If you'd like to contribute, please use the fork-and-pull model:

1. Fork this repository to your personal account.
2. Create a branch and make your changes.
3. Test the changes locally/in your personal fork.
4. Submit a pull request to open a discussion about your proposed changes.
5. We'll talk about it and decide to merge or request additional changes.

---

## MIT/Public Domain Joint Work

The project is a "joint work" (see 17 USC § 101) of the United States and
its original authors. It is partially copyrighted, partially public domain,
and as a whole is protected by the MIT copyright. Segments written by CFPB
staff, and by contractors who are developing software on behalf of CFPB are
also in the public domain, and copyright and related rights for that work
are waived through the [CC0 1.0 Universal public domain dedication][CC0].

All contributions to this project will be released under the MIT license
(see COPYING.txt). By submitting a pull request, you are agreeing to comply
with said license.

[CC0]: http://creativecommons.org/publicdomain/zero/1.0/