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* `@ar-agents/banking/testing` — fixtures + mock BCRA adapters for tests.\n *\n * What you get:\n *\n * - **`MockBcraDeudaAdapter`** — drop-in for `BcraDeudaAdapter`. Seed CUIT\n * → BcraDeudaResult mappings; `.calls` records every lookup.\n *\n * - **`MockBcraVarsAdapter`** — drop-in for `BcraVarsAdapter`. Seed the\n * variable catalog + per-variable time series.\n *\n * - **Factories** for the result shapes: `mockBcraDeudaClean` (al día),\n * `mockBcraDeudaRiesgo` (situation 2-6), `mockBcraDeudaUnavailable`,\n * plus `mockBcraVariable`, `mockUsdOficialSeries`, `mockCerSeries`.\n *\n * The 4 algorithm-only banking tools (`validate_cbu`, `lookup_bank_by_code`,\n * `list_banks`, `list_psps`) don't need mocks — they're pure functions.\n */\n\nimport type { BcraDeudaAdapter } from \"./bcra\";\nimport type {\n BcraVarsAdapter,\n BcraVariable,\n BcraVariableDatapoint,\n} from \"./bcra-vars\";\nimport type {\n BcraDeudaResult,\n BcraDeudaData,\n BcraDebtEntity,\n BcraSituation,\n} from \"./types\";\n\n// ─────────────────────────────────────────────────────────────────────────────\n// BcraDeuda factories\n// ─────────────────────────────────────────────────────────────────────────────\n\nconst ymPeriod = () => {\n const d = new Date();\n return `${d.getFullYear()}${String(d.getMonth() + 1).padStart(2, \"0\")}`;\n};\n\n/** Clean record — taxpayer al día, situation 1, low debt. */\nexport function mockBcraDeudaClean(\n overrides: { cuit?: string; name?: string; totalAmount?: number } = {},\n): BcraDeudaResult {\n const cuit = (overrides.cuit ?? \"20123456789\").replace(/[^\\d]/g, \"\");\n const total = overrides.totalAmount ?? 100_000;\n const data: BcraDeudaData = {\n name: overrides.name ?? \"Test Persona Clean\",\n period: ymPeriod(),\n worstSituation: 1,\n totalAmount: total,\n entities: [\n {\n entity: \"BANCO DE GALICIA Y BUENOS AIRES S.A.U.\",\n situation: 1,\n amount: total,\n daysOverdue: 0,\n refinanced: false,\n inReview: false,\n inLitigation: false,\n } as BcraDebtEntity,\n ],\n };\n return { cuit, available: true, error: null, data };\n}\n\n/** Risky record — situation N (default 3 — riesgo medio). */\nexport function mockBcraDeudaRiesgo(\n args: {\n cuit?: string;\n name?: string;\n situation?: BcraSituation;\n daysOverdue?: number;\n amount?: number;\n } = {},\n): BcraDeudaResult {\n const cuit = (args.cuit ?? \"20987654321\").replace(/[^\\d]/g, \"\");\n const situation = args.situation ?? 3;\n const amount = args.amount ?? 5_000_000;\n const data: BcraDeudaData = {\n name: args.name ?? \"Test Persona Risky\",\n period: ymPeriod(),\n worstSituation: situation,\n totalAmount: amount,\n entities: [\n {\n entity: \"BANCO DE LA NACION ARGENTINA\",\n situation,\n amount,\n daysOverdue: args.daysOverdue ?? 120,\n refinanced: false,\n inReview: false,\n inLitigation: false,\n } as BcraDebtEntity,\n ],\n };\n return { cuit, available: true, error: null, data };\n}\n\n/** No record / service down. */\nexport function mockBcraDeudaUnavailable(\n cuit = \"20999999999\",\n reason = \"El CUIT consultado no tiene antecedentes crediticios en el sistema financiero.\",\n): BcraDeudaResult {\n return { cuit, available: false, error: reason, data: null };\n}\n\n// ─────────────────────────────────────────────────────────────────────────────\n// MockBcraDeudaAdapter\n// ─────────────────────────────────────────────────────────────────────────────\n\nexport class MockBcraDeudaAdapter implements BcraDeudaAdapter {\n private readonly store = new Map();\n /** Append-only log of every lookup call. */\n readonly calls: string[] = [];\n\n seed(cuit: string, result: BcraDeudaResult): this {\n const normalized = cuit.replace(/[^\\d]/g, \"\");\n this.store.set(normalized, { ...result, cuit: normalized });\n return this;\n }\n\n seedMany(entries: Record): this {\n for (const [cuit, result] of Object.entries(entries)) {\n this.seed(cuit, result);\n }\n return this;\n }\n\n reset(): this {\n this.calls.length = 0;\n return this;\n }\n\n clear(): this {\n this.store.clear();\n this.calls.length = 0;\n return this;\n }\n\n async lookup(cuit: string): Promise {\n const normalized = cuit.replace(/[^\\d]/g, \"\");\n this.calls.push(normalized);\n const seeded = this.store.get(normalized);\n if (seeded) return seeded;\n return {\n cuit: normalized,\n available: false,\n error: `MockBcraDeudaAdapter: no seeded result for CUIT ${normalized}.`,\n data: null,\n };\n }\n}\n\n// ─────────────────────────────────────────────────────────────────────────────\n// BcraVars factories\n// ─────────────────────────────────────────────────────────────────────────────\n\n/** A single time-series datapoint. */\nexport function mockBcraDatapoint(date: string, value: number): BcraVariableDatapoint {\n return { fecha: date, valor: value };\n}\n\n/** A flat \"USD oficial = N today\" series. */\nexport function mockUsdOficialSeries(value = 1000): BcraVariableDatapoint[] {\n const today = new Date().toISOString().slice(0, 10);\n return [mockBcraDatapoint(today, value)];\n}\n\n/** A 30-day CER series with monthly inflation rate `growth` (default 5%). */\nexport function mockCerSeries(start = 100, growth = 0.05, days = 30): BcraVariableDatapoint[] {\n const out: BcraVariableDatapoint[] = [];\n const base = new Date();\n for (let i = days - 1; i >= 0; i--) {\n const d = new Date(base.getTime() - i * 86_400_000);\n const v = start * (1 + growth) ** ((days - 1 - i) / 30);\n out.push(mockBcraDatapoint(d.toISOString().slice(0, 10), Number(v.toFixed(4))));\n }\n return out;\n}\n\nconst DEFAULT_VARIABLES: BcraVariable[] = [\n { idVariable: 4, descripcion: \"Tipo de cambio oficial USD/ARS\", valor: 1000, fecha: new Date().toISOString().slice(0, 10) },\n { idVariable: 30, descripcion: \"CER (Coeficiente de Estabilización de Referencia)\", valor: 200, fecha: new Date().toISOString().slice(0, 10) },\n { idVariable: 31, descripcion: \"UVA (Unidad de Valor Adquisitivo)\", valor: 1700, fecha: new Date().toISOString().slice(0, 10) },\n { idVariable: 1, descripcion: \"Reservas internacionales del BCRA\", valor: 26000, fecha: new Date().toISOString().slice(0, 10) },\n];\n\n// ─────────────────────────────────────────────────────────────────────────────\n// MockBcraVarsAdapter\n// ─────────────────────────────────────────────────────────────────────────────\n\nexport class MockBcraVarsAdapter implements BcraVarsAdapter {\n private variables: BcraVariable[] = [...DEFAULT_VARIABLES];\n private series = new Map();\n readonly calls: Array<{ method: \"list\" | \"series\"; idVariable?: number }> = [];\n\n setVariables(vs: BcraVariable[]): this {\n this.variables = vs;\n return this;\n }\n\n seedSeries(idVariable: number, points: BcraVariableDatapoint[]): this {\n this.series.set(idVariable, points);\n return this;\n }\n\n reset(): this {\n this.calls.length = 0;\n return this;\n }\n\n async listVariables(): Promise {\n this.calls.push({ method: \"list\" });\n return this.variables;\n }\n\n async getVariable(idVariable: number): Promise {\n this.calls.push({ method: \"series\", idVariable });\n return this.series.get(idVariable) ?? 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