{
  "schema_version": "1.1",
  "formula_versions": {
    "effort": "2.0",
    "value": "2.0",
    "market": "2.0"
  },
  "created_at": "2026-05-06T16:42:00Z",
  "feature_dir": "_reversa_sdd/forward/042-pagamento-pix",
  "profile_ref": "_reversa_sdd/_pricing/profile.json",
  "size_ref": "_reversa_sdd/_pricing/042-pagamento-pix/size.json",
  "currency": "BRL",
  "billing_currency": null,
  "exchange_rate_to_local": null,
  "scenarios": {
    "effort": {
      "available": true,
      "horas_min": 32,
      "horas_max": 80,
      "horas_estimadas": 56,
      "seniority_factor": 1.0,
      "custo_direto_min": 3200.0,
      "custo_direto_max": 8000.0,
      "custo_direto": 5600.0,
      "imposto_aproximado_min": 480.0,
      "imposto_aproximado_max": 1200.0,
      "imposto_aproximado": 840.0,
      "markup_aplicado_min": 1120.0,
      "markup_aplicado_max": 2800.0,
      "markup_aplicado": 1960.0,
      "preco_minimo": 4800.0,
      "preco_maximo": 12000.0,
      "preco_total": 8400.0,
      "explanation_pt_br": "Range based on 32 to 80h for complexity class L, senior seniority, direct cost, 15% tax reserve, and 35% project markup."
    },
    "value": {
      "available": true,
      "monthly_return_declared": 2000.0,
      "users_impacted": 500,
      "cost_of_not_doing": 5000.0,
      "annual_value": 24000.0,
      "value_capture_min": 0.1,
      "value_capture_recommended": 0.2,
      "value_capture_max": 0.3,
      "preco_minimo": 2400.0,
      "preco_recomendado": 4800.0,
      "preco_maximo": 7200.0,
      "payback_months_min": 1.2,
      "payback_months_max": 3.6,
      "explanation_pt_br": "Range based on 10% to 30% capture of declared annual value, with approximate payback of 1.2 to 3.6 months."
    },
    "market": {
      "available": true,
      "country": "BR",
      "seniority": "senior",
      "primary_pricing_model": "escopo_fechado",
      "primary_client_profile": "pequena_empresa",
      "complexity_class": "L",
      "market_hourly_min": 100.0,
      "market_hourly_max": 200.0,
      "source_kind": "salary_derived_freelance_estimate",
      "source_year": "2025-2026",
      "sources": [
        "Portal Salario CAGED",
        "Glassdoor Brasil"
      ],
      "preco_minimo": 3200.0,
      "preco_maximo": 16000.0,
      "fallback_applied": false,
      "explanation_pt_br": "Range derived from BR senior hourly benchmark and 32 to 80h for complexity class L."
    }
  },
  "guidance_pt_br": "The declared Value generates a smaller range than the average Effort. Use Effort as the defensible floor and Market as an external reference. For this client, charge below 4800 BRL only if there is a clear strategic reason."
}