{"version":3,"sources":["../src/client.ts","../src/errors.ts","../src/sepay-bankhub.service.ts"],"sourcesContent":["import axios, { AxiosError, AxiosInstance, AxiosRequestConfig, Method } from \"axios\";\r\n\r\nimport { SepayBankHubError } from \"./errors\";\r\nimport { CreateTokenResponse } from \"./types\";\r\n\r\ntype AuthMode = \"basic\" | \"bearer\" | \"none\";\r\n\r\nexport interface SepayBankHubClientOptions {\r\n  baseUrl?: string;\r\n  sandbox?: boolean;\r\n  clientId: string;\r\n  clientSecret: string;\r\n  timeoutMs?: number;\r\n  tokenRefreshBufferSeconds?: number;\r\n}\r\n\r\nexport interface SepayRequestOptions {\r\n  operation: string;\r\n  authMode?: AuthMode;\r\n  params?: Record<string, string | number | boolean | undefined>;\r\n  headers?: Record<string, string>;\r\n}\r\n\r\nexport class SepayBankHubClient {\r\n  private readonly http: AxiosInstance;\r\n  private readonly clientId: string;\r\n  private readonly clientSecret: string;\r\n  private readonly tokenRefreshBufferSeconds: number;\r\n\r\n  private accessToken: string | null = null;\r\n  private tokenExpiresAt = 0;\r\n\r\n  constructor(options: SepayBankHubClientOptions) {\r\n    if (!options.clientId || !options.clientSecret) {\r\n      throw new SepayBankHubError(\"Missing SePay clientId or clientSecret\", {\r\n        code: \"CONFIGURATION_ERROR\"\r\n      });\r\n    }\r\n\r\n    this.clientId = options.clientId;\r\n    this.clientSecret = options.clientSecret;\r\n    this.tokenRefreshBufferSeconds = options.tokenRefreshBufferSeconds ?? 30;\r\n\r\n    const baseUrl = options.baseUrl ?? (options.sandbox ? \"https://bankhub-api-sandbox.sepay.vn\" : \"https://bankhub-api.sepay.vn\");\r\n\r\n    this.http = axios.create({\r\n      baseURL: baseUrl.replace(/\\/+$/, \"\"),\r\n      timeout: options.timeoutMs ?? 30000,\r\n      headers: {\r\n        Accept: \"application/json\"\r\n      }\r\n    });\r\n  }\r\n\r\n  async get<TResponse = unknown>(path: string, options: SepayRequestOptions): Promise<TResponse> {\r\n    return this.request<TResponse>(\"GET\", path, undefined, options);\r\n  }\r\n\r\n  async post<TResponse = unknown, TBody = unknown>(\r\n    path: string,\r\n    body: TBody,\r\n    options: SepayRequestOptions\r\n  ): Promise<TResponse> {\r\n    return this.request<TResponse>(\"POST\", path, body, options);\r\n  }\r\n\r\n  async createAccessToken(): Promise<CreateTokenResponse> {\r\n    const payload = await this.post<CreateTokenResponse, Record<string, never>>(\"/v1/token\", {}, {\r\n      operation: \"create access token\",\r\n      authMode: \"basic\",\r\n      headers: {\r\n        \"Content-Type\": \"application/json\"\r\n      }\r\n    });\r\n\r\n    if (!payload?.access_token || typeof payload.ttl !== \"number\") {\r\n      throw new SepayBankHubError(\"Invalid token payload from SePay BankHub\", {\r\n        code: \"UNEXPECTED_RESPONSE\",\r\n        operation: \"create access token\",\r\n        details: payload\r\n      });\r\n    }\r\n\r\n    this.setAccessToken(payload.access_token, payload.ttl);\r\n    return payload;\r\n  }\r\n\r\n  setAccessToken(accessToken: string, ttlSeconds?: number): void {\r\n    this.accessToken = accessToken;\r\n    const ttl = ttlSeconds ?? 600;\r\n    this.tokenExpiresAt = Date.now() + Math.max(1, ttl - this.tokenRefreshBufferSeconds) * 1000;\r\n  }\r\n\r\n  private async request<TResponse>(\r\n    method: Method,\r\n    path: string,\r\n    body: unknown,\r\n    options: SepayRequestOptions\r\n  ): Promise<TResponse> {\r\n    const authMode = options.authMode ?? \"bearer\";\r\n    const headers: Record<string, string> = {\r\n      ...options.headers\r\n    };\r\n\r\n    if (authMode === \"basic\") {\r\n      headers.Authorization = this.createBasicAuthorization();\r\n    } else if (authMode === \"bearer\") {\r\n      const token = await this.ensureAccessToken();\r\n      headers.Authorization = `Bearer ${token}`;\r\n    }\r\n\r\n    const config: AxiosRequestConfig = {\r\n      method,\r\n      url: path,\r\n      data: body,\r\n      params: options.params,\r\n      headers\r\n    };\r\n\r\n    try {\r\n      const response = await this.http.request<TResponse>(config);\r\n      return response.data;\r\n    } catch (error: unknown) {\r\n      throw this.mapAxiosError(error, options.operation);\r\n    }\r\n  }\r\n\r\n  private async ensureAccessToken(): Promise<string> {\r\n    const now = Date.now();\r\n    if (!this.accessToken || now >= this.tokenExpiresAt) {\r\n      await this.createAccessToken();\r\n    }\r\n\r\n    if (!this.accessToken) {\r\n      throw new SepayBankHubError(\"Unable to acquire access token\", {\r\n        code: \"AUTHENTICATION_ERROR\"\r\n      });\r\n    }\r\n\r\n    return this.accessToken;\r\n  }\r\n\r\n  private createBasicAuthorization(): string {\r\n    const raw = `${this.clientId}:${this.clientSecret}`;\r\n    const encoded = Buffer.from(raw, \"utf-8\").toString(\"base64\");\r\n    return `Basic ${encoded}`;\r\n  }\r\n\r\n  private mapAxiosError(error: unknown, operation: string): SepayBankHubError {\r\n    if (!(error instanceof AxiosError)) {\r\n      return new SepayBankHubError(`Unknown error when ${operation}`, {\r\n        code: \"API_ERROR\",\r\n        operation,\r\n        cause: error\r\n      });\r\n    }\r\n\r\n    if (error.code === \"ECONNABORTED\") {\r\n      return new SepayBankHubError(`Timeout when ${operation}`, {\r\n        code: \"TIMEOUT_ERROR\",\r\n        operation,\r\n        cause: error,\r\n        retryable: true\r\n      });\r\n    }\r\n\r\n    if (!error.response) {\r\n      return new SepayBankHubError(`Network error when ${operation}`, {\r\n        code: \"NETWORK_ERROR\",\r\n        operation,\r\n        cause: error,\r\n        retryable: true\r\n      });\r\n    }\r\n\r\n    const status = error.response.status;\r\n    const payload = error.response.data;\r\n    const message = this.pickMessage(payload) ?? error.message;\r\n\r\n    if (status === 400) {\r\n      return new SepayBankHubError(`Validation failed when ${operation}: ${message}`, {\r\n        code: \"VALIDATION_ERROR\",\r\n        status,\r\n        operation,\r\n        details: payload,\r\n        cause: error,\r\n        retryable: false\r\n      });\r\n    }\r\n\r\n    if (status === 401 || status === 403) {\r\n      return new SepayBankHubError(`Authentication failed when ${operation}: ${message}`, {\r\n        code: \"AUTHENTICATION_ERROR\",\r\n        status,\r\n        operation,\r\n        details: payload,\r\n        cause: error,\r\n        retryable: false\r\n      });\r\n    }\r\n\r\n    return new SepayBankHubError(`SePay API error when ${operation}: ${message}`, {\r\n      code: \"API_ERROR\",\r\n      status,\r\n      operation,\r\n      details: payload,\r\n      cause: error,\r\n      retryable: status >= 500\r\n    });\r\n  }\r\n\r\n  private pickMessage(payload: unknown): string | undefined {\r\n    if (!payload || typeof payload !== \"object\") {\r\n      return undefined;\r\n    }\r\n\r\n    const maybeMessage = (payload as { message?: unknown }).message;\r\n    return typeof maybeMessage === \"string\" ? maybeMessage : undefined;\r\n  }\r\n}\r\n","export type SepayBankHubErrorCode =\r\n  | \"CONFIGURATION_ERROR\"\r\n  | \"AUTHENTICATION_ERROR\"\r\n  | \"VALIDATION_ERROR\"\r\n  | \"API_ERROR\"\r\n  | \"NETWORK_ERROR\"\r\n  | \"TIMEOUT_ERROR\"\r\n  | \"UNEXPECTED_RESPONSE\";\r\n\r\nexport interface SepayBankHubErrorOptions {\r\n  code: SepayBankHubErrorCode;\r\n  status?: number;\r\n  operation?: string;\r\n  details?: unknown;\r\n  requestId?: string;\r\n  retryable?: boolean;\r\n  cause?: unknown;\r\n}\r\n\r\nexport class SepayBankHubError extends Error {\r\n  readonly code: SepayBankHubErrorCode;\r\n  readonly status?: number;\r\n  readonly operation?: string;\r\n  readonly details?: unknown;\r\n  readonly requestId?: string;\r\n  readonly retryable?: boolean;\r\n\r\n  constructor(message: string, options: SepayBankHubErrorOptions) {\r\n    super(message);\r\n    this.name = \"SepayBankHubError\";\r\n    this.code = options.code;\r\n    if (options.status !== undefined) {\r\n      this.status = options.status;\r\n    }\r\n    if (options.operation !== undefined) {\r\n      this.operation = options.operation;\r\n    }\r\n    this.details = options.details;\r\n    if (options.requestId !== undefined) {\r\n      this.requestId = options.requestId;\r\n    }\r\n    if (options.retryable !== undefined) {\r\n      this.retryable = options.retryable;\r\n    }\r\n\r\n    if (options.cause !== undefined) {\r\n      (this as { cause?: unknown }).cause = options.cause;\r\n    }\r\n  }\r\n}\r\n","import { SepayBankHubClient, SepayBankHubClientOptions } from \"./client\";\r\nimport { SepayBankHubError } from \"./errors\";\r\nimport {\r\n  BankAccount,\r\n  BankAccountListQuery,\r\n  Company,\r\n  CompanyCounterData,\r\n  CompanyCounterQuery,\r\n  CompanyCreateRequest,\r\n  CompanyListQuery,\r\n  CompanyUpdateRequest,\r\n  CreateLinkTokenRequest,\r\n  CreateLinkTokenResponse,\r\n  CreateTokenResponse,\r\n  GetLinkTokenRequest,\r\n  LinkTokenDetails,\r\n  MerchantConfig,\r\n  MerchantConfigUpdateRequest,\r\n  MockTransactionCreateRequest,\r\n  MockTransactionCreateResponse,\r\n  RevokeLinkTokenRequest,\r\n  SepayApiEnvelope,\r\n  SepayApiPaginationMeta,\r\n  SepayDetailResult,\r\n  SepayOperationResult,\r\n  SepayPaginatedResult,\r\n  Transaction,\r\n  TransactionListQuery,\r\n  UploadMerchantLogoOptions,\r\n  WebhookConfig,\r\n  WebhookUpsertRequest\r\n} from \"./types\";\r\n\r\nexport class SepayBankHubService {\r\n  private readonly client: SepayBankHubClient;\r\n\r\n  readonly auth = {\r\n    createToken: () => this.createAccessToken(),\r\n    setAccessToken: (accessToken: string, ttlSeconds?: number) => this.setAccessToken(accessToken, ttlSeconds)\r\n  };\r\n\r\n  readonly linkToken = {\r\n    create: (payload: CreateLinkTokenRequest) => this.createLinkToken(payload),\r\n    get: (payload: GetLinkTokenRequest) => this.getLinkToken(payload),\r\n    revoke: (payload: RevokeLinkTokenRequest) => this.revokeLinkToken(payload)\r\n  };\r\n\r\n  readonly company = {\r\n    list: (query?: CompanyListQuery) => this.listCompanies(query),\r\n    details: (companyId: string) => this.getCompanyDetails(companyId),\r\n    create: (payload: CompanyCreateRequest) => this.createCompany(payload),\r\n    update: (companyId: string, payload: CompanyUpdateRequest) => this.updateCompany(companyId, payload),\r\n    counter: (companyId: string, query?: CompanyCounterQuery) => this.getCompanyCounter(companyId, query)\r\n  };\r\n\r\n  readonly bankAccount = {\r\n    list: (query?: BankAccountListQuery) => this.listBankAccounts(query),\r\n    details: (bankAccountId: string) => this.getBankAccountDetails(bankAccountId)\r\n  };\r\n\r\n  readonly transaction = {\r\n    list: (query?: TransactionListQuery) => this.listTransactions(query),\r\n    details: (transactionId: string) => this.getTransactionDetails(transactionId),\r\n    createMock: (payload: MockTransactionCreateRequest) => this.createMockTransaction(payload)\r\n  };\r\n\r\n  readonly merchantConfig = {\r\n    get: () => this.getMerchantConfig(),\r\n    update: (payload: MerchantConfigUpdateRequest) => this.updateMerchantConfig(payload),\r\n    uploadLogo: (options: UploadMerchantLogoOptions) => this.uploadMerchantLogo(options)\r\n  };\r\n\r\n  readonly webhook = {\r\n    get: () => this.getWebhookConfig(),\r\n    upsert: (payload: WebhookUpsertRequest) => this.upsertWebhook(payload)\r\n  };\r\n\r\n  constructor(options: SepayBankHubClientOptions | SepayBankHubClient) {\r\n    this.client = options instanceof SepayBankHubClient ? options : new SepayBankHubClient(options);\r\n  }\r\n\r\n  async createAccessToken(): Promise<CreateTokenResponse> {\r\n    return this.client.createAccessToken();\r\n  }\r\n\r\n  setAccessToken(accessToken: string, ttlSeconds?: number): void {\r\n    this.client.setAccessToken(accessToken, ttlSeconds);\r\n  }\r\n\r\n  async createLinkToken(payload: CreateLinkTokenRequest): Promise<CreateLinkTokenResponse> {\r\n    const response = await this.client.post<CreateLinkTokenResponse | SepayApiEnvelope<CreateLinkTokenResponse>, CreateLinkTokenRequest>(\r\n      \"/v1/link-token/create\",\r\n      payload,\r\n      this.req(\"create link token\")\r\n    );\r\n\r\n    return this.extractDataOrSelf<CreateLinkTokenResponse>(response, \"create link token\");\r\n  }\r\n\r\n  async getLinkToken(payload: GetLinkTokenRequest): Promise<SepayDetailResult<LinkTokenDetails>> {\r\n    const response = await this.client.post<LinkTokenDetails | SepayApiEnvelope<LinkTokenDetails>, GetLinkTokenRequest>(\r\n      \"/v1/link-token/get\",\r\n      payload,\r\n      this.req(\"get link token details\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<LinkTokenDetails>(response, \"get link token details\") };\r\n  }\r\n\r\n  async revokeLinkToken(payload: RevokeLinkTokenRequest): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, RevokeLinkTokenRequest>(\r\n      \"/v1/link-token/revoke\",\r\n      payload,\r\n      this.req(\"revoke link token\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  async listCompanies(query?: CompanyListQuery): Promise<SepayPaginatedResult<Company>> {\r\n    const response = await this.client.get<SepayApiEnvelope<Company[]>>(\r\n      \"/v1/company\",\r\n      this.req(\"list companies\", this.toParams(query))\r\n    );\r\n\r\n    const items = this.extractListData<Company>(response, \"list companies\");\r\n    return { items, meta: this.extractMeta(response) };\r\n  }\r\n\r\n  async getCompanyDetails(companyId: string): Promise<SepayDetailResult<Company>> {\r\n    const response = await this.client.get<SepayApiEnvelope<Company> | Company>(\r\n      `/v1/company/${this.ensureId(companyId, \"companyId\")}`,\r\n      this.req(\"get company details\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<Company>(response, \"get company details\") };\r\n  }\r\n\r\n  async createCompany(payload: CompanyCreateRequest): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, CompanyCreateRequest>(\r\n      \"/v1/company/create\",\r\n      payload,\r\n      this.req(\"create company\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  async updateCompany(companyId: string, payload: CompanyUpdateRequest): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, CompanyUpdateRequest>(\r\n      `/v1/company/edit/${this.ensureId(companyId, \"companyId\")}`,\r\n      payload,\r\n      this.req(\"update company\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  async getCompanyCounter(companyId: string, query?: CompanyCounterQuery): Promise<CompanyCounterData> {\r\n    const response = await this.client.get<SepayApiEnvelope<CompanyCounterData> | CompanyCounterData>(\r\n      `/v1/company/counter/${this.ensureId(companyId, \"companyId\")}`,\r\n      this.req(\"get company counter\", this.toParams(query))\r\n    );\r\n\r\n    return this.extractDataOrSelf<CompanyCounterData>(response, \"get company counter\");\r\n  }\r\n\r\n  async listBankAccounts(query?: BankAccountListQuery): Promise<SepayPaginatedResult<BankAccount>> {\r\n    const response = await this.client.get<SepayApiEnvelope<BankAccount[]>>(\r\n      \"/v1/bank-account\",\r\n      this.req(\"list bank accounts\", this.toParams(query))\r\n    );\r\n\r\n    const items = this.extractListData<BankAccount>(response, \"list bank accounts\");\r\n    return { items, meta: this.extractMeta(response) };\r\n  }\r\n\r\n  async getBankAccountDetails(bankAccountId: string): Promise<SepayDetailResult<BankAccount>> {\r\n    const response = await this.client.get<SepayApiEnvelope<BankAccount> | BankAccount>(\r\n      `/v1/bank-account/${this.ensureId(bankAccountId, \"bankAccountId\")}`,\r\n      this.req(\"get bank account details\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<BankAccount>(response, \"get bank account details\") };\r\n  }\r\n\r\n  async listTransactions(query?: TransactionListQuery): Promise<SepayPaginatedResult<Transaction>> {\r\n    const response = await this.client.get<SepayApiEnvelope<Transaction[]>>(\r\n      \"/v1/transaction\",\r\n      this.req(\"list transactions\", this.toParams(query))\r\n    );\r\n\r\n    const items = this.extractListData<Transaction>(response, \"list transactions\");\r\n    return { items, meta: this.extractMeta(response) };\r\n  }\r\n\r\n  async getTransactionDetails(transactionId: string): Promise<SepayDetailResult<Transaction>> {\r\n    const response = await this.client.get<SepayApiEnvelope<Transaction> | Transaction>(\r\n      `/v1/transaction/${this.ensureId(transactionId, \"transactionId\")}`,\r\n      this.req(\"get transaction details\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<Transaction>(response, \"get transaction details\") };\r\n  }\r\n\r\n  async createMockTransaction(payload: MockTransactionCreateRequest): Promise<MockTransactionCreateResponse> {\r\n    const response = await this.client.post<SepayApiEnvelope<MockTransactionCreateResponse> | MockTransactionCreateResponse, MockTransactionCreateRequest>(\r\n      \"/v1/transaction/create\",\r\n      payload,\r\n      this.req(\"create mock transaction\")\r\n    );\r\n\r\n    return this.extractDataOrSelf<MockTransactionCreateResponse>(response, \"create mock transaction\");\r\n  }\r\n\r\n  async getMerchantConfig(): Promise<SepayDetailResult<MerchantConfig>> {\r\n    const response = await this.client.get<SepayApiEnvelope<MerchantConfig> | MerchantConfig>(\r\n      \"/v1/merchant-config\",\r\n      this.req(\"get merchant config\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<MerchantConfig>(response, \"get merchant config\") };\r\n  }\r\n\r\n  async updateMerchantConfig(payload: MerchantConfigUpdateRequest): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, MerchantConfigUpdateRequest>(\r\n      \"/v1/merchant-config\",\r\n      payload,\r\n      this.req(\"update merchant config\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  async uploadMerchantLogo(options: UploadMerchantLogoOptions): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, FormData>(\r\n      \"/v1/merchant-config/logo\",\r\n      options.formData,\r\n      this.req(\"upload merchant logo\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  async getWebhookConfig(): Promise<SepayDetailResult<WebhookConfig | null>> {\r\n    const response = await this.client.get<SepayApiEnvelope<WebhookConfig | null> | WebhookConfig | null>(\r\n      \"/v1/webhook\",\r\n      this.req(\"get webhook config\")\r\n    );\r\n\r\n    return { item: this.extractDataOrSelf<WebhookConfig | null>(response, \"get webhook config\") };\r\n  }\r\n\r\n  async upsertWebhook(payload: WebhookUpsertRequest): Promise<SepayOperationResult> {\r\n    const response = await this.client.post<SepayOperationResult | SepayApiEnvelope<never>, WebhookUpsertRequest>(\r\n      \"/v1/webhook\",\r\n      payload,\r\n      this.req(\"upsert webhook\")\r\n    );\r\n\r\n    return this.extractOperationResult(response);\r\n  }\r\n\r\n  private req(operation: string, params?: Record<string, string | number | boolean | undefined>) {\r\n    if (params) {\r\n      return { operation, params };\r\n    }\r\n\r\n    return { operation };\r\n  }\r\n\r\n  private toParams<T extends object>(query?: T): Record<string, string | number | boolean | undefined> | undefined {\r\n    if (!query) {\r\n      return undefined;\r\n    }\r\n\r\n    return query as Record<string, string | number | boolean | undefined>;\r\n  }\r\n\r\n  private ensureId(id: string, fieldName: string): string {\r\n    if (!id || !id.trim()) {\r\n      throw new SepayBankHubError(`${fieldName} is required`, {\r\n        code: \"VALIDATION_ERROR\",\r\n        operation: \"validate input\"\r\n      });\r\n    }\r\n\r\n    return id;\r\n  }\r\n\r\n  private extractListData<T>(payload: unknown, operation: string): T[] {\r\n    const data = this.extractDataOrSelf<unknown>(payload, operation);\r\n    if (!Array.isArray(data)) {\r\n      throw new SepayBankHubError(`Unexpected response shape when ${operation}`, {\r\n        code: \"UNEXPECTED_RESPONSE\",\r\n        operation,\r\n        details: payload\r\n      });\r\n    }\r\n\r\n    return data as T[];\r\n  }\r\n\r\n  private extractMeta(payload: unknown): SepayApiPaginationMeta {\r\n    if (!payload || typeof payload !== \"object\") {\r\n      return {};\r\n    }\r\n\r\n    const meta = (payload as { meta?: unknown }).meta;\r\n    if (!meta || typeof meta !== \"object\") {\r\n      return {};\r\n    }\r\n\r\n    return meta as SepayApiPaginationMeta;\r\n  }\r\n\r\n  private extractOperationResult(payload: unknown): SepayOperationResult {\r\n    if (!payload || typeof payload !== \"object\") {\r\n      return { message: \"success\" };\r\n    }\r\n\r\n    const envelope = payload as SepayApiEnvelope<unknown>;\r\n    if (typeof envelope.code === \"number\" || typeof envelope.message === \"string\") {\r\n      const result: SepayOperationResult = {\r\n        ...(payload as Record<string, unknown>)\r\n      };\r\n\r\n      if (envelope.code !== undefined) {\r\n        result.code = envelope.code;\r\n      }\r\n      if (envelope.message !== undefined) {\r\n        result.message = envelope.message;\r\n      }\r\n\r\n      return result;\r\n    }\r\n\r\n    return payload as SepayOperationResult;\r\n  }\r\n\r\n  private extractDataOrSelf<T>(payload: unknown, operation: string): T {\r\n    if (payload === null || payload === undefined) {\r\n      throw new SepayBankHubError(`Empty response payload when ${operation}`, {\r\n        code: \"UNEXPECTED_RESPONSE\",\r\n        operation,\r\n        details: payload\r\n      });\r\n    }\r\n\r\n    if (typeof payload !== \"object\") {\r\n      return payload as T;\r\n    }\r\n\r\n    const envelope = payload as SepayApiEnvelope<T>;\r\n    if (\"data\" in envelope) {\r\n      return envelope.data as T;\r\n    }\r\n\r\n    return payload as T;\r\n  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