Module aster.finance.creditcard.

Define ApplicantInfo has applicantId, age, annualIncome, creditScore, existingCreditCards, monthlyRent, employmentStatus, yearsAtCurrentJob.

Define FinancialHistory has bankruptcyCount, latePayments, utilization, accountAge, hardInquiries.

Define CreditCardOffer has productType, requestedLimit, hasRewards, annualFee.

Define ApprovalDecision has approved, reason, approvedLimit, interestRateAPR, monthlyFee, creditLine, requiresDeposit, depositAmount.

Define RiskScore has score, category, factors.

Define IncomeValidation has sufficient, ratio, recommendation.

Rule evaluateCreditCardApplication given applicant, history, offer, produce:
  Return 0.
Rule calculateComprehensiveRiskScore given applicant, history, produce:
  Return 0.
Rule calculateCreditScorePoints given creditScore, produce:
  Return 0.
Rule calculateHistoryPoints given history, produce:
  Return 0.
Rule calculateUtilizationPenalty given utilization, produce:
  Return 0.
Rule calculateInquiryPenalty given inquiries, produce:
  Return 0.
Rule validateIncomeRequirements given applicant, requestedLimit, produce:
  Return 0.
Rule assessEmploymentStability given applicant, produce:
  Return 0.
Rule determineFinalCreditLimit given requestedLimit, applicant, history, riskScore, employmentScore, produce:
  Return 0.
Rule calculateAPR given creditScore, riskScore, history, produce:
  Return 0.
Rule shouldRequireSecuredCard given applicant, history, riskScore, produce:
  Return 0.
Rule calculateRequiredDeposit given requiresSecured, creditLimit, produce:
  Return 0.
Rule determineMonthlyFee given productType, isSecured, creditScore, produce:
  Return 0.