import type Stripe from 'stripe';
/**
 * Lazy-initialized Stripe instance.
 * Only throws when you actually try to use Stripe, not at module load time.
 * This allows the payments package to be imported without a configured key
 * (e.g., in tests, CLI, or environments that don't use Stripe).
 */
export declare const stripe: Stripe;
declare type StripeConstructor = typeof Stripe;