:root{--mcm-primary:#4361ee;--mcm-primary-deep:#3a56d4;--mcm-secondary:#00a86b;--mcm-secondary-light:#e6f0ff;--mcm-danger:#e74c3c;--mcm-bg:#f7f9fb;--mcm-white:#ffffff;--mcm-text:#2b2d42;--mcm-border:#d8dce2;--mcm-radius:8px;--mcm-spacing:1.5rem;--mcm-gap:0.6rem;--mcm-shadow:0 2px 12px rgba(67, 97, 238, 0.07);--mcm-shadow-hover:0 6px 24px rgba(67, 97, 238, 0.13);--mcm-text-muted:#7b8194}.mcm-header{display:flex;align-items:center;gap:.85rem;padding:2rem 1.25rem;background:linear-gradient(135deg,var(--mcm-primary) 0%,var(--mcm-primary-deep) 100%)!important;border-radius:var(--mcm-radius)!important;position:relative;overflow:hidden}.mcm-header::before{content:"";position:absolute;top:-40px;right:-40px;width:130px;height:130px;border-radius:50%;background:rgb(255 255 255 / .06)!important}.mcm-header::after{content:"";position:absolute;bottom:-30px;left:35%;width:90px;height:90px;border-radius:50%;background:rgb(255 255 255 / .04)!important}.mcm-header-icon{width:44px;height:44px;background:rgb(255 255 255 / .15)!important;border-radius:var(--mcm-radius)!important;display:flex;align-items:center;justify-content:center;flex-shrink:0}.mcm-header-text{flex:1}.mcm-header-title{font-size:1.25rem!important;font-weight:700;color:white!important;letter-spacing:-.01em}.mcm-header-sub{font-size:0.72rem!important;color:rgb(255 255 255 / .7)!important;font-weight:400;letter-spacing:.04em;text-transform:uppercase;margin-top:2px}.mcm-header-badge{display:flex;align-items:center;gap:5px;background:rgb(255 255 255 / .15)!important;border-radius:20px!important;padding:.3rem .7rem;font-size:0.72rem!important;color:white!important;font-weight:600;letter-spacing:.02em;flex-shrink:0}.mcm-layout{display:grid;grid-template-columns:420px 1fr;gap:1rem;align-items:start}.mcm-panel{background:var(--mcm-white)!important;border-radius:var(--mcm-radius)!important;border:1px solid var(--mcm-border)!important;box-shadow:var(--mcm-shadow);overflow:hidden}.mcm-panel-input{padding:var(--mcm-spacing)}.mcm-panel-results{padding:var(--mcm-spacing);min-height:320px;display:flex;flex-direction:column}.mcm-section-label{display:flex;align-items:center;gap:7px;margin-bottom:1rem}.mcm-section-label p{font-size:0.78rem!important;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--mcm-text-muted)!important}.mcm-dot{width:7px;height:7px;background:var(--mcm-primary)!important;border-radius:50%;flex-shrink:0}.mcm-dot-green{background:var(--mcm-secondary)!important}.mcm-form{display:flex;flex-direction:column;gap:1rem}.mcm-field{display:flex;flex-direction:column;gap:5px}.mcm-label{font-size:0.82rem!important;font-weight:500;color:var(--mcm-text)!important;display:flex;align-items:center;gap:7px;flex-wrap:wrap}.mcm-badge-info{font-size:0.68rem!important;font-weight:600;background:#e8edff!important;color:var(--mcm-primary)!important;border-radius:12px;padding:1px 7px;line-height:1.6}.mcm-optional{font-size:0.7rem!important;font-weight:400;color:var(--mcm-text-muted)!important}.mcm-input-wrap{display:flex;align-items:center;border:1px solid var(--mcm-border)!important;border-radius:var(--mcm-radius)!important;background:var(--mcm-white)!important;transition:border-color 0.18s,box-shadow 0.18s;overflow:hidden}.mcm-input-wrap:focus-within{border:1px solid var(--mcm-primary)!important;box-shadow:0 0 0 3px rgb(67 97 238 / .1)}.mcm-prefix,.mcm-suffix{padding:0 .6rem;font-size:0.85rem!important;color:var(--mcm-text-muted)!important;font-weight:500;background:#f5f6fa!important;height:40px!important;max-width:fit-content!important;display:flex;align-items:center;white-space:nowrap;border-right:1px solid var(--mcm-border)!important;align-self:stretch}.mcm-suffix{border-right:none!important;border-left:1px solid var(--mcm-border)!important}.mcm-input{flex:1;border:none!important;outline:none;padding:.55rem .75rem;font-size:0.92rem!important;font-family:"Rubik",sans-serif;color:var(--mcm-text)!important;background:transparent!important;width:100%;height:40px;min-width:0}.mcm-input::placeholder{color:#bdc3cf!important}.mcm-input::-webkit-outer-spin-button,.mcm-input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.mcm-input[type="number"]{-moz-appearance:textfield}.mcm-dual-input{display:flex;gap:var(--mcm-gap)}.mcm-dual-input .mcm-input-wrap:first-child{flex:1}.mcm-pct-wrap{width:95px;flex-shrink:0}.mcm-input-pct{text-align:center}.mcm-toggle-group{display:flex;gap:6px}.mcm-toggle{flex:1;padding:.5rem .4rem;font-size:0.82rem!important;font-family:"Rubik",sans-serif;font-weight:500;border:1px solid var(--mcm-border)!important;border-radius:var(--mcm-radius)!important;background:var(--mcm-white)!important;color:var(--mcm-text-muted)!important;cursor:pointer;transition:all 0.15s}.mcm-toggle:hover{border:1px solid var(--mcm-primary)!important;color:var(--mcm-primary)!important}.mcm-toggle.active{background:var(--mcm-primary)!important;border:1px solid var(--mcm-primary)!important;color:white!important;font-weight:600}.mcm-rate-slider-wrap{margin-top:4px}.mcm-slider{width:100%;-webkit-appearance:none;appearance:none;height:4px;border-radius:2px;background:linear-gradient(to right,var(--mcm-primary) 0%,var(--mcm-border) 0%)!important;outline:none;cursor:pointer}.mcm-slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:16px;height:16px;border-radius:50%;background:var(--mcm-primary)!important;box-shadow:0 1px 4px rgb(67 97 238 / .3);cursor:pointer;transition:box-shadow 0.15s;border:2px solid white!important}.mcm-slider::-webkit-slider-thumb:hover{box-shadow:0 0 0 4px rgb(67 97 238 / .18)}.mcm-slider::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--mcm-primary)!important;cursor:pointer;border:2px solid white!important}.mcm-slider-labels{display:flex;justify-content:space-between;font-size:0.68rem!important;color:var(--mcm-text-muted)!important;margin-top:3px}.mcm-divider{height:1px;background:var(--mcm-border)!important;margin:.3rem 0}.mcm-btn-calculate{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;padding:.85rem;background:var(--mcm-primary)!important;color:white!important;font-size:0.95rem!important;font-family:"Rubik",sans-serif;font-weight:600;border:none!important;border-radius:var(--mcm-radius)!important;cursor:pointer;transition:background 0.15s,transform 0.1s,box-shadow 0.15s;letter-spacing:.01em;box-shadow:0 3px 12px rgb(67 97 238 / .28);margin-top:.35rem}.mcm-btn-calculate:hover{background:var(--mcm-primary-deep)!important;box-shadow:0 5px 18px rgb(67 97 238 / 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#dde7ff!important;margin-bottom:1.25rem}.mcm-result-hero-label{font-size:0.75rem!important;font-weight:600;text-transform:uppercase;letter-spacing:.07em;color:var(--mcm-text-muted)!important;margin-bottom:.35rem}.mcm-result-hero-amount{font-size:2.25rem!important;font-weight:800;color:var(--mcm-primary)!important;letter-spacing:-.03em;line-height:1.1}.mcm-result-hero-sub{font-size:0.75rem!important;color:var(--mcm-text-muted)!important;margin-top:5px}.mcm-breakdown{margin-bottom:1.25rem}.mcm-breakdown-title{font-size:0.78rem!important;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--mcm-text-muted)!important;margin-bottom:.7rem}.mcm-breakdown-bar{height:10px;border-radius:6px!important;display:flex;overflow:hidden;margin-bottom:.6rem}.mcm-bar-seg{height:100%;transition:width 0.5s ease}.mcm-breakdown-legend{display:flex;flex-wrap:wrap;gap:.5rem 1rem;margin-bottom:.75rem}.mcm-legend-item{display:flex;align-items:center;gap:5px;font-size:0.72rem!important;color:var(--mcm-text-muted)!important}.mcm-legend-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}.mcm-breakdown-rows{display:flex;flex-direction:column;gap:.45rem}.mcm-bd-row{display:flex;align-items:center;justify-content:space-between;padding:.5rem .7rem;border-radius:var(--mcm-radius)!important;background:var(--mcm-bg)!important;font-size:0.87rem!important}.mcm-bd-row-left{display:flex;align-items:center;gap:8px;color:var(--mcm-text)!important}.mcm-bd-row-dot{width:9px;height:9px;border-radius:50%}.mcm-bd-row-amount{font-weight:600;color:var(--mcm-text)!important}.mcm-bd-row-total{border-top:1px solid var(--mcm-border)!important;margin-top:.2rem;padding-top:.65rem;background:transparent!important;font-weight:700}.mcm-stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--mcm-gap);margin-bottom:1.1rem}.mcm-stat-card{border-radius:var(--mcm-radius)!important;border:1px solid var(--mcm-border)!important;padding:.7rem .85rem}.mcm-stat-label{font-size:0.7rem!important;color:var(--mcm-text-muted)!important;font-weight:500;margin-bottom:3px;text-transform:uppercase;letter-spacing:.04em}.mcm-stat-value{font-size:1.05rem!important;font-weight:700;color:var(--mcm-text)!important}.mcm-stat-value.green{color:var(--mcm-secondary)!important}.mcm-stat-value.danger{color:var(--mcm-danger)!important}.mcm-pmi-note{display:flex;align-items:flex-start;gap:7px;padding:.7rem .9rem;background:#fff8e6!important;border:1px solid #ffe0a0!important;border-radius:var(--mcm-radius)!important;color:#a06000!important;font-size:0.78rem!important;margin-bottom:.9rem;line-height:1.5}.mcm-pmi-note svg{flex-shrink:0;margin-top:1px;stroke:currentColor}.mcm-extra-benefit{padding:.8rem .9rem;background:#edfaf4!important;border:1px solid #b3e6cf!important;border-radius:var(--mcm-radius)!important;margin-bottom:.9rem}.mcm-extra-benefit-title{font-size:0.78rem!important;font-weight:700;color:var(--mcm-secondary)!important;display:flex;align-items:center;gap:5px;margin-bottom:.5rem;text-transform:uppercase;letter-spacing:.04em}.mcm-extra-benefit-rows{display:flex;flex-direction:column;gap:4px}.mcm-extra-benefit-row{display:flex;justify-content:space-between;font-size:0.81rem!important;color:#1a6645!important}.mcm-extra-benefit-row span:last-child{font-weight:700}.mcm-amort-section{margin-bottom:1.1rem;border:1px solid var(--mcm-border)!important;border-radius:var(--mcm-radius)!important;overflow:hidden}.mcm-amort-header{display:flex;align-items:center;justify-content:space-between;padding:.7rem .9rem;cursor:pointer;background:var(--mcm-bg)!important;transition:background 0.12s;user-select:none}.mcm-amort-header:hover{background:#eef1f7!important}.mcm-amort-title{font-size:0.82rem!important;font-weight:600;color:var(--mcm-text)!important}.mcm-amort-toggle-btn{display:flex;align-items:center;gap:4px;font-size:0.75rem!important;color:var(--mcm-primary)!important;font-weight:500}#mcm-amort-arrow{transition:transform 0.2s;stroke:var(--mcm-primary)}#mcm-amort-arrow.open{transform:rotate(180deg)}.mcm-amort-tabs{padding:.75rem .9rem .9rem}.mcm-tab-btns{display:flex;gap:6px;margin-bottom:.75rem}.mcm-tab-btn{padding:.3rem .8rem;font-size:0.78rem!important;font-family:"Rubik",sans-serif;font-weight:500;border:1px solid var(--mcm-border)!important;border-radius:20px!important;background:var(--mcm-white)!important;color:var(--mcm-text-muted)!important;cursor:pointer;transition:all 0.15s}.mcm-tab-btn.active{background:var(--mcm-primary)!important;border:1px solid var(--mcm-primary)!important;color:white!important}.mcm-amort-table-wrap{overflow-x:auto;max-height:280px;overflow-y:auto;border-radius:var(--mcm-radius)!important;border:1px solid var(--mcm-border)!important}.mcm-amort-table{width:100%;border-collapse:collapse;font-size:0.78rem!important;border:none!important}.mcm-amort-table thead,.mcm-amort-table tbody,.mcm-amort-table tr{border:none!important}.mcm-amort-table th{position:sticky;top:0;background:#f0f3f8!important;color:var(--mcm-text-muted)!important;font-weight:600;padding:.5rem .7rem;text-align:right;font-size:0.72rem!important;text-transform:uppercase;letter-spacing:.03em;border:none!important;border-bottom:1px solid var(--mcm-border)!important}.mcm-amort-table th:first-child,.mcm-amort-table td:first-child{text-align:left}.mcm-amort-table td{padding:.42rem .7rem;text-align:right;border:none!important;border-bottom:1px solid #f0f1f4!important;color:var(--mcm-text)!important}.mcm-amort-table tr:last-child td{border-bottom:none!important}.mcm-amort-table tr:hover td{background:#f6f8ff!important}.mcm-actions{display:flex;gap:var(--mcm-gap);flex-wrap:wrap}.mcm-action{text-wrap:nowrap;flex:1;min-width:100px;display:flex;align-items:center;justify-content:center;gap:6px;padding:.75rem .75rem;font-size:0.8rem!important;font-family:"Rubik",sans-serif;font-weight:500;border-radius:var(--mcm-radius)!important;cursor:pointer;transition:all 0.15s;letter-spacing:.01em}.mcm-action-pdf{background:var(--mcm-primary)!important;color:white!important;border:1px solid var(--mcm-primary)!important}.mcm-action-pdf:hover{background:var(--mcm-primary-deep)!important;border:1px solid var(--mcm-primary-deep)!important}.mcm-action-copy{background:var(--mcm-white)!important;color:var(--mcm-text)!important;border:1px solid var(--mcm-border)!important}.mcm-action-copy:hover{background:var(--mcm-secondary-light)!important;border:1px solid var(--mcm-primary)!important;color:var(--mcm-primary)!important}.mcm-action-reset{background:var(--mcm-white)!important;color:var(--mcm-danger)!important;border:1px solid #f5c6c2!important}.mcm-action-reset:hover{background:#fff0ee!important;border:1px solid var(--mcm-danger)!important}.mcm-disclosure{margin-top:1.5rem;text-align:center}.mcm-disclosure p{font-size:0.7rem!important;color:#a0a8b8!important;line-height:1.6}.mcm-modal-overlay{display:none;position:fixed;inset:0;background:rgb(30 35 55 / .45)!important;z-index:1000;align-items:center;justify-content:center;backdrop-filter:blur(3px)}.mcm-modal-overlay.active{display:flex}.mcm-modal{background:var(--mcm-white)!important;border-radius:var(--mcm-radius)!important;padding:1.75rem;width:320px;max-width:90vw;box-shadow:0 20px 60px rgb(30 35 55 / .2);animation:mcm-pop 0.18s ease}@keyframes mcm-pop{from{transform:scale(.95);opacity:0}to{transform:scale(1);opacity:1}}.mcm-modal-title{font-size:1rem!important;font-weight:700;color:var(--mcm-text)!important;margin-bottom:.4rem}.mcm-modal-body{font-size:0.85rem!important;color:var(--mcm-text-muted)!important;margin-bottom:1.25rem}.mcm-modal-actions{display:flex;gap:.6rem;justify-content:flex-end}.mcm-modal-btn{padding:.5rem 1.1rem;font-size:0.83rem!important;font-family:"Rubik",sans-serif;font-weight:600;border-radius:var(--mcm-radius)!important;cursor:pointer;transition:all 0.14s}.mcm-modal-cancel{background:var(--mcm-bg)!important;color:var(--mcm-text)!important;border:1px solid var(--mcm-border)!important}.mcm-modal-cancel:hover{background:#eee!important}.mcm-modal-confirm{background:var(--mcm-danger)!important;color:white!important;border:1px solid var(--mcm-danger)!important}.mcm-modal-confirm:hover{background:#c0392b!important;border:1px solid #c0392b!important}.mcm-toast{position:fixed;bottom:1.5rem;left:50%;transform:translateX(-50%) translateY(30px);background:#1e2337!important;color:white!important;font-size:0.83rem!important;font-family:"Rubik",sans-serif;padding:.6rem 1.2rem;border-radius:30px!important;box-shadow:0 4px 20px rgb(0 0 0 / .2);opacity:0;pointer-events:none;transition:all 0.25s ease;white-space:nowrap;z-index:9999}.mcm-toast.show{opacity:1;transform:translateX(-50%) translateY(0)}@media (max-width:820px){.mcm-layout{grid-template-columns:1fr}}@media (max-width:520px){.mcm-header{padding:.9rem 1rem}.mcm-header-title{font-size:1rem!important}.mcm-header-badge{display:none}.mcm-result-hero-amount{font-size:2rem!important}.mcm-stats-grid{grid-template-columns:1fr 1fr}.mcm-actions{flex-direction:column}.mcm-action{min-width:100%}.mcm-dual-input{flex-direction:column}.mcm-pct-wrap{width:100%}}@media (max-width:360px){.mcm-toggle-group{flex-wrap:wrap}.mcm-toggle{flex:none;width:calc(50% - 3px)}}