{
    "enabled": true,
    "mode": "temp_password",
    "temp_password_ttl_sec": 300,
    "temp_password_length": 12,
    "link_base_url": "https://example.com/reset-password",
    "link_token_ttl_sec": 300,
    "rate_limit": {
        "per_email_per_hour": 5,
        "per_ip_per_minute": 10
    },
    "email_subject": "비밀번호 재설정"
}