# dsh-bankrec > **官方仓库。** 本包唯一官方仓库，由 PerryLink 维护；其他账号下的同名仓库与本项目无关。Apache-2.0。 [![npm](https://img.shields.io/npm/v/dsh-bankrec)](https://www.npmjs.com/package/dsh-bankrec) [![CI](https://github.com/PerryLink/dsh-bankrec/actions/workflows/ci.yml/badge.svg)](https://github.com/PerryLink/dsh-bankrec/actions) [![License](https://img.shields.io/badge/license-Apache--2.0-blue)](LICENSE) [![dsh-plugin](https://img.shields.io/badge/dsh--plugin-%E2%9C%93-green)](https://github.com/topics/dsh-plugin) [![docs](https://img.shields.io/badge/docs-domain%20index-0b5fff)](https://perrylink.github.io/dsh-plugins/) [![Gitee](https://img.shields.io/badge/Gitee-aggregate-c71d23?logo=gitee)](https://gitee.com/perrylink/dsh-plugins) [![dshfind](https://dshfind.com/api/badge/PerryLink/dsh-bankrec?metric=downloads)](https://dshfind.com/plugins/PerryLink/dsh-bankrec?ref=badge) [![DSH Market](https://raw.githubusercontent.com/2BingLing/dsh-market/master/assets/readme/badge-listed-en.svg)](https://dsh.market/) [![Node](https://img.shields.io/badge/node-24.9%2B-brightgreen)](#) [![npm downloads](https://img.shields.io/npm/dm/dsh-bankrec)](https://www.npmjs.com/package/dsh-bankrec) **银行流水/GL/CAMT.053/MT940 入库、对账与三表底稿。** > **状态：alpha / 公开合成 / partial / not counted / 非 GA。** 不含客户证据、客户数据，也不作生产可用声明。 [English](README.md) · [简体中文](README-zh.md) · [Español](README-es.md) · [Português](README-pt.md) · [हिन्दी](README-hi.md) ```sh dsh plugin --profile add dsh-bankrec ```
> ⭐ 如果它帮到了你，点个 star 会让下一个人更容易找到它；没有任何功能被 star 解锁。 ![Workflow diagram for dsh-bankrec: local input, plugin, local output.](docs/assets/dsh-bankrec-flow.svg) *工作流：本地输入 → 插件 → 本地输出；不需要调用模型。* ![Real dsh-bankrec terminal output](docs/assets/dsh-bankrec-hero.png) *本地真实测试运行；不调用模型或网络。* ## 一句话 把银行流水和总账按金额与日期逐笔勾对，输出未达行与三表底稿。 ## 适合 / 不适合 - **适合**：几十到几百笔的银行流水与总账 CSV，或 CAMT.053 / CAMT.054 / CAMT.056、MT940 对账单；需要一份能交给同事复核的三表底稿。 - **不适合**：需要自动调账、回写银行或 ERP 的场景；本包只做本地核对，不替你做审批结论。 ## 输入 - 银行流水 CSV、总账 CSV：UTF-8，第一行表头至少 `date,amount`，可选 `reference`；日期 `YYYY-MM-DD`，金额最多两位小数，支出用负数。 - CAMT.053 / CAMT.054 / CAMT.056 XML（ISO 20022），或 MT940 文本（含 `:25:` 与 `:61:`）。 - IBAN 字符串（ISO 13616），用于校验。 - 工具不设硬性大小上限；建议单个文件 ≤5 MB。自带样例在 `samples/quickstart/input/`（合成数据，远小于 500 KB）。 ## 输出 - 终端摘要：对上几笔、银行未达几笔、总账未达几笔。 - 三表底稿：`$DSH_HOME/storages/dsh-bankrec/exports/<账户>-<期间>.xlsx`，工作表 `Bank` / `GL` / `Matches`。 - 原文件不会被修改。 ## 示例 直接复制这句话： > 帮我用自带样例跑一次银行流水对账，告诉我匹配了几笔、还有哪几笔没对上，并导出三张表的底稿。 也可以自己跑（真实运行，截图即来自这条命令）： ```sh node samples/quickstart/run.mjs ``` ![dsh-bankrec quickstart 真实运行输出](docs/assets/quickstart.png) *合成样例 → 金标 `samples/quickstart/expected/result.json`；命令与哈希见 `screenshots.json`。* ## 权限 - 读：你指定的银行流水 / 总账 CSV、CAMT XML、MT940 文本与 IBAN（由会话读取后作为参数传入）；不读其他目录 - 写：`$DSH_HOME/storages/dsh-bankrec`（对账索引与 `exports/*.xlsx`）；不改原文件 - 联网：否（源码中没有 HTTP / DNS / WebSocket 调用） - 外部系统：无（不连接银行、ERP 或云服务，不上传数据） 写文件的工具标 **R1（本地写）**，只读工具标 **R0**；逐项见下方工具表。 ## FAQ ### 装不上怎么办？ 确认 DSH `>=0.2.1-rc.3 <0.4.0`、Node `>=24.9 <25`，并用全新的 `DSH_HOME` 重试；完整步骤见 `TROUBLESHOOTING.md`。 ### 金额明明一样，为什么没匹配上？ 匹配按「金额完全相同 + 日期相差 ≤3 天」逐笔 1:1 消费；差 1 分或日期超过 3 天都会进入未达行，请按摘要里的未达 reference 人工复核。 ### 能处理我的真实银行流水吗？ 可以本地运行，但本包是 alpha、只用公开/合成数据验证，不构成审计结论；使用真实数据前请脱敏，并保留复核人。 ### 会联网或上传数据吗？ 不会。工具、样例和导出都在本机完成。 ## 版本 - 当前版本：`0.1.0`（与 `package.json` 一致） - 测试：`node --test test/*.test.mjs` 全绿（35 个用例，0 失败） ## 安装 安装并验证： ```sh dsh plugin --profile add dsh-bankrec dsh --profile --dump-config | grep dsh-bankrec ``` 卸载： ```sh dsh plugin --profile remove dsh-bankrec ``` ### 安装通道 推荐 npm；其他通道用于固定版本或离线。 - **npm（推荐）:** `dsh plugin --profile add dsh-bankrec` - **git 通道:** `dsh plugin --profile add github:PerryLink/dsh-bankrec` - **tarball:** `pnpm pack` then `dsh plugin --profile add ./dsh-bankrec-.tgz` - **1024 商店:** `npm i -g dsh1024` then `dsh1024 plugin --profile add dsh-bankrec` ## 它做什么 银行流水/GL/CAMT.053/MT940 入库、对账与三表底稿。 在 DeepSeek Harness 本地运行；下表就是实际工具面，示例使用真实命令面。 输入和输出都留在本地，不上传。 ## 工具 工具名是稳定 API；说明已本地化。 | 工具 | 用途 | 风险 | |---|---|---| | `bankrec.ingest` | 导入银行 CSV/GL 行 | R1 local write | | `bankrec.ingest_camt` | 导入 CAMT.053 XML | R1 local write | | `bankrec.ingest_camt054` | 导入 CAMT.054 借贷通知 | R1 local write | | `bankrec.ingest_mt940` | 导入 MT940 对账单 | R1 local write | | `bankrec.match` | 将银行行与 GL 行做 1:1 匹配（写入匹配状态） | R1 local write | | `bankrec.reconcile_camt` | 核对 CAMT 期初 + 明细 = 期末；存在歧义时要求提供 `account_id` | R0 | | `bankrec.export` | 导出含 3 个工作表的 xlsx：Bank / GL / Matches | R1 local write | | `bankrec.iban_check` | 校验 IBAN（ISO 13616） | R0 | | `bankrec.camt056_list` | 列出 CAMT.056 取消请求（只读，不执行取消） | R0 | ## 快速开始 ```sh dsh plugin --profile add dsh-bankrec dsh --profile --dump-config | grep dsh-bankrec ``` ## 验收示例（fixture + 快速开始） - 快速开始：`samples/quickstart/`（合成数据）→ `node samples/quickstart/run.mjs`，金标 `samples/quickstart/expected/result.json`。 - fixture：`fixtures/public/mit-camt/example-camt053-a.xml`（公开 MIT 样本）。 - 验收：`node scripts/acceptance.mjs`，明细见 `ACCEPTANCE.csv`。 | req_id | metric | threshold | actual | pass | source | counted | |---|---|---|---|---|---|---| | SKU-06-A01 | 流水解析（30） | 30/30 | 30 | true | public/synthetic | false | | PS1-QS01 | quickstart 样例与金标一致 | 1/1 | 1 | true | synthetic/quickstart | true | *SKU 行是公开/合成 fixture 检查；PS1-QS01 是随包样例的本地复现，均非客户运行。* ## 边界 - 仅公开/合成样例；不含客户数据或客户证据。 - alpha/partial、not counted，不作 GA 或生产可用声明。 - 除非工具明确说明，否则不调用模型、不联网。 - 每个工具的精确边界见工具表与 `ACCEPTANCE.csv`。 ## 公开样例 公开/合成 fixture 在 `fixtures/`；自带快速开始样例在 `samples/quickstart/`（随包发布，≤500 KB）。`ACCEPTANCE.csv` 中 SKU 行 `counted=false`，PS1-QS01 为样例本地复现 `counted=true`。 ## 开发 ```sh pnpm install --frozen-lockfile pnpm build && pnpm lint && pnpm typecheck && pnpm test ``` ## 兼容性 | 维度 | 状态 | |---|---| | Harness | `dsh >=0.2.1-rc.3 <0.3.0` | | Node | `>=24.9.0 <25` | | Platforms | All; local files only | | 数据 | No network, no model call, no upload | ## 权限与数据 - 本地运行；不联网、不调用模型、不上传。 - 只使用公开/合成 fixture；不含客户数据或客户证据。 - alpha/partial；not counted，不作 GA 或生产可用声明。 ## 相关项目 兄弟包与家族索引： [dsh-einvoice](https://github.com/PerryLink/dsh-einvoice) · [dsh-ap-three-way](https://github.com/PerryLink/dsh-ap-three-way) · [dsh-travel-recon](https://github.com/PerryLink/dsh-travel-recon) · [dsh-finops-suite](https://github.com/PerryLink/dsh-finops-suite) 相关核查器（英文表）: [Related checkers](README.md#related-checkers). - [故障排查（英文）](TROUBLESHOOTING.md) - [领域索引](https://perrylink.github.io/dsh-plugins/) - [Checker 家族](https://perrylink.github.io/zh/checkers/) - [主线家族](https://github.com/PerryLink/dsh-kit) - [Scenario article](https://perrylink.github.io/dsh-plugins/articles/finops-suite.html) ## 家族
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[npm](https://www.npmjs.com/package/dsh-cert-mcp) | | **[dsh-checkpoint-rewind](https://github.com/PerryLink/dsh-checkpoint-rewind)** | [npm](https://www.npmjs.com/package/dsh-checkpoint-rewind) | | **[dsh-claude-move](https://github.com/PerryLink/dsh-claude-move)** | [npm](https://www.npmjs.com/package/dsh-claude-move) | | **[dsh-click](https://github.com/PerryLink/dsh-click)** | [npm](https://www.npmjs.com/package/dsh-click) | | **[dsh-composer-history](https://github.com/PerryLink/dsh-composer-history)** | [npm](https://www.npmjs.com/package/dsh-composer-history) | | **[dsh-data-quality](https://github.com/PerryLink/dsh-data-quality)** | [npm](https://www.npmjs.com/package/dsh-data-quality) | | **[dsh-defend](https://github.com/PerryLink/dsh-defend)** | [npm](https://www.npmjs.com/package/dsh-defend) | | **[dsh-doublecheck](https://github.com/PerryLink/dsh-doublecheck)** | [npm](https://www.npmjs.com/package/dsh-doublecheck) | | **[dsh-draw](https://github.com/PerryLink/dsh-draw)** | [npm](https://www.npmjs.com/package/dsh-draw) | | **[dsh-fast](https://github.com/PerryLink/dsh-fast)** | [npm](https://www.npmjs.com/package/dsh-fast) | | **[dsh-fund-research](https://github.com/PerryLink/dsh-fund-research)** | [npm](https://www.npmjs.com/package/dsh-fund-research) | | **[dsh-industry-research](https://github.com/PerryLink/dsh-industry-research)** | [npm](https://www.npmjs.com/package/dsh-industry-research) | | **[dsh-laya](https://github.com/PerryLink/dsh-laya)** | [npm](https://www.npmjs.com/package/dsh-laya) | | **[dsh-library](https://github.com/PerryLink/dsh-library)** | [npm](https://www.npmjs.com/package/dsh-library) | | **[dsh-local-ai](https://github.com/PerryLink/dsh-local-ai)** | [npm](https://www.npmjs.com/package/dsh-local-ai) | | **[dsh-lsp-actions](https://github.com/PerryLink/dsh-lsp-actions)** | [npm](https://www.npmjs.com/package/dsh-lsp-actions) | | **[dsh-mask](https://github.com/PerryLink/dsh-mask)** | [npm](https://www.npmjs.com/package/dsh-mask) | | **[dsh-mcp-panel](https://github.com/PerryLink/dsh-mcp-panel)** | [npm](https://www.npmjs.com/package/dsh-mcp-panel) | | **[dsh-memento](https://github.com/PerryLink/dsh-memento)** | [npm](https://www.npmjs.com/package/dsh-memento) | | **[dsh-observe](https://github.com/PerryLink/dsh-observe)** | [npm](https://www.npmjs.com/package/dsh-observe) | | **[dsh-output-styles](https://github.com/PerryLink/dsh-output-styles)** | [npm](https://www.npmjs.com/package/dsh-output-styles) | | **[dsh-permission-rules](https://github.com/PerryLink/dsh-permission-rules)** | [npm](https://www.npmjs.com/package/dsh-permission-rules) | | **[dsh-plugin-guide](https://github.com/PerryLink/dsh-plugin-guide)** | [npm](https://www.npmjs.com/package/dsh-plugin-guide) | | **[dsh-plugin-upgrade](https://github.com/PerryLink/dsh-plugin-upgrade)** | [npm](https://www.npmjs.com/package/dsh-plugin-upgrade) | | **[dsh-reach](https://github.com/PerryLink/dsh-reach)** | [npm](https://www.npmjs.com/package/dsh-reach) | | **[dsh-research-report](https://github.com/PerryLink/dsh-research-report)** | [npm](https://www.npmjs.com/package/dsh-research-report) | | **[dsh-score](https://github.com/PerryLink/dsh-score)** | [npm](https://www.npmjs.com/package/dsh-score) | | **[dsh-session-sync](https://github.com/PerryLink/dsh-session-sync)** | [npm](https://www.npmjs.com/package/dsh-session-sync) | | **[dsh-talk](https://github.com/PerryLink/dsh-talk)** | [npm](https://www.npmjs.com/package/dsh-talk) | | **[dsh-test-drive](https://github.com/PerryLink/dsh-test-drive)** | [npm](https://www.npmjs.com/package/dsh-test-drive) | | **[dsh-translate](https://github.com/PerryLink/dsh-translate)** | [npm](https://www.npmjs.com/package/dsh-translate) | | **[](https://github.com/PerryLink/)** | [npm](https://www.npmjs.com/package/) | | **[](https://github.com/PerryLink/)** | [npm](https://www.npmjs.com/package/) | | **[](https://github.com/PerryLink/)** | [npm](https://www.npmjs.com/package/) | | **[](https://github.com/PerryLink/)** | [npm](https://www.npmjs.com/package/) | | **[](https://github.com/PerryLink/)** | [npm](https://www.npmjs.com/package/) |
## 许可证 Apache-2.0. See `LICENSE`, `NOTICE`, `THIRD-PARTY-NOTICES`.