export type Platform = "youtube" | "stripe";
export type ProductType = "rbf";
export type VerificationStatus = "pending_consent" | "processing" | "completed" | "failed" | "expired";
export type RiskTier = "prime" | "standard" | "subprime" | "ineligible";
export type NDCode = "ND1" | "ND2" | "ND3" | "ND4";
export type WebhookEventType = "verification.completed" | "verification.failed" | "verification.expired";
export interface CreateVerificationParams {
    /** Your internal identifier for the creator. Max 100 characters. No PII. */
    obligor_reference: string;
    /** Platforms to verify. At least one required. */
    creator_platforms: Platform[];
    /** Name of your organisation shown to the creator on the consent page. */
    lender_name?: string;
    /** Financial product type. Currently only "rbf". */
    product_type?: ProductType;
}
export interface VerificationCreated {
    verification_id: string;
    status: "pending_consent";
    /** Send this URL to the creator so they can connect their platforms. */
    consent_url: string;
    /** ISO 8601. Consent session expires after 7 days. */
    expires_at: string;
}
export interface VerificationStatus_ {
    verification_id: string;
    status: VerificationStatus;
    obligor_reference: string;
    created_at: string;
    updated_at: string;
}
export interface RiskTape {
    schema_version: string;
    verification_id: string;
    as_of_date: string;
    status: string;
    obligor: {
        reference: string;
        creator_platforms: Platform[];
    };
    platform_connections: Array<{
        platform: Platform;
        connected_at: string;
        status: "ok" | "error" | "pending";
        nd_code: NDCode | null;
    }>;
    cashflow_summary: {
        currency: string;
        total_revenue_12m: number | null;
        total_revenue_3m: number | null;
        avg_monthly_revenue_12m: number | null;
        revenue_by_platform: Record<string, number>;
    };
    risk_profile: {
        volatility_cv_12m: number | null;
        max_drawdown_pct_36m: number | null;
        platform_concentration_index: number | null;
        trend_slope_6m: number | null;
    };
    eligibility: Array<{
        product_type: ProductType;
        risk_tier: RiskTier;
        max_advance_eur: number | null;
        flags: string[];
        covenants: string[];
    }>;
    data_quality: {
        score: number;
        tier_a_fields_present: number;
        nd_summary: {
            ND1: number;
            ND2: number;
            ND3: number;
            ND4: number;
        };
    };
}
export interface BenchmarkMetric {
    value: number | null;
    percentile: number | null;
    peer_median: number | null;
    population_size: number | null;
}
export interface Benchmarks {
    verification_id: string;
    as_of_date: string;
    peer_group: {
        definition: string;
        population_size: number;
    };
    metrics: {
        volatility_cv_12m: BenchmarkMetric;
        max_drawdown_pct_36m: BenchmarkMetric;
        platform_concentration_index: BenchmarkMetric;
    };
}
export interface CreateWebhookParams {
    /** Public HTTPS URL that will receive POST requests. */
    url: string;
    events: WebhookEventType[];
}
export interface Webhook {
    webhook_id: string;
    url: string;
    events: WebhookEventType[];
    created_at: string;
}
export interface WebhookEventPayload {
    event: WebhookEventType;
    verification_id: string;
    obligor_reference: string;
    occurred_at: string;
    /** Only present on verification.failed events. */
    reason?: "platform_error" | "consent_revoked" | "timeout";
}
export interface GDPRLookup {
    /** At least one of email or obligor_id is required. */
    email?: string;
    obligor_id?: string;
}
export interface GDPRAccessResponse {
    email: string | null;
    obligor_id: string | null;
    verifications: Array<{
        verification_id: string;
        created_at: string;
        platforms: Platform[];
    }>;
}
export interface GDPREraseResponse {
    erased: true;
    erased_at: string;
}
export interface GDPRExportResponse {
    export_url: string;
    expires_at: string;
}
export interface CreatorlayerOptions {
    /** Your API key. Keep this server-side only — never expose in the browser. */
    apiKey: string;
    /**
     * Use the sandbox environment for testing.
     * Equivalent to setting baseUrl to "https://sandbox-api.creatorlayer.eu".
     */
    sandbox?: boolean;
    /**
     * Override the base URL. Useful for testing against a local server.
     * Takes precedence over `sandbox`.
     */
    baseUrl?: string;
    /** Maximum number of retries for 429/503 responses. Default: 2. */
    maxRetries?: number;
    /** Request timeout in milliseconds. Default: 30000. */
    timeout?: number;
}
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