import { AxiosInstance } from 'axios';
import { SimpliPayConfig, TransactionRequest, OtpAuthRequest, ApiResponse } from '../types';
export declare const createApiClient: (config: SimpliPayConfig) => AxiosInstance;
export declare const initiatePayment: (client: AxiosInstance, payload: TransactionRequest) => Promise<ApiResponse>;
export declare const verifyOtp: (client: AxiosInstance, payload: OtpAuthRequest) => Promise<ApiResponse>;
export declare const resendOtp: (client: AxiosInstance, transactionRef: string) => Promise<ApiResponse>;