{ "id": 61, "status": 1, "modified": "2018-09-28T05:58:29+00:00", "created": "2018-09-25T04:59:48+00:00", "nmls_owner_id": 15, "resource_id": 143, "user_id": 144, "mortgage_applied_for": "03", "loan_amount": 12, "agency_case_number": "763767676767", "case_number": "763733", "interest_rate": 4, "no_of_months": 36, "amortization_type": "06", "property_street_address": "Abc", "property_city": "Yuma", "property_state": "AZ", "property_zip_code": "85364", "no_of_units": 1, "purpose_of_loan": "04", "property_will_be": "1", "year_built": "2016", "down_payment_type_code": "14", "estate_will_be_held_in": 1, "legal_description_of_subject_property": "Legal Description of Subject Property", "manner_in_which_title_will_be_held": "mr", "titleholder_name": "name", "applicant_first_name": "Rajan", "applicant_middle_name": "Mr", "applicant_last_name": "Singh", "applicant_generation": "Er", "applicant_ssn": "123456877", "applicant_home_phone": "(222) 222-2222", "applicant_birth_date": "1998-09-03T00:00:00+00:00", "applicant_schooling_years": 14, "applicant_marital_status": "U", "applicant_dependent_count": 2, "applicant_dependent_age": 18, "residence_street_address": "street", "residence_city": "city", "residence_state": "AR", "residence_zip_code": "13333", "residency_basis_type": "R", "residency_duration_years": 12, "residency_duration_months": 1, "employer_name": "Zapbuild", "employer_street_address": "E-237 phase8b mohali", "employer_city": "city name", "employer_state": "AZ", "employer_zip_code": "12333", "employment_position_type": "Software developer", "employer_telephone": "(555) 555-5555", "self_employed_indicator": "Y", "current_employment_years_duration": 2, "current_employment_months_duration": 1, "current_employment_time_line_work_years": null, "co_applicant_first_name": "Coname", "co_applicant_middle_name": null, "co_applicant_last_name": "Cosingh", "co_applicant_generation": "Jr", "co_applicant_ssn": "", "co_applicant_home_phone": "(555) 555-5555", "co_applicant_birth_date": "2001-09-21T00:00:00+00:00", "co_applicant_schooling_years": 12, "co_applicant_marital_status": "U", "co_applicant_dependent_count": 1, "co_applicant_dependent_age": 23, "co_applicant_residence_street_address": "Street", "co_applicant_residence_city": "city", "co_applicant_residence_state": "CA", "co_applicant_residence_zip_code": "12333", "co_applicant_residency_basis_type": null, "co_applicant_residency_duration_years": 1, "co_applicant_residency_duration_months": 1, "co_applicant_employer_name": "Indradev ", "co_applicant_employer_street_address": "Mohali", "co_applicant_employer_city": "city", "co_applicant_employer_state": "CO", "co_applicant_employer_zip_code": null, "co_applicant_employment_position_type": "Title", "co_applicant_employer_telephone": "(555) 555-5555", "co_applicant_self_employed_indicator": "N", "co_applicant_current_employment_years_duration": 1, "co_applicant_current_employment_months_duration": 1, "co_applicant_current_employment_time_line_work_years": 1, "same_mailing_address": 0, "mailing_street_address": "street", "mailing_city": "city", "mailing_state": "AZ", "mailing_zip_code": "13333", "mailing_country": null, "mailing_basis_type": "R", "mailing_duration_years": 1, "mailing_duration_months": 2, "co_applicant_same_mailing_address": 1, "co_applicant_mailing_street_address": null, "co_applicant_mailing_city": null, "co_applicant_mailing_state": null, "co_applicant_mailing_zip_code": null, "co_applicant_mailing_country": null, "co_applicant_mailing_basis_type": null, "co_applicant_mailing_duration_years": null, "co_applicant_mailing_duration_months": null, "base_monthly_income": 123, "overtime_income": 12, "bonuses_income": 12, "commissions_income": 12, "dividends_income": 12, "net_rental_income": null, "other_income_code": "F2", "other_income_amount": 1, "present_rent": 1, "proposed_rent": null, "present_first_mortgage": 2, "proposed_first_mortgage": null, "present_other_financing": 2, "proposed_other_financing": 2, "present_hazard_insurance": 2, "proposed_hazard_insurance": 2, "present_real_estate_taxes": 2, "proposed_real_estate_taxes": 2, "present_mortgage_insurance": 2, "proposed_mortgage_insurance": 2, "present_homeowner_association_dues": 44, "proposed_homeowner_association_dues": 44, "other_present_dues": 5, "other_proposed_dues": 4, "co_applicant_base_monthly_income": 1, "co_applicant_overtime_income": 32, "co_applicant_bonuses_income": 1, "co_applicant_commissions_income": 1, "co_applicant_dividends_income": 3, "co_applicant_net_rental_income": 1, "co_applicant_other_income_code": "F9", "co_applicant_other_income_amount": 2, "co_applicant_present_rent": null, "co_applicant_proposed_rent": null, "co_applicant_present_first_mortgage": null, "co_applicant_proposed_first_mortgage": null, "co_applicant_present_other_financing": null, "co_applicant_proposed_other_financing": null, "co_applicant_present_hazard_insurance": null, "co_applicant_proposed_hazard_insurance": null, "co_applicant_present_real_estate_taxes": null, "co_applicant_proposed_real_estate_taxes": null, "co_applicant_present_mortgage_insurance": null, "co_applicant_proposed_mortgage_insurance": null, "co_applicant_present_homeowner_association_dues": null, "co_applicant_proposed_homeowner_association_dues": null, "co_applicant_other_present_dues": null, "co_applicant_other_proposed_dues": null, "dec_outstanding_judgement": "Y", "dec_bankrupt": "Y", "dec_property_foreclosed": "N", "dec_lawsuit": "Y", "dec_obligated_loan": "N", "dec_delinquent": "Y", "dec_obligated_alimony": "N", "dec_down_payment_borrowed": "Y", "dec_co_maker": "Y", "dec_us_citizen": "Y", "dec_permanent_resident": "Y", "dec_property_primary_residence": "Y", "dec_ownership_interest": "Y", "dec_type_of_property": "2", "dec_hold_title_to_the_home": "25", "dec_do_not_wish_furnish_information": "N", "dec_enthnicity": 2, "dec_race_1": 1, "dec_race_2": 2, "dec_race_3": 3, "dec_race_4": 4, "dec_race_5": 5, "dec_sex": "M", "co_applicant_dec_outstanding_judgement": "Y", "co_applicant_dec_bankrupt": "Y", "co_applicant_dec_property_foreclosed": "Y", "co_applicant_dec_lawsuit": "N", "co_applicant_dec_obligated_loan": "Y", "co_applicant_dec_delinquent": "Y", "co_applicant_dec_obligated_alimony": "Y", "co_applicant_dec_down_payment_borrowed": "N", "co_applicant_dec_co_maker": "Y", "co_applicant_dec_us_citizen": "N", "co_applicant_dec_permanent_resident": "Y", "co_applicant_dec_property_primary_residence": "Y", "co_applicant_dec_ownership_interest": "N", "co_applicant_dec_do_not_wish_furnish_information": "Y", "co_applicant_dec_enthnicity": 1, "co_applicant_dec_race_1": null, "co_applicant_dec_race_2": null, "co_applicant_dec_race_3": null, "co_applicant_dec_race_4": null, "co_applicant_dec_race_5": 5, "co_applicant_dec_sex": "M", "hmda_ethnicity_origin_value": null, "hmda_race_desc_value": null, "former_emp_data": "Y", "co_applicant_former_emp_data": null, "asset_market_value": 1333, "bank_acct_type": "SG", "bank_name": "SBI", "bank_street_address": "GHanghari", "bank_city": "Barkatha", "bank_state": "CA", "bank_zip_code": "82058", "bank_acct_no": "7837383333", "cash_market_value": 333, "stock_asset_type": "06", "institution_name": "Whatever", "stock_market_value": 1333, "life_insurance_cash_value": 222, "life_insurance_face_value": 22, "real_estate_owned_market_value": null, "retirement_fund_cash_value": 22, "net_worth_business_owned": 2, "automobile_year": 2013, "automobile_make": "HONA", "automobile_market_value": 282822, "other_asset_type": "F3", "other_institution_name": "HCL", "other_asset_value": 39904, "is_there_co_borrower": "Y", "current_location_less_than_2": "Y", "co_applicant_current_location_less_than_2": "N", "creditor_name": "Rohit", "liability_type": "R", "creditor_street_address": "Suman", "creditor_city": "Anything dear", "creditor_state": "AR", "creditor_zip_code": 11111, "creditor_monthly_payment_amount": 11, "creditor_unpaid_balance": 11, "creditor_account_no": "111111111111111", "alimony_payment": 12, "child_support_payment": null, "separate_maintenance_payment": 12, "job_related_expense": 12, "currently_own_real_estate": "Y", "property_disposition": "P", "asset_property_street_address": "street", "asset_property_city": "city", "asset_property_state": "AZ", "asset_property_zip_code": 12222, "asset_property_present_market_value": 22, "asset_property_amount_of_mortgage_lien": 22, "asset_property_gross_rental_income": 22, "asset_property_mortgage_payment": 2222, "asset_property_insurance_maintenance_taxes": 22, "asset_property_net_rental_income": 2, "transaction_purchase_price": 12, "transaction_after_imprvt_repair": 12, "transaction_land": 12, "transaction_refinance": 12, "estimated_prepaid_items": 12, "estimated_closing_cost": 12, "pmi_mip_funding_fee": 1, "transaction_discount": 1, "subordinate_financing": 1, "applicant_closing_cost_paid_by_seller": 1, "other_credit_type_code": "02", "amount_of_other_credit": 12, "loan_amount_wo_mip_funding_fee": null, "pmi_mip_funding_fee_financed": 12, "hmda_race_desc_value_american": null, "former_emp_name": "webinfosystem", "former_emp_address": "Ambala", "former_emp_state": "AR", "former_emp_city": "Ambala", "former_emp_zip_code": "11111", "former_emp_business_phone": "(422) 222-2222", "former_emp_position": "developer", "former_emp_self_emp": "", "former_emp_date_from": "2013-09-20T00:00:00+00:00", "former_emp_date_to": "2015-09-24T00:00:00+00:00", "former_emp_monthly_income": 10000, "co_former_emp_name": null, "co_former_emp_address": null, "co_former_emp_state": null, "co_former_emp_city": null, "co_former_emp_zip_code": null, "co_former_emp_business_phone": null, "co_former_emp_position": null, "co_former_emp_self_emp": null, "co_former_emp_date_from": null, "co_former_emp_date_to": null, "co_former_emp_monthly_income": null, "completed_step": 5, "is_deleted": 0, "former_residence_street_address": "former street", "former_residence_city": "city", "former_residence_state": "CA", "former_residence_zip_code": "43242", "former_residence_basis_type": "R", "former_residence_duration_years": 1, "former_residence_duration_months": 4, "co_borrower_former_residence_street_address": null, "co_borrower_former_residence_city": null, "co_borrower_former_residence_state": null, "co_borrower_former_residence_zip_code": null, "co_borrower_former_residence_basis_type": null, "co_borrower_former_residence_duration_years": null, "co_borrower_former_residence_duration_months": null, "dec_outstanding_judgement_desc": "Are there any outstanding judgment against you?", "dec_bankrupt_desc": "Have you been declared bankrupt within the last seven years?", "dec_property_foreclosed_desc": null, "dec_lawsuit_desc": "Are you a party to a lawsuit?", "dec_obligated_loan_desc": null, "dec_delinquent_desc": "Are you presently delinquent or in default on any federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?", "dec_obligated_alimony_desc": null, "dec_down_payment_borrowed_desc": "Is any part of the down payment borrowed?", "dec_co_maker_desc": "Are you a co-maker or endorser on a note?", "co_applicant_dec_outstanding_judgement_desc": "Are there any outstanding judgment against you?", "co_applicant_dec_bankrupt_desc": "Have you been declared bankrupt within the last seven years?", "co_applicant_dec_property_foreclosed_desc": "Have you had property foreclosed upon or given title or deed in lieu thereof in the last seven years?", "co_applicant_dec_lawsuit_desc": null, "co_applicant_dec_obligated_loan_desc": "Have you directly been obligated on any loan which resuilted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would includ", "co_applicant_dec_delinquent_desc": "Dont know but yes", "co_applicant_dec_obligated_alimony_desc": "Are you obligated to pay alimony, child support, or separate maintenance?", "co_applicant_dec_down_payment_borrowed_desc": null, "co_applicant_dec_co_maker_desc": "Are you a co-maker or endorser on a note?", "co_applicant_dec_hold_title_to_the_home": "26", "co_applicant_dec_type_of_property": "1", "alimony_payment_text": "Hello", "alimony_payment_month_left": 1, "separate_maintenance_payment_text": "Two time Hello", "separate_maintenance_payment_month_left": 1, "job_related_expense_text": "Again Hello", "job_related_expense_month_left": 1, "other_income_code_second": "02", "other_income_amount_second": 12, "co_applicant_other_income_code_second": null, "co_applicant_other_income_amount_second": null, "other_income_amount_second_check": "B", "user": { "id": 144, "first_name": "Rajan", "last_name": "Singh", "nmls": null, "status": 1, "modified": "2018-09-25T04:59:47+00:00", "created": "2018-09-25T04:59:47+00:00", "added_by_admin": false, "email": "rajan@zap.com", "group_id": 4, "role_id": 9, "login_otp": null, "login_otp_start_time": null, "is_deleted": false, "middle_initial": "", "passkey": null, "passkey_timeout": null }, "co_former_employers": [ 0 ], "former_employers": { "0": { "former_emp_name": "Indradev", "former_emp_address": "dikonia", "former_emp_city": "mohali", "former_emp_state": "AR", "former_emp_zip_code": "12333", "former_emp_business_phone": "(333) 333-3333", "former_emp_position": "Developer", "former_emp_self_emp": "Y", "former_emp_date_from": "2015-09-10", "former_emp_date_to": "2016-09-23", "former_emp_monthly_income": "20000" }, "2": { "former_emp_name": "webinfosystem", "former_emp_address": "Ambala", "former_emp_city": "Ambala", "former_emp_state": "AR", "former_emp_zip_code": "11111", "former_emp_business_phone": "(422) 222-2222", "former_emp_position": "developer", "former_emp_date_from": "2013-09-20", "former_emp_date_to": "2015-09-24", "former_emp_monthly_income": "10000" } }, "checking_and_saving_account": { "0": { "bank_acct_type": "03", "bank_name": "ICICI", "bank_street_address": "Phase5", "bank_city": "Mohali", "bank_state": "CA", "bank_zip_code": "16006", "bank_acct_no": "76767676786", "cash_market_value": "10000" }, "2": { "bank_acct_type": "SG", "bank_name": "SBI", "bank_street_address": "GHanghari", "bank_city": "Barkatha", "bank_state": "CA", "bank_zip_code": "82058", "bank_acct_no": "7837383333", "cash_market_value": "333" } }, "stocks_and_bonds": { "0": { "stock_asset_type": "05", "institution_name": "Shop of mine", "stock_market_value": "34545" }, "2": { "stock_asset_type": "06", "institution_name": "Whatever", "stock_market_value": "1333" } }, "automobiles_owned": { "0": { "automobile_year": "2005", "automobile_make": "BMWXV", "automobile_market_value": "12" }, "2": { "automobile_year": "2013", "automobile_make": "HONA", "automobile_market_value": "282822" } }, "other_assets": { "0": { "other_asset_type": "F3", "other_institution_name": "MIET", "other_asset_value": "1000000" }, "2": { "other_asset_type": "F3", "other_institution_name": "HCL", "other_asset_value": "39904" } }, "outstanding_assets": { "0": { "creditor_name": "Ansih", "liability_type": "R", "creditor_street_address": "street", "creditor_city": "mohali", "creditor_state": "AZ", "creditor_zip_code": "44444", "creditor_account_no": "222222222222", "creditor_monthly_payment_amount": "2222", "creditor_unpaid_balance": "222" }, "2": { "creditor_name": "Rohit", "liability_type": "R", "creditor_street_address": "Suman", "creditor_city": "Anything dear", "creditor_state": "AR", "creditor_zip_code": "11111", "creditor_monthly_payment_amount": "11", "creditor_account_no": "111111111111111", "creditor_unpaid_balance": "11" } }, "real_estate_owned": [ { "property_disposition": "P", "asset_property_street_address": "street", "asset_property_city": "city", "asset_property_state": "AZ", "asset_property_zip_code": "12222", "asset_property_present_market_value": "22", "asset_property_amount_of_mortgage_lien": "22", "asset_property_gross_rental_income": "22", "asset_property_mortgage_payment": "2222", "asset_property_insurance_maintenance_taxes": "22", "asset_property_net_rental_income": "2" } ] }