/**
 * Result object for EMI calculation.
 * @interface EMIResult
 * @property emi Monthly EMI amount
 * @property totalPayment Total amount to be paid over the loan tenure
 * @property totalInterest Total interest to be paid
 */
export interface EMIResult {
    emi: number;
    totalPayment: number;
    totalInterest: number;
}
/**
 * Calculate Equated Monthly Installment (EMI) for a loan.
 *
 * Calculates the fixed monthly payment amount for a loan along with total
 * interest and total payment over the loan tenure.
 *
 * @param loanAmount Principal loan amount (in currency units)
 * @param annualRate Annual interest rate (in %)
 * @param years Loan tenure in years
 * @returns EMIResult object containing emi, totalPayment, and totalInterest
 *
 * @example
 * // Calculate EMI for 500000 loan at 8.5% for 20 years
 * calculateEMI(500000, 8.5, 20);
 * // => { emi: 4339, totalPayment: 1041388, totalInterest: 541388 }
 */
export declare function calculateEMI(loanAmount: number, annualRate: number, years: number): EMIResult;