{
  "schema_version": "1.1",
  "created_at": "2026-05-06T14:32:00Z",
  "country": "BR",
  "currency": "BRL",
  "seniority": "senior",
  "hourly_rate": 100.0,
  "hourly_rate_mode": "derivado",
  "monthly_target_income": 12000,
  "billable_hours_per_month": 120,
  "margin_percent": 35,
  "tax_regime": "simples_servicos",
  "tax_factor": 0.15,
  "tax_factor_kind": "effective_reserve_estimate",
  "tax_factor_source": "Receita Federal, Simples Nacional, anexos e fator R",
  "includes_vat": true,
  "vat_pass_through_warning": true,
  "tax_regime_confidence": "high",
  "pricing_models": ["escopo_fechado", "time_and_materials"],
  "client_profile": ["pequena_empresa"],
  "billing_currency": null,
  "exchange_rate_to_local": null
}