, or other sales incentives from the sales contract are also included here. True concessions should be subtracted from the sales price with the LTV calculated from the adjusted sales prices.\n\nFor a VA loan, the amount of the concessions (other than normal discount points and closing costs) that will be paid by the seller or other party should be entered in this field.\n\n\nRequired if applicable to the Casefile. This includes anything over the 6% contribution for an FHA loan (or over the 4% of reasonable and customary contributions for a VA loan) or an outright concession.", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOA-050", "1003_section": "Government", "data_stream": "Borrower Total Closing Costs Fees", "position": "35", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-060", "1003_section": "Government", "data_stream": "Borrower Total Closing Costs Points (%)", "position": "50", "field_length": "7", "occurances": "", "field_information": "Format: Z(3).Z(3)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-070", "1003_section": "Government", "data_stream": "Seller Total Closing Costs Fees", "position": "57", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-080", "1003_section": "Government", "data_stream": "Seller Total Closing Costs Points (%)", "position": "72", "field_length": "7", "occurances": "", "field_information": "Format: Z(3).Z(3)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-090", "1003_section": "Government", "data_stream": "Other Total Closing Costs Fees", "position": "79", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-100", "1003_section": "Government", "data_stream": "Other Total Closing Costs Points (%)", "position": "94", "field_length": "7", "occurances": "", "field_information": "Format: Z(3).Z(3)\n\nThis field is not considered for government underwriting.", "values": "", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "GOA-110", "1003_section": "Government", "data_stream": "Type of Refinance", "position": "101", "field_length": "1", "occurances": "", "field_information": "Indicates the type of documentation for no cash out refinance loans.\n\nStreamline with Appraisal (FHA Only)- invalid for FHA loans, no longer supported as of DU v10.1 July 2017.\n\nHOPE for Homeowners (FHA Only)- no longer valid for FHA loans as\nof DU 10.1 release, July 2017. Marked for removal in a future release. \n", "values": "Fannie Mae Type of Refinance Code:\n\n1 = Full Documentation (FHA and VA)\n2 = Streamline with Appraisal (FHA only)\n3 = Streamline without Appraisal (FHA onl y)\n4 = Interest Rate Reduction Refinance Loan (VA Only)\nH = HOPE for Homeowners (FHA Only) \nR = Prior FHA (FHA only)", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "GOA-120", "1003_section": "Government", "data_stream": "Property County", "position": "102", "field_length": "35", "occurances": "", "field_information": "Format: Text\n\nNote: This field will no longer be used.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "GOB-010", "1003_section": "Government", "data_stream": "GOB", "position": "1", "field_length": "3", "occurances": "S", "field_information": "", "values": "", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "GOB-020", "1003_section": "Government", "data_stream": "FHA Section of the Act Codes", "position": "4", "field_length": "13", "occurances": "", "field_information": "The section of the National Housing Act used in underwriting \ngovernment loans. This code identifies the underwriting guidelines \nthat should be used for loan evaluation.\n\n\nFormat: Text\n\n\nRequired for FHA Loans\n\nHOPE for Homeowners (FHA Only)-no longer valid for FHA loans \nas of DU v10.1 Release, July 2017", "values": "FHA Section of the Act Codes:\n203(b) = Basic Program, Purchase, Refis\n203(k) = Purchase, Rehab\n203(k) = Purchase, Rehab\n203(k)\/251 = Purchase, Rehab\/ARM\n234(c) = Condominium\n234(c)\/251 = Condominium\/ARM\n257 = HOPE for Homeowners (no longer supported)", "g": "C", "ec": "C", "root_element": "" }, { "field_id": "GOB-030", "1003_section": "Government", "data_stream": "Allowable Repairs", "position": "17", "field_length": "15", "occurances": "", "field_information": "This field is not used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOB-040", "1003_section": "Government", "data_stream": "MIP Upfront (%)", "position": "32", "field_length": "7", "occurances": "", "field_information": "This field is not used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOB-050", "1003_section": "Government", "data_stream": "MIP Refund Amount", "position": "39", "field_length": "15", "occurances": "", "field_information": "For refinance loans, the amount of MIP that will be refunded to the\nborrower; Must be a whole number; Used for FHA loans.\n\nFormat: Z(12).Z(2)\n\nRequired if applicable for FHA refinances\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOB-060", "1003_section": "Government", "data_stream": "First Renewal Rate (%)", "position": "54", "field_length": "7", "occurances": "", "field_information": "This field is not used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOB-070", "1003_section": "Government", "data_stream": "Reserved for future use\n\n(First Renewal Rate (Months).", "position": "61", "field_length": "3", "occurances": "", "field_information": "Format: Z(3)\n\nThis field is not used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "GOC-010", "1003_section": "Government", "data_stream": "GOC", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: VA Loans Only\n\nRequired for VA loans", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOC-020", "1003_section": "Government", "data_stream": "CoBorrower Married to Primary Borrower", "position": "4", "field_length": "1", "occurances": "", "field_information": "Indicates whether the co-borrower is married to the borrower.\n\nRequired for VA loans if applicable to casefile.", "values": "Y = Yes\nN = No", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOC-030", "1003_section": "Government", "data_stream": "Entitlement Amount", "position": "5", "field_length": "15", "occurances": "", "field_information": "The dollar amount guaranteed by the VA to the veteran borrower.\n\nFormat Z(12).Z(2)", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOC-040", "1003_section": "Government", "data_stream": "Monthly Maintenance", "position": "20", "field_length": "7", "occurances": "", "field_information": "The estimated dollar amount of monthly maintenance expense.\n\nFormat: Z(4).Z(2)\n\nRequired for VA loans if applicable to the casefile. From the Estimated Monthly Shelter Expenses section of the VA Loan Analysis Worksheet.\n", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOC-050", "1003_section": "Government", "data_stream": "Monthly Utilities", "position": "27", "field_length": "7", "occurances": "", "field_information": "The estimated dollar amount of monthly utilities. \nFor VA loans.\n\nFormat: Z(4).Z(2)\n\nRequired for VA loans if applicable to the casefile\n(From the Estimated Monthly Shelter Expenses section on the VA Loan Analysis Worksheet.).", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOC-060", "1003_section": "Government", "data_stream": "Funding Fee (%)", "position": "34", "field_length": "7", "occurances": "", "field_information": "The funding fee percentage due from the borrower. The fee is entered as a percentage. The dollar amount is automatically calculated by the system. For VA loans.\n\nThis field is not used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "GOD-010", "1003_section": "Government", "data_stream": "GOD", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: VA Loans Only\n\nRequired for VA Loans", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOD-020", "1003_section": "Government", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n\n\nRequired for VA Loans", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOD-030", "1003_section": "Government", "data_stream": "Total Tax", "position": "13", "field_length": "15", "occurances": "", "field_information": "Use this field to pass the TOTAL DEDUCTIONS (Federal, State, Retirement\/Social Security, and\/or Other) from Monthly Income and Deductions Section of the VA Loan Analysis Worksheet.\n\nFormat: Z(12).Z(2)\n\nRequired for VA Loans\n\nNote: Submit total amount for federal, state, local, and social security taxes (GOD-030 + GOD-040, GOD-050, and GOD-060).", "values": "", "g": "C", "ec": "", "root_element": "" }, { "field_id": "GOD-040", "1003_section": "Government", "data_stream": "State Tax", "position": "28", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-050", "1003_section": "Government", "data_stream": "Local Income Tax", "position": "43", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-060", "1003_section": "Government", "data_stream": "Social Security Tax", "position": "58", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-070", "1003_section": "Government", "data_stream": "Total Non-Taxable Income -- Primary", "position": "73", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-080", "1003_section": "Government", "data_stream": "Total Non-Taxable Income -- Other", "position": "88", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-090", "1003_section": "Government", "data_stream": "Total Taxable Income -- Primary", "position": "103", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOD-100", "1003_section": "Government", "data_stream": "Total Taxable Income -- Other", "position": "118", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\n\nThis field is NOT used for underwriting.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "GOE-010", "1003_section": "Government", "data_stream": "GOE", "position": "1", "field_length": "3", "occurances": "SA", "field_information": "Record ID: Credit Data\n\nBoth FHA\/VA Loans", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "GOE-020", "1003_section": "Government", "data_stream": "Applicant Social Security Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Format: n", "values": "", "g": "R", "ec": "", "root_element": "" }, { "field_id": "GOE-030", "1003_section": "Government", "data_stream": "CAIVR #", "position": "13", "field_length": "10", "occurances": "", "field_information": "Assigned by HUD\u2019s Credit Alert Interactive Voice Response System, an interactive system used to check applicant\u2019s outstanding federal obligations.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOE-040", "1003_section": "Government", "data_stream": "Borrower Credit Rating", "position": "23", "field_length": "3", "occurances": "", "field_information": "A code supplied by Fannie Mae, which corresponds to the borrower\u2019s credit history.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOE-050", "1003_section": "Government", "data_stream": "Bankruptcy < 3 years", "position": "26", "field_length": "3", "occurances": "", "field_information": "Number of times filed for bankruptcy within the last three years.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOE-060", "1003_section": "Government", "data_stream": "Foreclosure", "position": "29", "field_length": "3", "occurances": "", "field_information": "Total number of times previous lenders have foreclosed on property.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "GOE-070", "1003_section": "Government", "data_stream": "First Time Homebuyer Counsel Type", "position": "32", "field_length": "1", "occurances": "", "field_information": "Type of counseling for first time homebuyers.\n\nRequired if applicable for FHA", "values": "\" \" (Blank) = N\/A\nA = Not Counseled\nD = HUD Approved Counseling Agency", "g": "C", "ec": "", "root_element": "" } ], [ { "field_id": "000-010", "1003_section": "", "data_stream": "000", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: File Identification", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "000-020", "1003_section": "", "data_stream": "File Type", "position": "4", "field_length": "3", "occurances": "", "field_information": "", "values": "30 = Community Lending Data", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" }, { "field_id": "000-030", "1003_section": "", "data_stream": "File Version ID", "position": "7", "field_length": "5", "occurances": "", "field_information": "File Version", "values": "3.20", "g": "", "ec": "", "root_element": "No Corresponding MISMO Attribute" } ], [ { "field_id": "LMD-010", "1003_section": "Comm Lending", "data_stream": "LMD", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Community Lending Loans\n\nRequired for Community Lending", "values": "", "g": "", "ec": "C", "root_element": "" }, { "field_id": "LMD-020", "1003_section": "Comm Lending", "data_stream": "County", "position": "4", "field_length": "40", "occurances": "", "field_information": "Identifies the county in which the subject property is located.\n\nFormat: Text", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-030", "1003_section": "Comm Lending", "data_stream": "Community Lending Product", "position": "44", "field_length": "2", "occurances": "", "field_information": "The name of the Fannie Mae community-lending product associated with the loan.\n\nMyCommunityMortgage valid through DU v9.2 (add date 2015\nHomeReady available as of DU v9.3 (12\/12\/2015)", "values": "Fannie Mae Code 2010:\n\n04 = MyCommunityMortgage\n06 = HFA Preferred Risk Sharing\n07 = HFA Preferred\n08 = HomeReady", "g": "", "ec": "C", "root_element": "" }, { "field_id": "LMD-035", "1003_section": "Comm Lending", "data_stream": "Community Seconds Repayment Structure", "position": "46", "field_length": "38", "occurances": "", "field_information": "Indicates the payment structure of the Community Seconds lien\n\nLeft \u2013justify, no trailing spaces", "values": "01 = Any payment (including interest only, P&I, etc.) required within first 5 years\n02 = Payments deferred 5 or more years and fully forgiven\n03 = Payments deferred 5 or more years and not fully forgiven\n", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-040", "1003_section": "Comm Lending", "data_stream": "Fannie Neighbors Eligible", "position": "84", "field_length": "1", "occurances": "", "field_information": "Indicates whether the loan is eligible to be a Fannie Neighbors mortgage: e.g. Conventional fixed-rate first mortgage secured by single-family residences that are located within the incorporated city limits of a designated central city or eligible low-income or minority census tract.\nPer DU 9.0, FannieNeighbors\u00ae option retired.\n", "values": "Y = Yes\nN = No", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-050", "1003_section": "Comm Lending", "data_stream": "Community Seconds", "position": "85", "field_length": "1", "occurances": "", "field_information": "Indicates whether the loan is a Community Seconds, e.g. a community lending model under which Fannie Mae purchases a first mortgage that has a subsidized second mortgage behind it. A second mortgage may be issued by state, county, or local housing agency or a nonprofit organization).\n\nRequired for Community Lending Products if applicable to the Casefile.", "values": "Y Yes\nN No", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-060", "1003_section": "Comm Lending", "data_stream": "HUD Median Income", "position": "86", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\nNot used for import.\n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-060", "1003_section": "Comm Lending", "data_stream": "HUD Median Income", "position": "", "field_length": "", "occurances": "", "field_information": "Borrowers generally must have incomes no greater than 115% of the median income that HUD publishes for the area in which they reside.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-070", "1003_section": "Comm Lending", "data_stream": "Income Limit Adjustment Factors", "position": "101", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\nNot used for import.\n\nHUD\u2019s estimated median family income is used to determine borrower eligibility for affordable loan products. The Metropolitan Statistical Area or County Name (LMD-020) provided or automatically looked up by DU Knowledgebase is used to determine the HUD Median Income (LMD-060). LMD-060 and Income Limit Adjustment Factors (LMD-070) are multiplied to determine the Community Lending Income Limit (LMD-080).\n\nBorrowers generally must have income no greater than 115% of the median income that HUD publishes for the area in which they reside.", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-080", "1003_section": "Comm Lending", "data_stream": "Community Lending Income Limit", "position": "116", "field_length": "15", "occurances": "", "field_information": "Format: Z(12).Z(2)\nNot used for import.\n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-080", "1003_section": "Comm Lending", "data_stream": "Community Lending Income Limit", "position": "", "field_length": "", "occurances": "", "field_information": "Automatically populated based on multiplying fields HUD Median Income (LMD-060) and Income Limit Adjustment Factors (LMD-070).\n", "values": "", "g": "", "ec": "", "root_element": "" }, { "field_id": "LMD-080", "1003_section": "Comm Lending", "data_stream": "Community Lending Income Limit", "position": "", "field_length": "", "occurances": "", "field_information": "Note: If provided, Fannie Mae KnowledgeBase will not consider value provided by user for underwriting calculation.", "values": "", "g": "", "ec": "", "root_element": "" } ], [ { "field_id": "TT-010", "1003_section": "Transaction Trailer", "data_stream": " 'TT'", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Transaction Trailer", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "TT-020", "1003_section": "Transaction Trailer", "data_stream": "Transaction Control Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Text - User Supplied on Import - Must match Control Number in TH.\nSystem Generated on Export", "values": "", "g": "R", "ec": "R", "root_element": "" } ], [ { "field_id": "ET-010", "1003_section": "Env. Trailer", "data_stream": " 'ET'", "position": "1", "field_length": "3", "occurances": "S", "field_information": "Record ID: Envelope Trailer", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "ET-020", "1003_section": "Env. Trailer", "data_stream": "Envelope Control Number", "position": "4", "field_length": "9", "occurances": "", "field_information": "Text - User Supplied on Import \u2013 Must match Control Number in EH.\nSystem Generated on Export", "values": "", "g": "R", "ec": "R", "root_element": "" }, { "field_id": "SCA-030", "1003_section": "Score", "data_stream": "Score", "position": "7", "field_length": "3", "occurances": "", "field_information": "The score value associated with the Score ID.", "values": "720 = 720\r\n660 = 660\r\n620 = 620\r\n579 = 579", "g": "", "ec": "", "root_element": "" } ] ]