---
id: plaid-payment-method
title: Plaid Payment Method
description: Plaid-powered ACH rail for Modular Checkout with hosted Link flow.
sidebar_position: 23
---
import {
CodeBlock,
PropsMarkdownTable,
PartsMarkdownTable,
getWebcomponentsVersion,
getPropsFromDocs,
getComponentParts,
} from '../../helpers';
import docsJson from '../../docs.json';
import componentTreeJson from '../../component-tree.json';
## Overview
Renders a radio input for selecting the Plaid bank account payment method, and orchestrates the Plaid Link flow to securely connect a bank account when selected.
This component is designed to be used within the `justifi-modular-checkout` and does not accept props directly. It relies on the shared state and context managed by `justifi-modular-checkout` (auth token, account ID, and checkout ID). Saving a new payment method is controlled via the `justifi-save-new-payment-method` checkbox when a payment method group is available.
It exposes no public properties for configuration, but does emit Plaid-specific events for error handling and recovery.
> Note: This component renders nothing and logs a console warning when bank account verification is not enabled for the checkout (`payment_settings.bank_account_verification !== true`), or when ACH payments are disabled for the checkout (`payment_settings.ach_payments !== true`). The same `payment_settings` apply to other ACH rails in modular checkout (for example `new_bank_account` and `saved_bank_account` in `availablePaymentMethodTypes`).
## Usage
{`
justifi-plaid-payment-method
`}
## Props, Events & Methods
### Events
- `plaidError`: Surfaces integration failures (expired link token, network issues, user errors).
- `plaidErrorRecovered`: Fires when a previous Plaid error has been resolved and the flow can continue.
## Theming & Layout
- Styling is limited to the wrapper since Plaid controls the Link modal.
- Provide fallback instructions for devices where Plaid is unavailable.