{ "codes": { "AB01": "Clearing process aborted due to timeout.", "AB02": "Clearing process aborted due to a fatal error.", "AB03": "Settlement aborted due to timeout.", "AB04": "Settlement process aborted due to a fatal error.", "AB05": "Transaction stopped due to timeout at the Creditor Agent.", "AB06": "Transaction stopped due to timeout at the Instructed Agent.", "AB07": "Agent of message is not online. Generic usage if it cannot be determined who exactly is not online.", "AB08": "Creditor Agent is not online.", "AB09": "Transaction stopped due to error at the Creditor Agent.", "AB10": "Transaction stopped due to error at the Instructed Agent.", "AB11": "Transaction stopped due to timeout at the Debtor Agent.", "AB12": "Duplicate Concurrent Batch Sequence number\u2013 for Settlement Instructions.", "AB13": "Wrong Message Routing Type for Return-of-Funds.", "AB15": "Instruction may not be placed on the Continuous Processing Line settlement processor.", "AB21": "Agreement number not valid (beneficiary).", "AB26": "Settlement Instruction does not exist.", "AC01": "Account number is invalid or missing.", "AC02": "Debtor account number invalid or missing", "AC03": "Creditor account number invalid or missing", "AC04": "Account number specified has been closed on the bank of account's books.", "AC05": "Debtor account number closed", "AC06": "Account specified is blocked, prohibiting posting of transactions against it.", "AC07": "Creditor account number closed", "AC08": "Branch code is invalid or missing", "AC09": "Account currency is invalid or missing", "AC10": "Debtor account currency is invalid or missing", "AC11": "Creditor account currency is invalid or missing", "AC12": "Account type missing or invalid. Generic usage if cannot specify between group and payment information levels", "AC13": "Debtor account type missing or invalid", "AC14": "Creditor account type missing or invalid", "AC15": "The account details for the counterparty have changed.", "AC16": "Credit or debit card number is invalid.", "AEXR": "Request-to-pay Expiry Date and Time has already passed.", "AG01": "Transaction forbidden on this type of account (formerly NoAgreement)", "AG02": "Bank Operation code specified in the message is not valid for receiver", "AG03": "Transaction type not supported/authorized on this account", "AG04": "Agent country code is missing or invalid. Generic usage if cannot specify between group and payment information levels.", "AG05": "Debtor agent country code is missing or invalid", "AG06": "Creditor agent country code is missing or invalid", "AG07": "Debtor account cannot be debited for a generic reason. Code value may be used in general purposes and as a replacement for AM04 if debtor bank does not reveal its customer's insufficient funds for privacy reasons", "AG08": "Transaction failed due to invalid or missing user or access right", "AG09": "Original payment never received.", "AG10": "Agent of message is suspended from the Real Time Payment system. Generic usage if it cannot be determined who exactly is suspended.", "AG11": "Creditor Agent of message is suspended from the Real Time Payment system.", "AG12": "Payment orders made by transferring funds from one account to another at the same financial institution (bank or payment institution) are not allowed.", "AG13": "Returned payments derived from previously returned transactions are not allowed.", "AGNT": "Agent in the payment workflow is incorrect", "ALAC": "Request-to-pay has already been accepted by the Debtor.", "AM01": "Specified message amount is equal to zero", "AM02": "Specific transaction/message amount is greater than allowed maximum", "AM03": "Specified message amount is an non processable currency outside of existing agreement", "AM04": "Amount of funds available to cover specified message amount is insufficient.", "AM05": "Duplication", "AM06": "Specified transaction amount is less than agreed minimum.", "AM07": "Amount specified in message has been blocked by regulatory authorities.", "AM09": "Amount received is not the amount agreed or expected", "AM10": "Sum of instructed amounts does not equal the control sum.", "AM11": "Transaction currency is invalid or missing", "AM12": "Amount is invalid or missing", "AM13": "Transaction amount exceeds limits set by clearing system", "AM14": "Transaction amount exceeds limits agreed between bank and client", "AM15": "Transaction amount below minimum set by clearing system", "AM16": "Control Sum at the Group level is invalid", "AM17": "Control Sum at the Payment Information level is invalid", "AM18": "Number of transactions is invalid or missing. Generic usage if cannot specify between group and payment information levels.", "AM19": "Number of transactions at the Group level is invalid or missing", "AM20": "Number of transactions at the Payment Information level is invalid", "AM21": "Transaction amount exceeds limits agreed between bank and client.", "AM22": "Unable to apply zero amount to designated account. For example, where the rules of a service allow the use of zero amount payments, however the back-office system is unable to apply the funds to the account. If the rules of a service prohibit the use of zero amount payments, then code AM01 is used to report the error condition.", "AM23": "Transaction amount exceeds settlement limit.", "AMSE": "Size of the attachment exceeds the allowed maximum.", "APAR": "Request To Pay has already been paid by the Debtor.", "ARFR": "Request-to-pay has already been refused by the Debtor.", "ARJR": "Request-to-pay has already been rejected.", "ATNS": "Attachments to the request-to-pay are not supported.", "BDAY": "Settlement Cycle Day and Calendar day should be the same.", "BE01": "Identification of end customer is not consistent with associated account number. (formerly CreditorConsistency).", "BE04": "Specification of creditor's address, which is required for payment, is missing/not correct (formerly IncorrectCreditorAddress).", "BE05": "Party who initiated the message is not recognised by the end customer", "BE06": "End customer specified is not known at associated Sort/National Bank Code or does no longer exist in the books", "BE07": "Specification of debtor's address, which is required for payment, is missing/not correct.", "BE08": "Debtor name is missing", "BE09": "Country code is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor", "BE10": "Debtor country code is missing or invalid", "BE11": "Creditor country code is missing or invalid", "BE12": "Country code of residence is missing or Invalid. Generic usage if cannot specifically identify debtor or creditor", "BE13": "Country code of debtor's residence is missing or Invalid", "BE14": "Country code of creditor's residence is missing or Invalid", "BE15": "Identification code missing or invalid. Generic usage if cannot specifically identify debtor or creditor.", "BE16": "Debtor or Ultimate Debtor identification code missing or invalid", "BE17": "Creditor or Ultimate Creditor identification code missing or invalid", "BE18": "Contact details missing or invalid", "BE19": "Charge bearer code for transaction type is invalid", "BE20": "Name length exceeds local rules for payment type.", "BE21": "Name missing or invalid. Generic usage if cannot specifically identify debtor or creditor.", "BE22": "Creditor name is missing", "BE23": "Phone number or email address, or any other proxy, used as the account proxy is unknown or invalid.", "CERI": "Credit transfer is not tagged as an Extended Remittance Information (ERI) transaction but contains ERI.", "CH03": "Value in Requested Execution Date or Requested Collection Date is too far in the future", "CH04": "Value in Requested Execution Date or Requested Collection Date is too far in the past", "CH07": "Element is not to be used at B- and C-Level", "CH09": "Mandate changes are not allowed", "CH10": "Information on mandate changes are missing", "CH11": "Value in Creditor Identifier is incorrect", "CH12": "Creditor Identifier is ambiguous at Transaction Level", "CH13": "Original Debtor Account is not to be used", "CH14": "Original Debtor Agent is not to be used", "CH15": "Content Remittance Information/Structured includes more than 140 characters", "CH16": "Content is incorrect", "CH17": "Element is not allowed", "CH19": "Values in Interbank Settlement Date or Requested Collection Date will be set to the next TARGET day", "CH20": "Number of decimal points not compatible with the currency", "CH21": "Mandatory element is missing", "CH22": "SDD CORE and B2B not permitted within one message", "CHCO": "Related to a Charge message to convey that the code in Charge Breakdown / Type / Code is not accepted by the receiving party.", "CHQC": "Cheque has been presented in cheque clearing and settled on the creditor\u2019s account.", "CHRG": "Related to a Charge message to convey that the charge bearer code used in the corresponding Payment message was not debt.", "CN01": "Authorisation is cancelled.", "CNNS": "Credit notes are not supported.", "CNOR": "Creditor bank is not registered under this BIC in the CSM", "CURR": "Currency of the payment is incorrect", "CUST": "Cancellation requested by the Debtor", "DC02": "Rejection of a payment due to covering FI settlement not being received.", "DNOR": "Debtor bank is not registered under this BIC in the CSM", "DS01": "The electronic signature(s) is/are correct", "DS02": "An authorized user has cancelled the order", "DS03": "The user\u2019s attempt to cancel the order was not successful", "DS04": "The order was rejected by the bank side (for reasons concerning content)", "DS05": "The order was correct and could be forwarded for postprocessing", "DS06": "The order was transferred to VEU", "DS07": "All actions concerning the order could be done by the EBICS bank server", "DS08": "The decompression of the file was not successful", "DS09": "The decryption of the file was not successful", "DS0A": "Data signature is required.", "DS0B": "Data signature for the format is not available or invalid.", "DS0C": "The signer certificate is revoked.", "DS0D": "The signer certificate is not valid (revoked or not active).", "DS0E": "The signer certificate is not present.", "DS0F": "The authority of the signer certification sending the certificate is unknown.", "DS0G": "Signer is not allowed to sign this operation type.", "DS0H": "Signer is not allowed to sign for this account.", "DS0K": "The number of transaction is over the number allowed for this signer.", "DS10": "The certificate is revoked for the first signer.", "DS11": "The certificate is not valid (revoked or not active) for the first signer.", "DS12": "The certificate is not present for the first signer.", "DS13": "The authority of signer certification sending the certificate is unknown for the first signer.", "DS14": "The user is unknown on the server", "DS15": "The same signature has already been sent to the bank", "DS16": "The public key version is not correct. This code is returned when a customer sends signature files to the financial institution after conversion from an older program version (old ES format) to a new program version (new ES format) without having carried out re-initialisation with regard to a public key change.", "DS17": "Order data and signatures don\u2019t match", "DS18": "File cannot be tested, the complete order has to be repeated. This code is returned in the event of a malfunction during the signature check, e.g. not enough storage space.", "DS19": "The user\u2019s rights (concerning his signature) are insufficient to execute the order", "DS20": "The certificate is revoked for the second signer.", "DS21": "The certificate is not valid (revoked or not active) for the second signer.", "DS22": "The certificate is not present for the second signer.", "DS23": "The authority of signer certification sending the certificate is unknown for the second signer.", "DS24": "Waiting time expired due to incomplete order", "DS25": "The order file was deleted by the bank server (for multiple reasons)", "DS26": "The same user has signed multiple times", "DS27": "The user is not yet activated (technically)", "DS28": "Message routed to the wrong environment.", "DT01": "Invalid date (eg, wrong or missing settlement date)", "DT02": "Invalid creation date and time in Group Header (eg, historic date)", "DT03": "Invalid non bank processing date (eg, weekend or local public holiday)", "DT04": "Future date not supported", "DT05": "Associated message, payment information block or transaction was received after agreed processing cut-off date, i.e., date in the past.", "DT06": "Execution Date has been modified in order for transaction to be processed", "DU01": "Message Identification is not unique.", "DU02": "Payment Information Block is not unique.", "DU03": "Transaction is not unique.", "DU04": "End To End ID is not unique.", "DU05": "Instruction ID is not unique.", "DUPL": "Payment or charge is a duplicate of another payment or charge.", "ED01": "Correspondent bank not possible.", "ED03": "Balance of payments complementary info is requested", "ED05": "Settlement of the transaction has failed.", "ED06": "Interbank settlement system not available.", "EDNA": "Requested execution date of the payment is not accepted.", "EDTL": "Expiry date time of the request-to-pay is too far in the future.", "EDTR": "Expiry date time of the request-to-pay is already reached.", "EOL1": "Expiration of the payment authorisation due to no use for too long.", "ERIN": "Extended Remittance Information (ERI) option is not supported.", "FF01": "File Format incomplete or invalid", "FF02": "Syntax error reason is provided as narrative information in the additional reason information.", "FF03": "Payment Type Information is missing or invalid. Generic usage if cannot specify Service Level or Local Instrument code", "FF04": "Service Level code is missing or invalid", "FF05": "Local Instrument code is missing or invalid", "FF06": "Category Purpose code is missing or invalid", "FF07": "Purpose is missing or invalid", "FF08": "End to End Id missing or invalid", "FF09": "Cheque number missing or invalid", "FF10": "File or transaction cannot be processed due to technical issues at the bank side", "FF11": "Clearing request rejected due it being subject to an abort operation.", "FF12": "Original payment is not eligible to be returned given its current status.", "FF13": "No record of request for cancellation found.", "FOCR": "Return following a cancellation request.", "FR01": "Returned as a result of fraud.", "FRAD": "Cancellation requested following a transaction that was originated fraudulently. The use of the FraudulentOrigin code should be governed by jurisdictions.", "G000": "In an FI To FI Customer Credit Transfer: The Status Originator transferred the payment to the next Agent or to a Market Infrastructure. The payment transfer is tracked. No further updates will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: The Status Originator performed the account booking and transferred the cover transaction to the next Reimbursement Agent or to a Market Infrastructure. The payment transfer is tracked. No further updates will follow from the Status Originator.", "G001": "In an FI To FI Customer Credit Transfer: The Status Originator transferred the payment to the next Agent or to a Market Infrastructure. The payment transfer is not tracked. No further updates will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: The Status Originator performed the account booking and transferred the cover transaction to the next Reimbursement Agent or to a Market Infrastructure. The payment transfer is not tracked. No further updates will follow from the Status Originator.", "G002": "In a FIToFI Customer Credit Transfer: Credit to the creditor\u2019s account may not be confirmed same day. Update will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: Debit/credit to nostro account may not be confirmed same day or Financial Institution Credit Transfer may not be transferred same day. Update will follow from the Status Originator.", "G003": "In a FIToFI Customer Credit Transfer: Credit to creditor\u2019s account is pending receipt of required documents. The Status Originator has requested creditor to provide additional documentation. Update will follow from the Status Originator. In a Financial Institution Credit Transfer with cover: Status Originator has requested a previous Agent to provide additional information/correct information. Update will follow from the Status Originator.", "G004": "In a FIToFI Customer Credit Transfer: Credit to the creditor\u2019s account is pending, status Originator is waiting for funds provided via a cover. Update will follow from the Status Originator.", "G005": "Payment has been delivered to creditor agent with service level.", "G006": "Payment has been delivered to creditor agent without service level.", "ID01": "Signature file was sent to the bank but the corresponding original file has not been sent yet.", "IEDT": "Expiry date time of the request-to-pay is incorrect.", "INAR": "Payer\u2019s activation reference is invalid.", "INDT": "Details not valid for this field.", "IPNS": "Payments in instalments are not supported.", "IRNR": "No initial request-to-pay has been received.", "ISWS": "Cannot schedule instruction for Night Window.", "MD01": "No Mandate", "MD02": "Mandate related information data required by the scheme is missing.", "MD05": "Creditor or creditor's agent should not have collected the direct debit", "MD06": "Return of funds requested by end customer", "MD07": "End customer is deceased.", "MINF": "Information missing for the field or cannot be empty.", "MS02": "Reason has not been specified by end customer", "MS03": "Reason has not been specified by agent.", "NARR": "Reason is provided as narrative information in the additional reason information.", "NERI": "Credit transfer is tagged as an Extended Remittance Information (ERI) transaction but does not contain ERI.", "NOAR": "No existing agreement for receiving request-to-pay messages.", "NOAS": "No response from Beneficiary.", "NOCM": "Customer account is not compliant with regulatory requirements, for example FICA (in South Africa) or any other regulatory requirements which render an account inactive for certain processing.", "NOFR": "Continuous Processing Line on Hold Instruction.", "NOPG": "Requested payment guarantee (by Creditor) related to a request-to-pay cannot be provided.", "NRCH": "Recipient side of the request-to-pay (payer or its request-to-pay service provider) is not reachable.", "OSNS": "Requested optional service (for example instalment payments) is not supported.", "PINS": "Type of payment requested in the request-to-pay is not supported by the payer.", "RC01": "Bank identifier code specified in the message has an incorrect format (formerly IncorrectFormatForRoutingCode).", "RC02": "Bank identifier is invalid or missing. Generic usage if cannot specify between debit or credit account", "RC03": "Debtor bank identifier is invalid or missing", "RC04": "Creditor bank identifier is invalid or missing", "RC05": "BIC identifier is invalid or missing. Generic usage if cannot specify between debit or credit account.", "RC06": "Debtor BIC identifier is invalid or missing", "RC07": "Creditor BIC identifier is invalid or missing", "RC08": "ClearingSystemMemberidentifier is invalid or missing. Generic usage if cannot specify between debit or credit account", "RC09": "Debtor ClearingSystemMember identifier is invalid or missing", "RC10": "Creditor ClearingSystemMember identifier is invalid or missing", "RC11": "Intermediary Agent is invalid or missing", "RC12": "Creditor Scheme Id is invalid or missing", "RC13": "Originator not active any more.", "RC15": "Settlement agreement required.", "RC16": "Participant blocked from SADC-RTGS.", "RCON": "Conflict with R-Message", "RECI": "Further information regarding the intended recipient.", "REPR": "Request-to-pay has been received and can be processed further.", "RF01": "Transaction reference is not unique within the message.", "RQNR": "Payer did not recognize the request from Payee Participant,", "RR01": "Specification of the debtor\u2019s account or unique identification needed for reasons of regulatory requirements is insufficient or missing", "RR02": "Specification of the debtor\u2019s name and/or address needed for regulatory requirements is insufficient or missing.", "RR03": "Specification of the creditor\u2019s name and/or address needed for regulatory requirements is insufficient or missing.", "RR04": "Regulatory Reason", "RR05": "Regulatory or Central Bank Reporting information missing, incomplete or invalid.", "RR06": "Tax information missing, incomplete or invalid.", "RR07": "Remittance information structure does not comply with rules for payment type.", "RR08": "Remittance information truncated to comply with rules for payment type.", "RR09": "Structured creditor reference invalid or missing.", "RR10": "Character set supplied not valid for the country and payment type.", "RR11": "Invalid or missing identification of a bank proprietary service.", "RR12": "Invalid or missing identification required within a particular country or payment type.", "RTNS": "Debtor does not support request-to-pay transactions.", "RUTA": "Return following investigation request and no remediation possible.", "S000": "Request for Cancellation is acknowledged following validation.", "S001": "Unique End-to-end Transaction Reference (UETR) relating to a payment has been identified as being associated with a Request for Cancellation.", "S002": "Unique End-to-end Transaction Reference (UETR) relating to a payment has been prevent from traveling across a messaging network.", "S003": "Request for Cancellation has been forwarded to the payment processing/last payment processing agent.", "S004": "Request for Cancellation has been acknowledged as delivered to payment processing/last payment processing agent.", "SBRN": "Remove Concurrent Batch Processing Line on hold instruction.", "SL01": "Due to specific service offered by the Debtor Agent.", "SL02": "Due to specific service offered by the Creditor Agent.", "SL03": "Due to a specific service offered by the clearing system.", "SL11": "Whitelisting service offered by the Debtor Agent; Debtor has not included the Creditor on its \u201cWhitelist\u201d (yet). In the Whitelist the Debtor may list all allowed Creditors to debit Debtor bank account.", "SL12": "Blacklisting service offered by the Debtor Agent; Debtor included the Creditor on his \u201cBlacklist\u201d. In the Blacklist the Debtor may list all Creditors not allowed to debit Debtor bank account.", "SL13": "Due to Maximum allowed Direct Debit Transactions per period service offered by the Debtor Agent.", "SL14": "Due to Maximum allowed Direct Debit Transaction amount service offered by the Debtor Agent.", "SL15": "Maximum number of credit transactions allowed by the account servicer per service period exceeded.", "SL16": "Maximum total credit amount allowed by the account servicer per service period exceeded.", "SL17": "Whitelisting service offered by payment system operator or financial institution. Debtor is not included on the Creditor side whitelist.", "SL18": "Blacklisting service offered by payment system operator or financial institution. Debtor included on the Creditor side blacklist.", "SNRD": "Services are not yet rendered by the Payee Participant (Creditor).", "SPII": "Identifier of the request-to-pay service provider is incorrect.", "TA01": "The transmission of the file was not successful \u2013 it had to be aborted (for technical reasons)", "TD01": "There is no data available (for download)", "TD02": "The file cannot be read (e.g. unknown format)", "TD03": "The file format is incomplete or invalid", "TK01": "Token is invalid.", "TK02": "Token used for the sender does not exist.", "TK03": "Token used for the receiver does not exist.", "TK09": "Token required for request is missing.", "TKCM": "Token found with counterparty mismatch.", "TKSG": "Single Use Token already used.", "TKSP": "Token found with suspended status.", "TKVE": "Token found with value limit rule violation.", "TKXP": "Token expired.", "TM01": "Associated message, payment information block, or transaction was received after agreed processing cut-off time.", "TS01": "The (technical) transmission of the file was successful.", "TS04": "The order was transferred to pass by accompanying note signed by hand", "UCRD": "Unknown Creditor.", "UPAY": "Payment is not justified." }, "description": "Specifies the status reason, as published in an external status reason code list.", "name": "ExternalStatusReason1Code" }