:root {
            --bg: #12100a;
            --surface: #232012;
            --surface-alt: #2e2a18;
            --accent: #f5c542;
            --accent-hover: #d4a72c;
            --accent2: #84cc16;
            --text: #fdfaf0;
            --muted: #b8b28f;
            --font-display: 'Teko', sans-serif;
            --font-body: 'Nunito', sans-serif;
            --radius: 8px;
            --transition: all 0.3s ease;
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: var(--font-body);
            background-color: var(--bg);
            color: var(--text);
            line-height: 1.6;
            -webkit-font-smoothing: antialiased;
        }

        a {
            color: var(--accent);
            text-decoration: none;
            transition: var(--transition);
        }

        a:hover {
            color: var(--accent-hover);
        }

        h1, h2, h3, h4, .logo {
            font-family: var(--font-display);
            text-transform: uppercase;
            font-weight: 500;
            line-height: 1.1;
        }

        .container {
            width: 100%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }

        /* BUTTONS */
        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            padding: 10px 24px;
            font-family: var(--font-display);
            font-size: 1.25rem;
            text-transform: uppercase;
            border-radius: var(--radius);
            cursor: pointer;
            transition: var(--transition);
            min-height: 44px;
            letter-spacing: 1px;
            border: 2px solid transparent;
        }

        .btn-primary {
            background-color: var(--accent);
            color: var(--bg);
        }

        .btn-primary:hover {
            background-color: var(--accent-hover);
            transform: translateY(-2px);
            box-shadow: 0 4px 15px rgba(245, 197, 66, 0.3);
        }

        .btn-secondary {
            background-color: transparent;
            color: var(--accent);
            border-color: var(--accent);
        }

        .btn-secondary:hover {
            background-color: rgba(245, 197, 66, 0.1);
            transform: translateY(-2px);
        }

        /* HEADER */
        header {
            background-color: var(--surface);
            border-bottom: 2px solid var(--accent);
            position: sticky;
            top: 0;
            z-index: 100;
        }

        .header-inner {
            display: flex;
            justify-content: space-between;
            align-items: center;
            height: 70px;
        }

        .logo {
            font-size: 2.5rem;
            color: var(--accent);
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .nav-desktop ul {
            display: flex;
            list-style: none;
            gap: 24px;
        }

        .nav-desktop a {
            color: var(--text);
            font-weight: 600;
            font-size: 1rem;
        }

        .nav-desktop a:hover {
            color: var(--accent);
        }

        .header-ctas {
            display: flex;
            gap: 12px;
        }

        .mobile-menu-btn {
            display: none;
            background: none;
            border: none;
            color: var(--accent);
            font-size: 2rem;
            cursor: pointer;
            min-height: 44px;
            min-width: 44px;
        }

        .mobile-nav {
            display: none;
            background-color: var(--surface-alt);
            padding: 20px;
            border-bottom: 2px solid var(--accent);
        }

        .mobile-nav ul {
            list-style: none;
            margin-bottom: 20px;
        }

        .mobile-nav li {
            margin-bottom: 15px;
        }

        .mobile-nav a {
            display: block;
            color: var(--text);
            font-size: 1.1rem;
            font-weight: 600;
            padding: 8px 0;
        }

        .mobile-nav .header-ctas {
            flex-direction: column;
        }

        /* HERO BANNER - LEDGER THEME */
        .hero-banner {
            background-color: var(--surface);
            background-image:
                linear-gradient(rgba(35, 32, 18, 0.9), rgba(35, 32, 18, 0.95)),
                repeating-linear-gradient(transparent, transparent 39px, rgba(245, 197, 66, 0.05) 39px, rgba(245, 197, 66, 0.05) 40px);
            padding: 60px 0;
            border-bottom: 4px solid var(--accent);
            position: relative;
            overflow: hidden;
        }

        .hero-banner::before {
            content: '';
            position: absolute;
            top: -50px;
            right: -50px;
            width: 200px;
            height: 200px;
            border-radius: 50%;
            background: radial-gradient(circle, rgba(245,197,66,0.1) 0%, rgba(0,0,0,0) 70%);
            z-index: 1;
        }

        .hero-content {
            position: relative;
            z-index: 2;
            max-width: 900px;
            margin: 0 auto;
            text-align: center;
        }

        .breadcrumb {
            font-size: 0.9rem;
            color: var(--muted);
            margin-bottom: 20px;
            display: inline-block;
            background: rgba(0,0,0,0.3);
            padding: 6px 16px;
            border-radius: 20px;
            border: 1px solid rgba(184, 178, 143, 0.2);
        }

        .hero-banner h1 {
            font-size: 4rem;
            color: var(--accent);
            margin-bottom: 15px;
            text-shadow: 2px 2px 4px rgba(0,0,0,0.5);
        }

        .meta-chips {
            display: flex;
            justify-content: center;
            gap: 15px;
            margin-bottom: 30px;
            flex-wrap: wrap;
        }

        .chip {
            background-color: var(--surface-alt);
            color: var(--muted);
            padding: 6px 14px;
            border-radius: 4px;
            font-size: 0.85rem;
            font-weight: 600;
            border-left: 3px solid var(--accent2);
            display: flex;
            align-items: center;
        }

        .intro-blockquote {
            font-size: 1.15rem;
            color: var(--text);
            background: rgba(18, 16, 10, 0.6);
            padding: 30px;
            border-radius: var(--radius);
            border-top: 2px solid var(--accent);
            border-bottom: 2px solid var(--accent);
            text-align: left;
            position: relative;
        }

        /* MAIN CONTENT */
        .content-area {
            padding: 60px 0;
        }

        .article-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 50px;
            max-width: 900px;
            margin: 0 auto;
        }

        .content-section {
            background: var(--surface);
            padding: 40px;
            border-radius: var(--radius);
            box-shadow: 0 10px 30px rgba(0,0,0,0.2);
            position: relative;
        }

        /* Numbered Badge for Sections */
        .content-section::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 4px;
            background: linear-gradient(90deg, var(--accent), var(--accent2));
            border-top-left-radius: var(--radius);
            border-top-right-radius: var(--radius);
        }

        .content-section h2 {
            font-size: 2.5rem;
            color: var(--accent);
            margin-bottom: 20px;
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .content-section p {
            margin-bottom: 20px;
            color: var(--muted);
            font-size: 1.05rem;
        }

        .content-section p:last-child {
            margin-bottom: 0;
        }

        .content-section a {
            text-decoration: underline;
            text-underline-offset: 4px;
            font-weight: 600;
        }

        /* Custom Ledger List */
        .ledger-list {
            list-style: none;
            margin: 25px 0;
            padding: 0;
        }

        .ledger-list li {
            position: relative;
            padding-left: 45px;
            margin-bottom: 15px;
            color: var(--text);
            background: var(--surface-alt);
            padding-top: 15px;
            padding-bottom: 15px;
            padding-right: 20px;
            border-radius: var(--radius);
            border: 1px solid rgba(245, 197, 66, 0.1);
        }

        .ledger-list li::before {
            content: 'Rp';
            position: absolute;
            left: 15px;
            top: 50%;
            transform: translateY(-50%);
            width: 24px;
            height: 24px;
            background-color: var(--accent);
            color: var(--bg);
            font-family: var(--font-display);
            font-size: 1rem;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            font-weight: bold;
        }

        /* FAQ SECTION */
        .faq-section {
            margin-top: 60px;
        }

        .faq-section h2 {
            text-align: center;
            font-size: 3rem;
            margin-bottom: 40px;
            color: var(--text);
        }

        details {
            background-color: var(--surface);
            border: 1px solid rgba(245, 197, 66, 0.2);
            border-radius: var(--radius);
            margin-bottom: 15px;
            overflow: hidden;
            transition: var(--transition);
        }

        details[open] {
            border-color: var(--accent);
            box-shadow: 0 4px 15px rgba(0,0,0,0.3);
        }

        summary {
            padding: 20px;
            font-family: var(--font-display);
            font-size: 1.5rem;
            font-weight: 500;
            color: var(--accent);
            cursor: pointer;
            list-style: none;
            display: flex;
            justify-content: space-between;
            align-items: center;
            background-color: var(--surface);
        }

        summary::-webkit-details-marker {
            display: none;
        }

        summary::after {
            content: '+';
            font-size: 1.5rem;
            color: var(--muted);
            transition: var(--transition);
        }

        details[open] summary::after {
            content: '−';
            color: var(--accent);
        }

        details p {
            padding: 0 20px 20px;
            color: var(--muted);
            border-top: 1px dashed rgba(184, 178, 143, 0.2);
            margin-top: 10px;
            padding-top: 20px;
        }

        /* RELATED PAGES */
        .related-pages {
            margin-top: 60px;
            background: var(--surface-alt);
            padding: 50px;
            border-radius: var(--radius);
            text-align: center;
        }

        .related-pages h3 {
            font-size: 2rem;
            color: var(--accent2);
            margin-bottom: 30px;
        }

        .related-grid {
            display: flex;
            flex-wrap: wrap;
            justify-content: center;
            gap: 15px;
        }

        .related-grid a {
            background: var(--bg);
            color: var(--text);
            padding: 12px 24px;
            border-radius: 30px;
            border: 1px solid rgba(245, 197, 66, 0.3);
            font-weight: 600;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 8px;
        }

        .related-grid a::before {
            content: '›';
            color: var(--accent);
            font-size: 1.2rem;
        }

        .related-grid a:hover {
            background: var(--accent);
            color: var(--bg);
            border-color: var(--accent);
        }

        .related-grid a:hover::before {
            color: var(--bg);
        }

        /* GRAND CTA */
        .grand-cta {
            margin: 80px 0;
            background: linear-gradient(135deg, var(--surface) 0%, var(--bg) 100%);
            border: 2px solid var(--accent);
            border-radius: var(--radius);
            padding: 60px 40px;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .grand-cta::before {
            content: '';
            position: absolute;
            top: 0; left: 0; right: 0; bottom: 0;
            background-image: repeating-linear-gradient(45deg, rgba(245, 197, 66, 0.03) 0, rgba(245, 197, 66, 0.03) 2px, transparent 2px, transparent 10px);
            z-index: 0;
        }

        .cta-content {
            position: relative;
            z-index: 1;
        }

        .grand-cta h2 {
            font-size: 3.5rem;
            color: var(--accent);
            margin-bottom: 15px;
        }

        .grand-cta p {
            font-size: 1.2rem;
            color: var(--muted);
            margin-bottom: 30px;
            max-width: 600px;
            margin-left: auto;
            margin-right: auto;
        }

        .cta-buttons {
            display: flex;
            justify-content: center;
            gap: 20px;
        }

        /* FOOTER */
        footer {
            background-color: var(--surface);
            padding: 60px 0 20px;
            border-top: 2px solid var(--accent);
            margin-top: auto;
        }

        .footer-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 40px;
            margin-bottom: 40px;
        }

        .footer-brand .logo {
            margin-bottom: 15px;
        }

        .footer-tagline {
            color: var(--muted);
            font-size: 0.95rem;
        }

        .footer-links h4 {
            color: var(--text);
            font-size: 1.5rem;
            margin-bottom: 20px;
            position: relative;
            padding-bottom: 10px;
        }

        .footer-links h4::after {
            content: '';
            position: absolute;
            left: 0;
            bottom: 0;
            width: 40px;
            height: 2px;
            background-color: var(--accent);
        }

        .footer-links ul {
            list-style: none;
        }

        .footer-links li {
            margin-bottom: 10px;
        }

        .footer-links a {
            color: var(--muted);
        }

        .footer-links a:hover {
            color: var(--accent);
        }

        .footer-bottom {
            text-align: center;
            padding-top: 20px;
            border-top: 1px solid rgba(184, 178, 143, 0.2);
            color: var(--muted);
            font-size: 0.9rem;
        }

        /* RESPONSIVE */
        @media (max-width: 1024px) {
            .nav-desktop { display: none; }
            .header-ctas { display: none; }
            .mobile-menu-btn { display: block; }
            .hero-banner h1 { font-size: 3rem; }
        }

        @media (max-width: 768px) {
            .hero-banner { padding: 40px 0; }
            .hero-banner h1 { font-size: 2.5rem; }
            .content-section { padding: 30px 20px; }
            .content-section h2 { font-size: 2rem; }
            .cta-buttons { flex-direction: column; }
            .related-pages { padding: 30px 20px; }
            .related-grid { flex-direction: column; }
            .related-grid a { justify-content: center; }
        }

        @media (max-width: 390px) {
            .hero-banner h1 { font-size: 2.2rem; }
            .intro-blockquote { font-size: 1rem; padding: 20px; }
            .content-section h2 { font-size: 1.8rem; }
            .grand-cta { padding: 40px 20px; }
            .grand-cta h2 { font-size: 2.5rem; }
        }


/* pipeline image & layout guards */
html, body { overflow-x: clip; }
img { max-width: 100%; height: auto; }
img.site-logo { height: 40px; width: auto; max-width: 240px; object-fit: contain; flex: none; }
header .logo a { display: inline-flex; align-items: center; flex: none; text-decoration: none; }
img.hero-visual { width: 100%; max-width: 560px; height: auto; object-fit: cover; border-radius: 16px; display: block; margin-inline: auto; }
img[class^="strip-"], img[class*=" strip-"] { width: 100%; height: auto; display: block; border-radius: 12px; object-fit: cover; }
/* 合规声明块（zb-disclaimer，全站 footer） */
.zb-disclaimer { margin-top: 18px !important; padding: 14px 0 0 0 !important; border-top: 1px solid rgba(128,128,128,.25) !important; font-size: .72rem !important; line-height: 1.7 !important; opacity: .85 !important; display: block !important; text-align: left !important; width: 100% !important; clear: both !important; }
.zb-disclaimer .zb-18 { display: inline-block !important; padding: 2px 10px !important; border: 1.5px solid currentColor !important; border-radius: 6px !important; font-weight: 800 !important; letter-spacing: 1px !important; margin: 0 0 10px 0 !important; font-size: .78rem !important; }
.zb-disclaimer p { display: block !important; margin: 5px 0 !important; padding: 0 !important; color: inherit !important; font-size: .72rem !important; line-height: 1.7 !important; }
.zb-disclaimer p:last-child { margin-bottom: 0 !important; }