/**
 * Risk score = sum of triggered red-flag weights, capped at 100.
 *
 * Bands:
 *   0–20   low
 *   21–50  medium
 *   51+    high
 *
 * Each rule is transparent: the report exposes every triggered flag with
 * its weight and evidence. No black-box ML — auditors can re-derive the score.
 */
import type { AresSubjectLike, AresVrLike, SanctionsMatch } from './clients.js';
import type { RedFlag, RiskLevel } from './types.js';
export interface ScoreInputs {
    ico: string;
    subject: AresSubjectLike | null;
    /** True when the ARES subject lookup threw (outage) rather than returning a
     *  genuine 404. A null subject from an outage must NOT raise NOT_FOUND_IN_ARES. */
    aresUnavailable?: boolean;
    vr: AresVrLike | null;
    vatPayer: boolean;
    bankAccountsCount: number;
    companySanction?: SanctionsMatch;
    statutorySanctions: Array<{
        name: string;
        match: SanctionsMatch;
    }>;
    insolvency?: {
        has_active: boolean;
        started_on?: string;
    } | null;
    /** True if same address shared by 50+ companies (caller computes). */
    isVirtualAddress?: boolean;
    /** Most recent statutory zápis (ISO date), used for "recent change" rule. */
    mostRecentStatutoryChange?: string;
    /** Statutory persons with active personal insolvency in ISIR. */
    statutoryPersonalInsolvencies?: Array<{
        name: string;
        spisova_znacka: string;
    }>;
    /** Statutory persons with permanent residence at a municipal office address. */
    statutoryGovtAddresses?: Array<{
        name: string;
        signal: string;
        matched_token?: string;
    }>;
    /** Statutory persons matched to a (possibly insolvent) prior company by surname. */
    statutoryPriorBankruptcies?: Array<{
        name: string;
        ico: string;
        company_name?: string;
        spisova_znacka?: string;
    }>;
    /** ADIS unreliable-VAT-payer status. Set when ADIS lookup succeeded. */
    adisStatus?: {
        reliability: 'ANO' | 'NE' | 'NENALEZEN';
        unreliable_since?: string;
        subject_type?: string;
    } | null;
}
export declare function evaluateFlags(input: ScoreInputs): RedFlag[];
export declare function scoreFromFlags(flags: RedFlag[]): {
    value: number;
    level: RiskLevel;
};
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