/**
 * UC-UI Library - Loan Summary Data Models
 *
 * This file contains all interfaces and types related to loan summary data.
 * These models are used across all UC-UI components.
 */
/**
 * Borrower/Company information details
 */
export interface BorrowerInformation {
    /** Company/Borrower name */
    name: string;
    /** Corporate Identification Number */
    cin: string;
    /** Date of Incorporation */
    doi: string;
    /** Director Identification Number */
    din: string;
    /** Registered address */
    address: string;
    /** PAN number */
    pan: string;
    /** GST number */
    gst: string;
}
/**
 * Director information details
 */
export interface DirectorInformation {
    /** Director name */
    name: string;
    /** Director Identification Number */
    din: string;
    /** PAN number */
    pan: string;
    /** PAN verification status */
    panStatus: string;
    /** Address */
    address: string;
    /** Phone number */
    phoneNumber: string;
    /** Email ID */
    emailId: string;
    /** Role in company */
    role: string;
    /** Years of experience */
    experience: number;
    /** Number of other directorships */
    otherDirectorships: number;
    /** Educational qualification */
    qualification: string;
    /** Shareholding percentage */
    shareholding: number;
    /** Date of appointment */
    appointedDate: string;
}
/**
 * Loan facility information
 */
export interface LoanFacilityInformation {
    /** Type of facility */
    facility: string;
    /** Nature of limit */
    natureOfLimit: string;
    /** Amount requested */
    amountRequested: number;
    /** Tenure of loan */
    tenure: string;
}
/**
 * Payment history breakdown
 */
export interface PaymentHistory {
    /** Number of on-time payments */
    onTimePayments: number;
    /** Number of delayed payments */
    delayedPayments: number;
    /** Number of defaulted payments */
    defaulted: number;
}
/**
 * Credit enquiries summary
 */
export interface CreditEnquiries {
    /** Enquiries in last 30 days */
    last30Days: number;
    /** Enquiries in last 90 days */
    last90Days: number;
    /** Enquiries in last 6 months */
    last6Months: number;
}
/**
 * Individual loan details
 */
export interface LoanDetail {
    /** Lender name */
    lender: string;
    /** Type of loan */
    loanType: string;
    /** Sanctioned amount */
    sanctioned: number;
    /** Outstanding amount */
    outstanding: number;
    /** Days Past Due */
    dpd: number;
    /** Loan status */
    status: 'Active' | 'Closed' | 'Delayed';
}
/**
 * Credit bureau details
 */
export interface CreditBureauDetails {
    /** Credit score */
    creditScore: number;
    /** Score date */
    scoreDate: string;
    /** Days Past Due */
    dpd: number;
    /** SMA status */
    sma: string;
    /** NPA status */
    npa: boolean;
    /** Willful defaulter status */
    willfulDefaulterStatus: boolean;
    /** Suit filed status */
    suitFiledStatus: boolean;
    /** Recovery suit filed status */
    recoverySuitFiledStatus: boolean;
    /** Fraud reported status */
    fraudReportedStatus: boolean;
    /** Outstanding loan amount */
    outstandingLoanAmount: number;
    /** Total loan amount */
    totalLoanAmount: number;
    /** Total EMI amount */
    totalEmiAmount: number;
    /** Total overdue amount */
    totalOverdueAmount: number;
    /** Total number of loans */
    totalNoOfLoans: number;
    /** Total number of active loans */
    totalNoOfActiveLoans: number;
    /** Total number of closed loans */
    totalNoOfClosedLoans: number;
    /** Credit utilization percentage */
    creditUtilization: number;
    /** Payment history */
    paymentHistory: PaymentHistory;
    /** Credit enquiries */
    creditEnquiries: CreditEnquiries;
    /** Loan details */
    loanDetails: LoanDetail[];
}
/**
 * Commercial credit assessment details
 */
export interface CommercialCreditAssessmentDetails {
    /** Assessment score */
    creditAssessmentScore: number;
    /** Assessment grade */
    creditAssessmentGrade: string;
    /** Assessment remarks */
    creditAssessmentRemarks: string;
}
/**
 * CRIF score details
 */
export interface CrifScoreDetails {
    /** CRIF score */
    crifScore: number;
    /** CRIF grade */
    crifGrade: string;
    /** CRIF remarks */
    crifRemarks: string;
}
/**
 * Combined credit summary
 */
export interface CreditSummary {
    /** Credit bureau details */
    creditBureauDetails: CreditBureauDetails;
    /** Commercial credit assessment */
    commercialCreditAssessmentDetails: CommercialCreditAssessmentDetails;
    /** CRIF score details */
    crifScoreDetails: CrifScoreDetails;
}
/**
 * GST monthly return data
 */
export interface GstMonthlyReturn {
    /** Month */
    month: string;
    /** Total sales */
    totalSales: number;
    /** Total purchases */
    totalPurchases: number;
    /** Total tax paid */
    totalTaxPaid: number;
}
/**
 * GST filing history entry
 */
export interface GstFilingHistory {
    /** Filing period */
    period: string;
    /** Return type */
    returnType: string;
    /** Filed date */
    filedDate: string;
    /** Filing status */
    status: 'Filed' | 'Pending' | 'Delayed';
}
/**
 * GST turnover trend data point
 */
export interface GstTurnoverTrend {
    /** Month */
    month: string;
    /** Turnover amount */
    turnover: number;
}
/**
 * GST summary details
 */
export interface GstSummary {
    /** GST number */
    gstNumber: string;
    /** GST registration date */
    gstRegistrationDate: string;
    /** GST status */
    gstStatus: 'Active' | 'Inactive';
    /** Return filing status */
    gstReturnFilingStatus: string;
    /** Filing frequency */
    gstReturnFilingFrequency: string;
    /** Total sales */
    totalSales: number;
    /** Total purchases */
    totalPurchases: number;
    /** Total tax paid */
    totalTaxPaid: number;
    /** Total tax collected */
    totalTaxCollected: number;
    /** Year-over-year sales growth */
    yoySalesGrowth: number;
    /** Year-over-year purchase growth */
    yoyPurchaseGrowth: number;
    /** Month-over-month sales growth */
    momSalesGrowth: number;
    /** Month-over-month purchase growth */
    momPurchaseGrowth: number;
    /** Filing compliance percentage */
    filingCompliance: number;
    /** Average monthly turnover */
    avgMonthlyTurnover: number;
    /** Last filing date */
    lastFilingDate: string;
    /** Last filing status */
    lastFilingStatus: 'On Time' | 'Delayed';
    /** Turnover trend data */
    turnoverTrend: GstTurnoverTrend[];
    /** Monthly returns data */
    monthlyReturns: GstMonthlyReturn[];
    /** Filing history */
    filingHistory: GstFilingHistory[];
}
/**
 * Balance sheet summary
 */
export interface BalanceSheetSummary {
    /** Total assets */
    totalAssets: number;
    /** Total liabilities */
    totalLiabilities: number;
    /** Net worth */
    netWorth: number;
    /** Current ratio */
    currentRatio: number;
    /** Debt to equity ratio */
    debtEquityRatio: number;
    /** Total revenue */
    totalRevenue: number;
    /** Gross profit */
    grossProfit: number;
    /** Net profit */
    netProfit: number;
    /** Operating profit */
    operatingProfit: number;
    /** Working capital */
    workingCapital: number;
    /** Interest coverage ratio */
    interestCoverageRatio: number;
    /** Return on equity (%) */
    returnOnEquity: number;
    /** Return on assets (%) */
    returnOnAssets: number;
}
/**
 * Generic risk details
 */
export interface RiskDetails {
    /** Risk score */
    riskScore: number;
    /** Risk grade */
    riskGrade: string;
    /** Risk remarks */
    riskRemarks: string;
}
/**
 * Risk factor for analysis
 */
export interface RiskFactor {
    /** Factor name */
    name: string;
    /** Factor weight */
    weight: number;
    /** Factor score */
    score: number;
    /** Icon name */
    icon: string;
}
/**
 * Financial metric
 */
export interface FinancialMetric {
    /** Metric label */
    label: string;
    /** Metric value */
    value: number;
    /** Metric status */
    status: 'Strong' | 'Good' | 'Adequate' | 'Weak';
}
/**
 * Risk rating analysis
 */
export interface RiskRatingAnalysis {
    /** Overall risk level */
    overallRisk: 'Low Risk' | 'Medium Risk' | 'High Risk';
    /** Risk score */
    riskScore: number;
    /** Probability of Default */
    pd: number;
    /** Recommendation */
    recommendation: string;
    /** Risk factors */
    riskFactors: RiskFactor[];
    /** Financial metrics */
    financialMetrics: FinancialMetric[];
}
/**
 * CRANK checker details
 */
export interface CrankCheckerDetails {
    /** CRANK score */
    crankScore: number;
    /** CRANK grade */
    crankGrade: string;
    /** CRANK remarks */
    crankRemarks: string;
}
/**
 * Risk assessment rating
 */
export interface RiskAssessmentRating {
    /** ICRA risk assessment */
    icraRiskAssessmentDetails: RiskDetails;
    /** CRISIL score */
    crisilScore: string;
    /** Risk assessment details */
    riskAssessmentDetails: RiskDetails;
    /** CRANK checker details */
    crankCheckerDetails: CrankCheckerDetails;
}
/**
 * Corpositary details
 */
export interface CorpositoryDetails {
    /** Corpositary score */
    corpositoryScore: number;
    /** Corpositary grade */
    corpositoryGrade: string;
    /** Corpositary remarks */
    corpositoryRemarks: string;
}
/**
 * Early warning signals
 */
export interface EarlyWarningSignals {
    /** EWS score */
    ewsScore: number;
    /** EWS grade */
    ewsGrade: string;
    /** EWS remarks */
    ewsRemarks: string;
}
/**
 * EWS dashboard data
 */
export interface EwsDashboard {
    /** Early warning signals */
    earlyWarningSignals: EarlyWarningSignals;
}
/**
 * Complete loan summary details
 */
export interface LoanSummaryDetails {
    /** Borrower information */
    borrowerInformation: BorrowerInformation;
    /** Company director information */
    companyDirectorInformation: DirectorInformation[];
    /** Loan facility information */
    loanFacilityInformation: LoanFacilityInformation[];
    /** Credit summary */
    creditSummary: CreditSummary;
    /** GST summary */
    gstSummary: GstSummary;
    /** Balance sheet summary */
    balanceSheetSummary: BalanceSheetSummary;
    /** Risk assessment rating */
    riskAssessmentRating: RiskAssessmentRating;
    /** Corpositary details */
    corpositoryDetails: CorpositoryDetails;
    /** EWS dashboard */
    ewsDashboard: EwsDashboard;
    /** Risk rating analysis */
    riskRatingAnalysis: RiskRatingAnalysis;
}
/**
 * Loan summary API response
 */
export interface LoanSummaryResponse {
    /** Loan summary details */
    loanSummaryDetails: LoanSummaryDetails;
}
/**
 * Borrower information from proposal
 */
export interface ProposalBorrowerInfo {
    /** Company name */
    CompanyName: string;
    /** Corporate Identification Number */
    CIN: string;
    /** Director Identification Number */
    DIN: string;
    /** Date of incorporation */
    dateOfIncorporation: string;
    /** PAN number */
    Pan: string;
    /** GST number */
    Gst: string;
    /** Address (optional) */
    address?: string;
}
/**
 * Director information from proposal
 */
export interface ProposalDirectorInfo {
    /** Director name */
    directorName: string;
    /** Director Identification Number */
    DIN: string;
    /** PAN number */
    PAN: string;
    /** Posting/Role */
    posting: string;
}
/**
 * Facility information from proposal
 */
export interface ProposalFacilityInfo {
    /** Facility name */
    facilityName: string;
    /** Nature of limit */
    natureOfLimit: string;
    /** Tenure */
    tenure: string;
    /** Amount requested */
    amountRequested: string | number;
}
/**
 * Document attached to a proposal
 */
export interface ProposalDocument {
    /** Document unique identifier */
    documentId: string;
    /** Document name (gst, cibil, fin) */
    documentName: 'gst' | 'cibil' | 'fin' | string;
    /** Document type (pdf, json, etc.) */
    documentType: string;
}
/**
 * Loan proposal
 */
export interface Proposal {
    /** Proposal number (unique identifier) */
    proposalNo: string;
    /** Borrower name */
    borrowerName: string;
    /** Loan type */
    loanType: string;
    /** Amount requested */
    amountRequested: number;
    /** Proposal status */
    status: 'Pending' | 'Under Review' | 'Approved' | 'Rejected' | string;
    /** Submission date */
    submissionDate: string;
    /** Assigned underwriter */
    assignedTo?: string;
    /** Documents attached to the proposal */
    documents: ProposalDocument[];
    /** Whether AI settings configuration is allowed */
    isAiSettingsConfigurable?: boolean;
    /** Borrower information */
    borrowerInfo?: ProposalBorrowerInfo;
    /** Director information array */
    directorInfo?: ProposalDirectorInfo[];
    /** Facility information array */
    facilityInfo?: ProposalFacilityInfo[];
}
/**
 * Summary service configuration
 */
export interface SummaryService {
    /** Service ID */
    id: string;
    /** Service name */
    name: string;
    /** Service description */
    description: string;
    /** Icon name */
    icon: string;
    /** Service category */
    category: 'essential' | 'additional';
    /** Whether service is selected */
    selected: boolean;
}
/**
 * Decision factor
 */
export interface DecisionFactor {
    /** Factor name */
    name: string;
    /** Factor status */
    status: 'pass' | 'fail' | 'warning';
    /** Factor value */
    value: string;
    /** Factor weight */
    weight: number;
}
/**
 * Go/No-Go decision
 */
export interface GoNoGoDecision {
    /** Decision outcome */
    decision: 'GO' | 'NO-GO' | 'REVIEW';
    /** Decision score */
    score: number;
    /** Decision factors */
    factors: DecisionFactor[];
    /** Remarks */
    remarks: string;
}
/**
 * Bureau loan detail from package test
 */
export interface BureauLoanDetail {
    lender: string | number;
    loan_type: string | number;
    sanctioned_amount: string | number;
    outstanding_amount: string | number;
    dpd: string | number;
    status: string | number;
}
/**
 * Bureau data from package test API
 */
export interface BureauData {
    cibil_score: string | number;
    cibil_remarks: string | number;
    total_accounts: string | number;
    active_accounts: string | number;
    credit_utilization: string | number;
    ontime_payments: string | number;
    delayed_payments: string | number;
    defaulted_payments: string | number;
    last_30_days_credit_enquiries: string | number;
    last_90_days_credit_enquiries: string | number;
    last_6_months_credit_enquiries: string | number;
    loan_details: BureauLoanDetail[];
}
/**
 * Package test API response
 */
export interface PackageTestResponse {
    status: string;
    request_id: string;
    bureau_data: BureauData;
    processing_time_ms: number;
    cached?: boolean;
}